Mortgage Refinance Break Even

How long will it take to break even on a mortgage refinance? That depends on a multitude of factors including your current interest rate, the new potential rate, closing costs and how long you plan to stay in your home. Use this calculator to sort through the confusion and determine if refinancing your mortgage is a sound financial decision. Click the "View Report" button for a detailed look at your records.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Kansas City, MO

8320 Ward Parkway
Kansas City, MO 64114
Main: (816) 965-1400
Toll-Free: 888.905.2165

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Overland Park, KS

10700 Nall Ave
Overland Park, KS 66211
Main: 913.905.2100

Liberty, MO

9750 N Ash Avenue
Kansas City, MO 64157
Main: 816.407.0300

Leawood, KS

3510 W 95th Street
Leawood, KS 66206
Main: 913.341.1144

Lee's Summit, MO

350 SW Blue Parkway
Lee's Summit, MO 64063
Main: 816.554.2228

Excelsior Springs, MO

2380 Vintage Court
Excelsior Springs, MO 64024
Main: 816.630.0014