My whole process on this mortgage was amazing. We apparently qualified for a program that automatically confirmed employment history as well as income/tax history so i didn't even have to manually compile all of the traditional data for a mortgage. Our agent, Jeff, was always extremely quick to respond to messages and explained everything in great details. On top of that, we solidified this loan through Costco mortage and the closing costs were less than half of the other lenders who quoted us in town. Don't think twice.