Advice for New Home Buyers
Have an understanding of a few important factors - budget, location, credit score, type of home. A home buyer sometimes qualifies for more than house than they are comfortable paying for monthly - make sure the payment fits within your budget. When a buyer has an idea of location, they should researched crime statistics, school districts and points of interest they want to be near. A home buyer should know ahead of time what their credit score it as this will have an impact on approval, rate etc. If credit is not where it should be, they should slow down the process and take the time to work with a professional repair company to get those scores up. It will save buyers a lot of money in the future. Protect your credit – it is valuable. Deciding whether they prefer a maintenance free condo with general homeowner association fees or a single family home are also important aspects to home ownership. I would also encourage a new home buyer to ask as many questions as possible; there is no stupid question.
“This is my second loan working with Barbara. Both times I performed a competitive search applying with multiple brokers and both times Barbara won. On both occasions she was able to match or beat the best offer from her competition and when combined with her friendliness, professionalism and responsiveness - she was the clear winner.”
—jzill from from Grand Rapids, MI
“Very responsive to questions and patient with a client who had limited experience - she was a refinancing pro. Barbara is a good communicator. Highly recommended.”
—Paula Blankenship from from Phoenix, AZ
“Barbara has been very professional, very quick at responding and keeping me updated on the process. Highly recommend! I would come back if I have future mortgage related needs.”
—aprilzhou from from Long Island City, NY
“Barbara was absolutely great to work with. As FTHB she was on top of answering all our questions and guided us every step of the way. I can’t say enough good things about Barbara and NBKC! Best rates I’ve found!!”
—Bradly Lucas from from Casco, ME
“I found Barbara and NBKC bank via the NerdWallet website. From the very first contact Barbara showed her as a super knowledgeable professional. She could advise and answer to all of my questions and i had many. Very responsive to communications regardless of the method of contact. All the time i was up-to-date on what was going on. We closed on time. Not a single hiccup. Not a single reason for doubt. Best rates I’ve found and timing was perfect! Excellent experience.”
—Ivan M from from Saint Johns, FL
“I had a wonderful experience with NBKC Bank and specifically with Barbara Radzevich. This is the second time I worked with Barbara - the first time, on a home refinance, and this time on a new home loan. During a challenging time for home buyers and mortgage lenders due to continually increasing interest rates, Barbara was there every step of the way to guide me and answer my questions. She was responsive, professional, and extremely knowledgeable. I have had wonderful experiences working with NBKC Bank and with Barbara specifically, and I highly recommend her services.”
—Hadeel Abouhasira from from Hermitage, TN
“We had the pleasure of working with Barbara at NBKC this fall when we purchased a new home. She was fantastic to work with. Always very professional and very knowledgeable in the loan industry. She was very quick to get back with us on any questions or concerns that we had. Also, we asked for our closing date to be moved up and she worked hard to make that happen. We would absolutely recommend Barbara and would definitely work with her again for any future loan needs.”
—Shannon Burger from from Overland Park, KS
“As a first time homebuyer, Barbara took the time and care to answer all of my questions and make sure that I felt confident in my decisions during this major milestone. With the ups and downs of everyday life, Barbara was always there wearing many hats through the home buying process; but the most important being a support from start to finish. Her knowledge is unmatched, and I never had reason to doubt her advice or guidance along the way. Her overall customer service is top notch. Highly recommend!”
—Trenton M from from Manhattan, KS
“We had a great experience working with Barbara. She made the process very easy on us and we would not hesitate to work with her again if we were buying a home in the future”
—Todd from from Danville, VA
“i wasnt an easy refi because no w2s or job just a retired old guy.barbara got it done and i will be saving 2 percentage pts for the next 15 years.thanks and have a merry christmas”
—anathanson13 from from Westtown, NY
Get out there and make it happen. You have the ability to achieve anything you set your mind to.
Kansas City Royals followed closely by The Chiefs!
I once modeled for a famous artist, Demetri Vail (Dallas, Tx), who penciled a sketch of me.
More international travel - especially Greece, learning and speaking Spanish and owning a beach home.
Finding the right mortgage product for the client and answering their questions with the goal of educating them throughout the entire process. It give me great joy to help a client put steps in place to achieve that American dream of homeownership.
Western Tennessee – I am a southern girl at heart.
Fitness/weightlifting, travel, wine tastings.
I worked was as a secretary for a general contractor in Destin, FL who specialized in building ocean front condos. Working on the beach proved to be a fun, yet challenging job as it interfered with focusing on my tasks at hand.