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Meet Matthew

36 Reviews - 4.97 Rating

About Matthew Johnson

NMLS #420784

Office - 913-383-6404

Mobile -

Fax - 913-499-4509

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Advice for new home buyers

Set a maximum monthly mortgage payment and don’t go over it.

Great to work with —thill7100 from Red Bluff, CA

I have financed and refinanced with Matt several times and he is awesome. Great communication and is on top of everything. I will always use him for any mortgage needs.

RESPONSE:We appreciate the loyal business and terrific review - thank you! Brian Unruh, CEO

Highly recommend —Truc N. from San Jose, CA

It was a pleasure to work with and get service from Matthew for my home refinance loan. Matthew was very resourceful, prompt, professional and provided excellent customer service throughout the process from beginning to end. I will definitely seek help from Matthew again for future needs. Thank you for all your help, Matthew. -truc

RESPONSE:Truc, thank you for sharing your experience working with Matt and the team! Brian Unruh, CEO

3rd mortgage product- absolutely FANTASTIC experience —Amanda Barrow from Chicago, IL

My fiance' and I went with NKBC when we obtained our mortgage almost a year ago, and it was a really wonderful and easy experience. Matt reached out to us recently letting us know it might be wise to refinance with the lower rates, and so we did not only the original property, but also refinanced a rental property through NKBC. I was not aware rates had dropped so much, and so without Matt reaching out, we wouldn't have refinanced at all and saved so much money in the long-term. Matt always answered all my questions (and I had a lot) in great detail, and I always felt like he was on my side. For example, he talked me through what rates made sense and in what scenarios (i.e., whether we were holding the rental property long-term or not) and what rates wouldn't make financial sense over the long term (if only holding for a few years). Overall I could not be happier with our experience. I have a ton of friends that will be looking to buy homes in the near future, and I will certainly be recommending Matt & NKBC.

RESPONSE:Amanda, we appreciate the recommendation of Matt and the team and sincerely thank you for the fantastic review! Brian Unruh, CEO

Return Customer —Song Hwang from Havelock, NC

I am a returning customer for my mortgage application. Matt was so good the first time that I recommended him to my coworkers in the past. Also, he is professional and responsive to all my requests. Matt was able to lock on 3.25% for 30 years VA mortgage rate. My family and I are enjoying our new home in North Carolina. Thank you, Matt, for all your hard work to get us the beautiful house on time.

RESPONSE:Song, thank you for the repeat business, for referring others to nbkc, and most importantly for your service to our country - thank you! Brian Unruh, CEO

Excellent communication and professionalism —jared wolcott from Saint Johns, FL

My first lender fell through about 3 weeks before closing. Matt worked extra hard to ensure I closed as planned. He was always available via phone or email. I recommended Matt to a co-worker today. I would work with Matt again in a heartbeat.

RESPONSE:Jared, thank you for your recommendation of Matt and the nbkc team! Brian Unruh, CEO

The best first time home buyer experience —First time homebuyer from Charlottesville, VA

Matthew Johnson is phenomenal to work with. He is an experienced lender who truly cares about his clients. His pateince with us as first time home buyers was amazing, as we had what seemed like thousands of questions for him. From the very beginning, we formed a mutual trust and he came through for us every step of the way. I was pre-approved through several banks, and he truly earned our business from my first interaction with him. He even put together a presentation of NBKC bank for the listing agent, as the sellers were leary about using an out-of -state lender. Matt was more helpful to us than our agent, and he was in constant contact every step of the way. I cannot say enough good things about him, and will send everyone I know looking to buy a home his way.

RESPONSE:Congrats on your first home! We appreciate the opportunity to help out and thank you for the fantastic review! Brian Unruh, CEO

Matt Johnson is an All-Star! —sbabenoja from Lahaina, HI

We Googled “best online banks”. That’s how we found NBKC. As we read the numerous favorable reviews, one caught our attention. It read “Matt Johnson is an animal!” That was enough for us and we contacted him immediately. And this guy is an animal, he gave us many more options than our present bank would even think of. In fact, he is in my contacts as Matt “The Animal” Johnson. The difference is in the flexibility of NBKC and the that flexibility is transferred to their representatives. Matt also recommenced we re-finance our present home, saving us $700 a month! Matt went above and beyond to juggle a new home purchase in Maui, and a re-finance all of which closed right on time. Anyone who has bought or re-financed a home knows that’s alot of moving parts. We would have ZERO problems working with Matt and NBKC in the future.

RESPONSE:Thanks for the amazing review and sharing your experience working with The Animal! Brian Unruh, CEO

First time homebuyer with VA —Christian Maghirang from Temecula, CA

For months I had been looking at homes before I decided to move along in the process. It being my first time I didn’t know what to expect. Matt was on top of everything and was always available even during this pandemic to answer all the questions I had.

RESPONSE:Christian, we appreciate the 5 star review and big congrats on your first home! Brian Unruh, CEO

Wonderful Experience —Kathy A. from Barto, PA

I did a lot of research for the right mortgage company. I went with nbkc due to my comfort level of dealing with Matt Johnson. I'm a very Type "A" personality and needed to work with someone who could stay on top of things and be very responsive. I also like very straight forward content minus any sugar coating. Matt exceeded my expectations and was a true pleasure to work with even during the most stressful of times. I would highly recommend him.

RESPONSE:Kathy, thank you for the wonderful review and your recommendation of Matt - we appreciate it! Brian Unruh, CEO

Best Refi experience —jadajulz from Fort Lauderdale, FL

Matt was super helpful, treated me like his only client, he responded to my many questions and gave accurate information within minutes of me sending email or text messages. I would highly recommend him to anyone looking to buy or refinance, you will not regret choosing Matt.

RESPONSE:Thank you for your recommendation of Matt and the nbkc team! Brian Unruh, CEO

Meet Matthew

Questions & Answers

What's your advice for new home buyers?

Set a maximum monthly mortgage payment and don’t go over it.

What is your motto or personal mantra?

In God I trust.

What is your favorite sports team?

University Of Michigan, Chiefs, Royals, Real Madrid

What is on your bucket list?

Church Mission Trip, Ireland and Israel

What aspect of your job are you most passionate about?

Helping someone achieve home ownership or saving someone money by refinancing.

Where did you grow up?

We moved to Overland Park from Jackson, Michigan when I was 10 years old.

What are some of your hobbies?

Spending time with family, Bicycling, Reading, Travel

Before working at NBKC, what was the most unusual or interesting job you've ever had?

I owned a mortgage company—or if that isn’t interesting enough, we can go with Hand Modeling.