We have used Ryan a few times throughout the years and we have been extremely happy with his support throughout the entire lending process! He always goes above and beyond on the process and communication. I highly recommend using Ryan for Lending services.

I highly recommend Ryan. He provided great information and communication during our refinance. He went above and beyond to make everything quick and easy. He made us feel high priority, and he put a smile on our faces in the process. Give Ryan a call!

We have used Ryan as our primary mortgage lender for each of our real estate transaction within Las Vegas. He is highly reliable, extremely easy to work with, and we recommend him without hesitation.

Best experience ever! Ryan is wonderful to work with and makes the refinance process as easy as possible. Highly recommend for anyone needing a home mortgage. Thank you, Ryan!

I have had Ryan work on two property refis for me and one for my mom. He is always trying to make sure you get the best deal possible, presents you with all of your options, and doesn't waste your time. He is direct and honest, professional and personable. He knows what he talking about and he understands the way creditors and lenders work. I found him by using Costco's refi services. There a few options to choose form, but NBKC bank had the highest ratings by far. Ryan got back to me the next day after inputting my information through the Costco site. He helped me with a refi last year (2019). When it was time to refi another property, I knew who to reach out to. Ryan remembered me from last year. He was extraordinarily helpful with my refi this year, and it was a real pleasure to work with him. While I was waiting for my loan to close, I referred my mom to him to help her refi a mortgage. She loves him, and he is a great pleasure to work with. If I lived in the same town, I'd probably invite him over to our yearly friends and family party. I cannot say enough good things about Ryan...completely Awesome guy!!!

Ryan Caldwell has been the best to work with in several loans he has managed for us. We trust Ryan so much that he is now helping our children with their loans for their first homes. Thank you Mr. Caldwell and especially being a lender that builds relationships and not one time deals.

In a sea of many loan officers, Ryan Caldwell stands head and shoulders above all others. I can honestly attest to his calm, unfazed, solid work ethic first hand. During the beginning phases our world wide crisis of COVID-19, I reached out to Ryan as I witnessed remarkably low interest rates. Ryan locked in two separate loans on properties and held on through the ensuing storm of uncertainty over the next several weeks. All the while, through the unprecedented challenging and changing process, Ryan answered my calls ,text messages, and e/mail with true professionalism. I can not think of a better person to even consider. These

Ryan and NBKC Bank was recommended through Bankrate.com. I did a little research and found nothing but great reviews about the bank and about Ryan. Turns out the reviews were spot on. This was an especially difficult homebuying experience for us, because we were in Europe, buying a home in Arizona, and NBKC is in Missouri. But, from the very beginning, it felt like Ryan was just down the street. His responsiveness and professionalism made it what could have been a very difficult, stressful situation very easy...probably the easiest of 3 home buys! Thanks, Ryan.

conscientious. knowledgeable and fair fees. easy to work with. able to handle most of the transaction on line . all information was discloed up front. no unexpected costs.

Ryan got my wife and I an amazing interest rate on our first home. He is easy to reach, easy to talk to, and knows his stuff. The transaction was seamless; I look forward to contacting him for future real estate endeavors.