This guy is FANTASTIC!! —mark lemon1 from Harrisonville, MO

Jay is definitely someone you want to work with. He made our whole process through refinancing our house and then straight into purchasing a lake house very easy. Highly recommended. Thanks Jay!!!

RESPONSE:Mark, thank you for the terrific review and recommendation! Brian Unruh, CEO

Jay was AWESOME!!! —lik2bik from Phoenix, AZ

I must admit I was pleasantly surprised. Jay was beyond helpful at every step of the way. Even the "Dumb" questions were not an issue at all. He did exactly what he said he would. The transaction was about as painless as I can ever remember from a refi. Than you for everything!!!!

RESPONSE:We love hearing painless! Thanks for sharing. Brian Unruh, CEO

Phenomenal —zuser201710191322291 from Papillion, NE

This is the first online review I've ever posted and it's for good reason: Jay deserves nothing but the highest praise and appreciation for his devotion, commitment, and superior efforts to make our home purchase as smooth and understandable as possible. This is the 6th home I've purchased over the years and unquestionably, Jay outshines every single other lender and bank that I have worked with. He is detail oriented, friendly, and through his actions, proves that he is actually committed to helping the customer navigate the complicated world that is home financing. Stop researching other lenders; give Jay a call and you'll immediately see the difference.

RESPONSE:Awesome review! Thank you for sharing your experience working with Jay and the nbkc team! Brian Unruh, CEO

Jay was “Incredible “! —vplyric23 from Ossining, NY

He was extremely clear and specific when responding to my many questions. He returned emails and phone calls promptly. Jay made you feel that your business was important to him and his mission was to ensure he hat you had a positive experience. I would recommend Jay to friends and family without hesitation.

RESPONSE:Thank you for your recommendation of Jay and the nbkc team - we appreciate it! Brian Unruh, CEO

Outstanding!!! —Tammy from KCMO from Flemington, MO

I don't normally do reviews but this one is well deserved! This has been the best experience we have ever had with a loan/bank. Jay always responded promptly and thoroughly to our inquiries! He helped us every step of the way and never left us hanging when we had concerns or any questions. Highly recommend!!

RESPONSE:Tammy, thank you for your recommendation of Jay and the team - we appreciate it very much! Brian Unruh, CEO

Smooth process —Aubrey from Seattle, WA

Jay was extremely responsive throughout the process, and very efficient (FAR more than my original purchase with a different lender). I appreciated his continuing support not only in the beginning/estimate phase, but through closing.

RESPONSE:Aubrey, we appreciate the wonderful review! Brian Unruh, CEO

Low stress tefinance —deuts711 from Wingdale, NY

It was a pleasure working with Jay who was responsive to my emails throughout the process. His communication was clear in terms of clarifying documentation that was needed. This is not the first refinance that I have done but it was definitely the easiest.

RESPONSE:We love hearing our process was the easiest - thank you for sharing! Brian Unruh, CEO

Great job Jay! Thanks so much!! —zuser201512051450145 from Buckner, MO

Jay was outstanding in educating us about different types of mortgages/options we had and completing a pain free home buying experience at the best rate out of five lenders! If your in the market for a mortgage service do Yourself a favor and call Jay. It was a great buying experience, very satisfied! Thanks again Jay

RESPONSE:We're glad to hear you had a great experience and we appreciate the wonderful review! Brian Unruh, CEO

Meet Jay

“”