I was hesitant to go through the hassle to Refi my VA loan due to the fact I had a lot of debt, a low credit score and a super low mortgage rate already 3.25%. I contacted Donna Mallard and explained my situation and she went to work. I was amazed at how simple, fast and painless my loan process went. I wish my first mortgage loan went as smoothly as this one did. Donna was always available to answer my numerous dumb questions :)
I highly recommend going to Donna, you will be glad you did!