We’ve worked with Joe twice. The first was to buy our home two years ago and secondly to refinance for a better rate this year. He was recommended to us by a Realtor. This was our first time buying a home. He was consistently helpful, patient, available, informative, encouraging, and we feel as though he fought to give us the best possible loan and rates available. Joe is always professional and never made us feel pressured, talked down to, or pestered. He would check in and promptly answer any questions we might have. We highly recommend to have Joe Street working on your team.