I have worked with Matt on multiple accounts and from the get-go, he is attentive, responsive, and proactive. We communicated via email, which can be annoying, but not with Matt! Any question, any time of day, he responded within minutes. Matt knows the lending process and it shows. I changed my mind at the last minute on a purchase and he seamlessly shifted gears and made the new mortgage happen. He even got me an unbeatable interest rate! Working with Matt was calming and made an otherwise stressful process easy and seamless. I trust him and so recommended him to a first time home buyer who is in good hands. Thank you Matt!