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Meet Ryan

Loan Officer

62 Reviews - 4.92 Rating

NMLS #553173

Office - 913-383-6418

Mobile -

Fax - 913-529-3067

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Advice for new home buyers

Take the plunge, it's a wonderful investment and having owned a home for 20 years it's nice being able to raise a family in a place you can call home.

Ryan and NBKC are STELLAR!! —Tara Egan from Yamhill, OR

I am a real estate agent and I have many lenders available to choose from. Not only did Ryan handle my personal home loan brilliantly, I continue to enthusiastically recommend him to my clients, including First Time Home Buyers. His communication is fast and accurate. His attention to detail matters in my business, and I really appreciate his level of service. His rates are terrific, and his service is STELLAR. I assure my clients that use him that they are in the BEST HANDS! Thanks, Ryan!!

RESPONSE:Tara, we appreciate the fantastic review and a big thanks for recommending us to your clients - there is no great compliment we can receive - thank you! Brian Unruh, CEO

Accurate, Fast, Friendly - Closed in 30 Days —Jenny Fleming from Orlando, FL

NBKC Bank was highly recommended and we’re so happy we got to work with Ryan. We wanted to close in 30 days and Ryan made it happen. My husband and I have bought and sold a few houses and this was easily the smoothest, most efficient loan approval process and closing either of us have ever had. Any time we had a question, Ryan always responded quickly, plus he got us an incredible interest rate. NBKC is a great bank with the amazing loan officer Ryan Caldwell. Have Ryan process your loan approval - you won’t be disappointed.

RESPONSE:Jenny, we love hearing that this was easily the smoothest, most efficient loan process you've ever had - thank you! Brian Unruh, CEO

A+ Will use again for next loan —user3783840 from Watsonville, CA

Ryan was pleasure to work with and provided great advice that saved me time and $$. They process was very smooth and the online tools provided easy to use. Would definitely recommend.

RESPONSE:We are glad to hear that the process was very smooth and we appreciate your recommendation of Ryan and the team! Brian Unruh, CEO

Very Professional. All around great experience. —obizzler from Goodyear, AZ

Ryan and NBKC Bank was recommended through Bankrate.com. I did a little research and found nothing but great reviews about the bank and about Ryan. Turns out the reviews were spot on. This was an especially difficult homebuying experience for us, because we were in Europe, buying a home in Arizona, and NBKC is in Missouri. But, from the very beginning, it felt like Ryan was just down the street. His responsiveness and professionalism made it what could have been a very difficult, stressful situation very easy...probably the easiest of 3 home buys! Thanks, Ryan.

RESPONSE:We're glad you had an all-around great experience and appreciate the terrific review! Brian Unruh, CEO

Great communication —teregan from Yamhill, OR

Ryan and NBKC smoothly handled the financing of our home purchase. We closed on the schedule we wanted and we were able to roll with a delay due to some needed repairs identified during the inspection. I would work with them again, though I plan to be in this house for a long time.

RESPONSE:We love hearing that things went smoothly and appreciate the 5 star review! Brian Unruh, CEO

Friendly and Fast —jthambright from Pensacola, FL

Ryan was very professional and patient. He responded quickly to questions and emails. He quickly worked our loan and had the paperwork to us to sign promptly. I would highly recommend him for your home loan needs.

RESPONSE:We appreciate your recommendation of Ryan and the team - thank you! Brian Unruh, CEO

excellent service —dddog1075 from Canyon Country, CA

conscientious. knowledgeable and fair fees. easy to work with. able to handle most of the transaction on line . all information was discloed up front. no unexpected costs.

RESPONSE:We appreciate the terrific review - thank you! Brian Unruh, CEO

Amazing customer service for a first time home buyer —Logan Tuel from Kansas City, MO

Ryan Caldwell was amazing throughout our entire home buying process. He was extremely professional and always around to answer questions, even at one point when he was on vacation. As a first time home buyer, I was extremely nervous and had a lot of questions. He always had answers and if he didn't, he would look it up for us. If you are looking to purchase a home in the Kansas City area, Ryan is your guy for sure!

RESPONSE:Logan, thank you for the terrific review and big congrats on your first home! Brian Unruh, CEO

Ryan gets results! —Tanner Reeves from Milton, FL

Ryan got my wife and I an amazing interest rate on our first home. He is easy to reach, easy to talk to, and knows his stuff. The transaction was seamless; I look forward to contacting him for future real estate endeavors.

RESPONSE:Tanner, we love hearing that the experience was seamless and big congrats on your first home! Brian Unruh, CEO

Exceptional Service!!! —Mark from Olathe, KS

Ryan Caldwell and NBKC did an exceptional job of buying our home a great experience! Ryan locked us in on an awesome rate and was a serious professional during every step of the process! If you’re buying or refinancing a home you should highly consider Ryan and NBKC to get the job done.

RESPONSE:Mark, thank you for sharing your experience working with Ryan and the team! Brian Unruh, CEO

Meet Ryan

Questions & Answers

What is your motto or personal mantra?

The customer always comes first.

What is your favorite sports team?

Growing up in Nebraska, I am a die-hard Husker fan, but after relocating to Kansas City I have become attached to the Royals and Chiefs.

What is something that people would be surprised if they knew about you?

I studied Marine Biology on a small island off the coast of Alaska in college.

What's your alma mater?

Ottawa University

What is on your bucket list?

So many things are on my list but spending time in Scotland and Ireland tops the list.

What aspect of your job are you most passionate about?

I love to help people realized the dream of buying a new home or helping them refinance and save money!

Where did you grow up?

Rural Nebraska

What are some of your hobbies?

I love to spend time with my family traveling, golfing, fishing or just shooting hoops in the driveway.