WE LOVE CHERYL! We had the best experience with her from start to finish. We started working with her very early on, around 7 months out, and we had nothing but great things to say about her. The quotes we got were quick and easy to read, pre-approval was fast and painless, and the loan process was GREAT! We closed quickly, 23 days, and it was primarily due to her hard work. Our realtors, who are also great, found that she was one of the best they have worked with in their many years of experience. Hawaii and VA are both challenges, but she navigated through the process smoothly. Thanks, Cheryl for all you do. We don't think we could have gotten this house without you!