We purchased a home with Dave and have refinanced twice and we love working with him. He is always friendly and attentive and full of knowledge. Highly recommend!

3rd time I've worked with him in 2 years. Initial purchase and 2 refis. Each time went smooth and quick. Absolutely on top of it from start to finish. No exaggeration to say he's the very best in the industry. I hope the loan stays with NKBC and isn't sold to another servicer. Had a good experience with the prior mortgage being serviced by NKBC so I'd like it to stay in house again.

Dave provided an outstanding loan service for my wife and me during the home buying process. His rate was unmatched by other lenders and the process was smooth. Would and have already recommended him to several friends. Highly recommend!!

Dave was so helpful making the process easy and understandable. This is the second time we’ve used him and we will continue to do so. He always gets us a rate that can’t be matched.

Dave is the best out there. I purchased and refinanced my home with him. He is easy to work with and gets you the best rates available! I highly recommend!!

I have used D. Devine @ NBKC several times (at least 5) over the years for purchases and REFIs and I have yet to find better rates or closing costs. He's first class and always professional and responsive to my many questions. We have always closed earlier than expected. I highly recommend Dave Devine at NBKC for all your mortgage needs.

The process with Dave was so easy it almost seemed too good to be true. He was incredibly responsive, kind, and professional anytime we reached out to him. We closed on our loan sooner than we had anticipated, and it was by far the best refinance experience we could’ve hoped for.

Dave was an absolute terrific lender and person to work with. He is a no-nonsense professional whose goal was to help us get the best deal, and he did. He even worked extremely hard to help up close over a week early due to a personal conflict. I would recommend him to anyone buying a home.

I was looking to refinance in March because of the rate drops, but I wasn't too hopeful because we only had the home for 10 months. I was applying with two other lenders when my real estate agent recommended Dave. I applied with Dave without mentioning any details of the previous offers. Dave gave me a better rate, lower monthly payments, lower closing costs, and lower overall loan cost. One of the other lenders respectively bowed-out while the other countered with an even lower rate. Dave matched that rate with thousands of dollars less in closing costs. Dave and team members from NBKC explained everything on the estimate and how each number could be impacted moving forward. He quoted us about $300 a month in savings initially, but then our appraisal was lower than expected. Fortunately it didn't impact the estimate at all! Once the application was finalized Dave was saving us $440 a month! Nothing from closing costs increased and in fact everything went down! I know not everyone can get the same results, but everything worked out great for me until closing. Because of COVID-19 we opted to have a online closing and the notary had significant issues correctly signing the documents. Signatures were missing everywhere and I had no idea until the day before the loan pay-off date. There was a long email chain among NBKC staff until they finally looped Dave in on it. Dave quickly notified me of the issue so we could schedule another signing and close just a little later than planned. He also provided me the loan information so I could register online for automatic payments well before receiving a letter from NBKC. Dave was 100% transparent about the process from the start.He gave us a great first offer and then beat the counter offers. He was very easy to contact (phone, email, texting, etc.) despite the huge increase in refinance applications. He was involved with every aspect of the process and did a sublime job. I plan on going to Dave when we move and if we buy any rental properties in the future. Thank you so much Dave!

Was recommended to Dave from work colleagues. Purchased during COVID and even though very busy he took the time to answer my many questions and help me to choose the right loan for us. Would use again hands down. He is on top of every aspect. Closed on time with zero issues. He even took time to contact credit bureaus and help fix mistake on my credit report. Can’t say enough good things.