“Take the plunge, it's a wonderful investment and having owned a home for 20 years it's nice being able to raise a family in a place you can call home.”
Excellent Communicator —Shea A from Lawrence, KS
Ryan and the team at NBKC are excellent to work with. He made first-time home buying a pleasant experience because he was prompt, provided important clarifications, and ensured we received a great rate. I highly recommend working with Ryan and NBKC.
RESPONSE:Shea, first of all, big congrats on your first home! We appreciate the opportunity to help out and thank you for the great review. Brian Unruh, CEO
Great Experience —susancarey0 from La Grange, KY
I like working with this lender because of the respectful relationship we have. Because of the great communication and their educating us on all we need to know.
RESPONSE:Thank you for the wonderful review! Brian Unruh, CEO
Would never do business with any other loan officer again —aerinmurphy from Watsonville, CA
Ryan is incredible -- this was our second transaction with him, and went so smoothly. His rates are the best, his fees seem too good to be true, and he's extremely pleasant to work with. What a pro!
RESPONSE:We appreciate the repeat business and the terrific review! Brian Unruh, CEO
Professional and knowledge —maithiphamva9 from Herndon, VA
We highly recommend Ryan Caldwell to everyone He works so hard to help us get a loan to buy a house! It doesn’t matter days or night time he is always there to answer any questions. Ryan is very patient and honest , up Thank you again Ryan,you are an excellent loan officer! Definitely we will need you again .
RESPONSE:Thank you for your recommendation of Ryan and the nbkc team - we appreciate it! Brian Unruh, CEO
Great Experience with Ryan Caldwell at NKBC —servin onlineshoppin from Rancho Cucamonga, CA
I was previously working with the Loan Depot who quoted me a high interest rate and appraised my home low. Ryan took over and was able to actually decrease my interest rate and get us some cash back to pay off other debt. The process was fast and easy. If you are looking to refinance call Ryan!
RESPONSE:We love hearing fast and easy! Thank you for sharing and for the terrific review! Brian Unruh, CEO
Great service, everything as expected! —zuser201404191855114 from Houston, TX
Ryan helped me refinance my loan and was straight to the point, offered options that best fit my situation, and was very responsive to emails/txts. I felt like all my questions were answered promptly and everything was as expected; no hidden fees or nonsense.
RESPONSE:We despise nonsense and gotchas - thank you for sharing your experience working with Ryan and the nbkc team! Brian Unruh, CEO
Ryan Caldwell, Home Refinance —dtotta from Olathe, KS
Ryan provided us the the clarity and reassurance that we needed throughout the loan process. He is the best senior loan officer there is! A good loan officer will be your best counsel throughout the mortgage process and he was most definitely that. The foresight of an experienced loan officer is huge. Ryan's ability to help us analyze each option and choose the best loan for our preference was much appreciated. His quick communication and response made you feel as if you were his top priority for the day. Any questions or concerns I may have posed he answered swiftly. I would refer Ryan to anyone who is looking to finance or refinance their mortgage!
RESPONSE:Thank you for sharing your experience working with Ryan and the team! Brian Unruh, CEO
Ryan is the benchmark of lending service —JIM H from Dover, NJ
The lending industry ought to take notes on how Ryan takes care of his clients. He connects with his clients well while maintaining extreme professionalism. I had several real estate deals that fell through after Ryan had already got the loans ready to go. He was super patient and understanding. It took us over a year to close on a house and Ryan was there every step of the way.
RESPONSE:Jim, thank you for sharing your experience working with Ryan and the nbkc team! Brian Unruh, CEO
Great Customer Service —zuser201604041053034 from La Grange, KY
Working with Ryan is easy and trustworthy. In this day and age with some many people being taken advantage of, its hard to find people that we can place our trust in as advisors. I always felt like I could trust Ryan fully to represent my best interests, and thats a rare comfort.
The deal was easy and good too.
RESPONSE:Thank you for sharing your experience working with Ryan and the nbkc team! Brian Unruh, CEO
Ryan Caldwell with NBKC —Ryan Clifford from Sparks, NV
I would highly recommend Ryan and NBKC bank. I have done several home loans with him and they have all been closed early and with no issues. I have even referred family members to him and that have had the same great experience.
RESPONSE:Ryan, thank you for your recommendation of Ryan and the nbkc team! Brian Unruh, CEO
Questions & Answers
What's your advice for new home buyers?
Take the plunge, it's a wonderful investment and having owned a home for 20 years it's nice being able to raise a family in a place you can call home.
What is your motto or personal mantra?
The customer always comes first.
What is your favorite sports team?
Growing up in Nebraska, I am a die-hard Husker fan, but after relocating to Kansas City I have become attached to the Royals and Chiefs.
What is something that people would be surprised if they knew about you?
I studied Marine Biology on a small island off the coast of Alaska in college.
What's your alma mater?
Ottawa University
What is on your bucket list?
So many things are on my list but spending time in Scotland and Ireland tops the list.
What aspect of your job are you most passionate about?
I love to help people realized the dream of buying a new home or helping them refinance and save money!
Where did you grow up?
Rural Nebraska
What are some of your hobbies?
I love to spend time with my family traveling, golfing, fishing or just shooting hoops in the driveway.
