Advice for New Home Buyers
Make sure your credit is in order! I think it’s also highly important to understand what financing options you have as each buyer’s set of circumstances is drastically different. You’re not supposed to know all the answers (that’s what we’re here for) so find a realtor and loan officer that you trust have your best interests at hand. Lastly, buying a home is likely the largest financial decision you’ll ever make so try to enjoy the process! And let us make it as easy for you as possible.
“I was fortunate enough to have Kody assist me with my first ever home purchase. While the collective experience was more than I expected, the lending component was smooth, easy, and transparent. I was never curious what my next steps were because Kody would loop me into what to expect. I would and will highly recommend him to my network.”
—Brad Thomas from from Kansas City, MO
“I worked with Kody for my first home purchase. He was knowledgeable and works to your specific needs and goals. I like the way he does business. No bsing and very straightforward. Highly recommend if you’re a new home buyer. ”
—John Zheng from from Mc Lean, VA
“After shopping for different lenders, Kody met all of my expectations. From the very beginning he was always attentive, friendly, caring, and looked out for my best interest. I was very lucky to have had him as my lender and I would recommend him to anyone looking to purchase a home! ”
—Hightdy Rattana from from Hampshire, IL
“I have 3 previous homes from a big bank. For this 4th house, I decided to try one of the lesser known banks, NBKC. Kody was able to get me a lower rate and closing fees. The loan closed on time with no issues. I even found that NBKC has less red tape than what my previous bank required. I certainly recommend Kody and will work with him again in the future.”
—Clifton A from from Oklahoma City, OK
“I have worked with Kody before but this time he helped me with a refinance of our home at NBKC bank. I will follow him wherever he goes and whichever lender he works for. Why? Because he is extremely responsive and works hard to get you the best rates for a refinance or a purchase. He works to solve any problems with loan processing. I trust his integrity 100% and will go back to him if I need to refinance or purchase another investment property. Highly recommend him to anyone looking for a mortgage.”
—Ajay Singh from from Cottonwood, AZ
“Kody is a great and honest guy. He has given honest, appropriate opinion. Working with him was smooth, my entire experience was amazing. I highly recommend him.”
—Dilip Kale from from Fort Mill, SC
“Kody was incredibly efficient and responsive throughout my purchasing process. He was able to provide me with quotes and pre-approval letters throughout an incredibly competitive process. I ended up closing with Kody and I am very glad I did :)”
—Lisa from from Seattle, WA
“This is my first home purchase in usa. And I was not really sure about all the processes involved in the purchase. Kody was really helpful and guiding me in all the steps and made me understood. And made this purchase smooth and ontime! And he was also really knowledgeable with all the processes and proactive to communicate all the details between buyer and realtor on time to avoid any delays. I already recommend my friends to work with kody and Nbkc for lending for their next purchase. Also I will recommend in future too! Thanks A Lot!”
—Balajikumar from from Centerton, AR
“We turned to Kody for help with the home-buying process because we wanted to retain the experience of working with a local lender while also getting the benefit of a lower rate. Kody worked diligently to make sure we had everything needed from the start of the pre-approval process to the final close. He locked in a lower rate compared to other lenders and we managed to close on a home in less than 10 business days despite the extra paperwork needed for a self-employed buyer. Kody and his team were very responsive and quick with communication throughout. We never felt like we lacked necessary information or guidance. I would highly recommend working with Kody if you are looking for similar services.”
—Cara Harbstreet from from Kansas City, KS
Surround yourself with people who see the best in you and return the favor.
Kentucky Wildcats basketball, Kansas City Chiefs football, St. Louis Cardinals baseball, St. Louis Blues hockey
I would say I’m mildly musically talented; I like to play the drums, guitar, and a little bit of piano in my free time.
I earned a Bachelor’s and Master’s Degree from Southeast Missouri State University in Cape Girardeau, MO. I played baseball there for four years and stuck around for another two years as a Graduate Assistant.
I want to see my kids grow up and know that they can be whatever they want to be.
Helping people better understand the mortgage/home-buying process and playing a small role in helping customers reach their financial dreams.
A small town in Southeast Missouri called Oran, MO. It’s a little farm town with about 1,200 people. I graduated with 34 other students.
I play as much golf as I can when I’m not spending time with my wife, Shelby, and our two boys, Paxton and Pace.
In my first job out of college, I worked at a sports drug testing company and managed the anti-doping programs for Minor League Baseball and the PGA Tour.