After comparing several other lenders and brokers, we settled on Kurt Simmons and NBKC Bank. They had outstanding interest rates and closing fees. Kurt was prompt, professional and courteous. He was completely upfront about the costs and whether the deal made sense financially. He is extremely personable, asks the right questions and possesses an expert knowledge of the lending process. He kept the ball rolling even when we almost ran into snags ensuring the process was completed on time. There were absolutely no surprises at closing. It was a pleasure working with Kurt. We will certainly call him for our next loan and we will not hesitate to recommend him to our family and friends! An excellent job!