This is the fourth mortgage I've had and I wish I had worked with Derek on the other three. He responded immediately to my texts, emails, and calls, including evenings and weekends. This never changed from the beginning of our housing search until close. He kept everything moving and made sure that nothing was delayed. I never had a doubt that we would close on time and he made us feel comfortable throughout. He even provided a stellar recommendation for a title company that saved $1000 without receiving any kick back or fee. He is the go to person when financing a home and the rates were consistently the lowest we could find anywhere. Overall an awesome home buying experience with Derek.