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Meet Zach

Loan Officer

100 Reviews - 4.97 Rating

NMLS #415096

Office - 913-383-6457

Mobile - 913-244-9422

Fax - 913-529-3068

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Advice for new home buyers

Absorb information and make the best decision for you and your family. This is not the only property you will buy in your lifetime. Also, reading a few online articles does not make you a expert realtor, loan officer, or attorney. Be well informed and open.

Quality Lender —Chris K. from Saint Augustine, FL

We were a week under contract on a home in Florida with another lender, before we made the switch to Zach. From the start, expectations were met and exceeded. Even while he was on spring vacation with his family, he was readily accessible and able to answer questions in a timely manner. We were able to successfully close on time with the help of Zach and his team. Thanks again for all the help Zach and we will definitely be using you in the future!

RESPONSE:Chris, we love hearing we exceeded expectations and appreciate the terrific review - thank you! Brian Unruh, CEO

Zach was great —nesc25 from Fair Lawn, NJ

Zach was the best. He guided me through the entire proses without any problems. I would greatly recommend Zach to anyone. Great customer service. Every time I had a question he was right there to help me. Always responded in a timely manner and made me feel completely under control of the situation.

RESPONSE:Thank you for the 5 star review and your recommendation of Zach and the team! Brian Unruh, CEO

Another A+ Refi with Zach —David V S. from Hayward, CA

I first reached out to Zach February 2020 at the beginning of the whole pandemic to take advantage of the low refinance interest rates and everything went smoother than expected. Fast forward a year later Zach actually reached out to me this time with even lower refi rates and we were able to close within 45 days without any closing costs or appraisal needed. It couldn’t have been any easier. Thanks again to Zach and his team for their stellar service! Highly recommended!

RESPONSE:We appreciate the repeat business and the terrific review - thank you for sharing! Brian Unruh, CEO

Extereamly responsive, organized, and effecient. —oroth8 from Chicago, IL

From day one Zach was great. I had a confusing and difficult loan application, but he was able to navigate it very well with ease. Highly recommend him!

RESPONSE:Thank you for your recommendation of Zach and the nbkc team! Brian Unruh, CEO

Second Time, Perfect Again!!! —Stephen F from Charlotte, NC

Zach is a one of a kind when it comes to custom service! He was extra helpful, responsive, and knowledgeable throughout the entire process. This is my second time working with Zach and he is great! I tried working with other agents (for second quote) and not only were they not able to match his rate and terms, they were not half as knowledgeable as Zach! He was able to guide me through everything and was able to answer all of my questions while teaching me a lot at the same time. If you are looking to refinance or buy please be sure to get a quote from him, he won’t steer you wrong and is honest. If you want one of the best get a quote from him!!!

RESPONSE:Thank you for the terrific review! Brian Unruh, CEO

Great rates and service —apl3355 from Overland Park, KS

Zach was awesome. Very quick to respond and gave great information. The process was very easy and we got a great rate. I would recommend NBKC and Zach. *Update - I used Zach to refinance my house in 2021. Once again - best rate, easy transaction, and quick. Zach is quick to respond to questions and help the process. I definitely recommend Zach to anyone looking to buy a house or refinance.

RESPONSE:Thanks for the great review and for recommending Zach and nbkc to others! Brian Unruh, President & CEO

Zach is great to work with! —Alexandra from Houston, TX

Zach was wonderful as we navigated the process as first-time home buyers. He was very responsive and answered any and all of our questions quickly and thoroughly. He sent weekly updates to keep us informed and had all of our documents ready with plenty of time for us to review before our closing date. We would highly recommend anyone looking for a lender to use Zach.

RESPONSE:Alexandra, thank you for the 5 star review and big congrats on your first home! Brian Unruh, CEO

Accessible, knowledgeable and overall extremely helpful! —Amber Hicks from Kansas City, MO

I worked with Zach back in December while closing on my now-home in Kansas City. The market here has been extremely competitive, and, because of Zach's help, I was able to act very quickly when I found the home I knew I wanted. Zach is extremely knowledgeable and was happy to hop on the phone to answer all of my questions and walk me through what I didn't understand since I was a first time homebuyer. I would absolutely work with Zach again in the future and would recommend him to anyone!

RESPONSE:Amber, we appreciate the wonderful review and big congrats on your first home! Brian Unruh, CEO

2nd time around. —hchedges2001 from Buckeye, AZ

This was my second loan that I worked with Zach. I liked working with Zach 2 years ago that he was the first person I contacted to do my refinance. Like the first the new loan worked out great.

RESPONSE:Thank you for the repeat business and the 5 star review - we appreciate it! Brian Unruh, CEO

Zach is fantastic. —Timothy from Chicago, IL

We bought our first home using a VA loan and knew it was probably going to be a pain. I have other friends who used the VA loan and made it clear how important it was to find a lender who was familiar with the process. Fortunately, we found Zach. He was incredibly knowledgeable and responsive, which took much of the pain out of the process. He also stayed a little late THROUGH A TORNADO WARNING so we could close on time because the title company was extremely late. Thank you for that, Zach. It made all the difference to be able to focus on the move instead of closing the following day. We also appreciated his dry humor. Zach, we too hate the snow.

RESPONSE:We appreciate the opportunity to help with your VA loan and sincerely thank you for your service to our country. Even through a tornado warning! Brian Unruh, CEO

Questions & Answers

What is your motto or personal mantra?

Work smart and hard and everything will fall in line.

What is your favorite sports team?

Anything KC for major league and KU Rock Chalk!

What is something that people would be surprised if they knew about you?

I love cars and wanted to be an automotive designer.

What's your alma mater?

University of Kansas...KU

What is on your bucket list?

Learn guitar and piano, be more artistic, learn 5+ languages, embrace culture, skydive

What aspect of your job are you most passionate about?

Helping VA clients to get into homes.

Where did you grow up?

Overland Park, KS

What are some of your hobbies?

Is work a hobby? Being with my family and 3 young boys. Being social with friends and neighbors. Going to local events. Watching comedy/stand-up and numerous documentaries.