Dave was able to work with us on a tight timeline over the holiday season to close on our first home in VA Beach. He clearly explained all aspects of the loan/buying process to us as first time home buyers and made us comfortable every step of the way. His knowledge, professionalism, and outstanding communication made the lending process very pleasant. I would recommend Dave Devine to anyone who is looking for a true professional who works with you to make you feel comfortable with this sometimes daunting process. Thanks Dave!