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Matthew Johnson

Meet Matthew

28 Reviews - 4.96 Rating

About Me

NMLS #420784

Office - 913-383-6404

Mobile -

Fax - 913-499-4509

Advice for new home buyers

“Set a maximum monthly mortgage payment and don’t go over it.”

Star Rating
I was offered 2 options. —gmullins1 from Granada Hills, CA
I first learned about NBKC Bank's website thru Costco.com's home refinance website as I was looking to refinance from a 4.5% 30 yr loan to a 3.0% 15 yr loan on my primary residence. I was offered 2 options. One was a bank, also in the Kansas City area, that was dictatorial in its approach to the loan terms I requested, and the other was NBKC's, Matthew Johnson, who totally justified the trust I originally felt in him from the beginning of the loan process to the very end. He amazingly did everything he said he was going to be able to do, and he always responded when he said he would, but, most of all, he was truthful and straightforward - a trait sorely lacking in the banking industry these days.
Star Rating
Matt Johnson —Nermin DeLeon from Wayne, NJ
Matt Johnson is an absolutely amazing lender partner. From start to finish- Matt is thorough, responsive, passionate and authentic :) He is truly one of a kind. I have utilized his services previously with refinancing, a reference to family and friends and most recently with a purchase of a new home! He is fantastic to work with and I would highly recommend him for you mortgage needs
RESPONSE:Nermin, thank you for the repeat business, your referrals to others, and the fantastic review! Brian Unruh, CEO
Star Rating
Refinance —rickjanesantana from Waipahu, HI
I have been working with Matthew for a number of years for refinancing with my first home, now recently with my new townhouse. He is very easy to work with and responds quickly to questions or concerns I may have or had. NBKC has the best rates and fees that I have ever seen through all my refinancing needs. Matt is a pleasure to work with and very professional. I would work with him and NBOKC in a heart beat. Thank you!
RESPONSE:We appreciate the repeat business! Thank you for sharing your experience regarding Matt and nbkc. Brian Unruh, CEO
Star Rating
Refinance —zuser20161018110653632 from Camarillo, CA
Matt is very knowledgeable and patient. I had a lot of questions and he was very quick to respond to all of them. I found this experience easy, quick and the most painless finance/refinance I’ve ever done. Matt will definitely be my go-to lender from this point forward.
RESPONSE:Thanks for the great review regarding Matt and nbkc! Brian Unruh, CEO
Star Rating
Quick Close on a VA Loan —Jared M. from Topton, PA
Matt was awesome through the entire mortgage process, from qualification to closing. He was very knowledgeable and responsive and kept everything moving along, putting us in the best position possible to close within 30 days and with a fantastic interest rate. We couldn’t be happier with the results achieved by Matt and the mortgage team at NBKC!
RESPONSE:Jared, we appreciate the opportunity to provide your VA loan and a sincere appreciation of your service to our country. Brian Unruh, CEO
Star Rating
The Greatest Experience —15nokids from Murrieta, CA
My Real Estate agent told me he knew a great loan officer, so I told my agent to call him. We went over some options for interest rates and filled out some paperwork over the internet. Matt immediately called us and started processing our loan. During that conversation Matt offered us the lowest interest rate that we had heard of, especially after going though several loan officers and saved us over 1% in interest rates. On top of that he assured us that we would have a 21 day escrow and lock the interest rate for 45 days. I could not believe what he was offering. Matt stayed on top of the loan process and delivered a 21 day escrow without a hitch. Matt Johnson is courtesy, polite, very knowledgable, and works close with his client to get the job done. I will always go to him if I need any kind of financing. I will also tell all my friends and family he is the GREATEST LOAN OFFICER IN THE WORLD. Thank You Very Much Matt for Everything you accomplish though the process of our loan and God Bless You.
RESPONSE:Matt will be thrilled to hear he is the Greatest Loan Officer in the World! Thank you for sharing the great review and we are so glad your experience was terrific. Brian Unruh, CEO
Star Rating
The best first time home buyer experience —First time homebuyer from Charlottesville, VA
Matthew Johnson is phenomenal to work with. He is an experienced lender who truly cares about his clients. His pateince with us as first time home buyers was amazing, as we had what seemed like thousands of questions for him. From the very beginning, we formed a mutual trust and he came through for us every step of the way. I was pre-approved through several banks, and he truly earned our business from my first interaction with him. He even put together a presentation of NBKC bank for the listing agent, as the sellers were leary about using an out-of -state lender. Matt was more helpful to us than our agent, and he was in constant contact every step of the way. I cannot say enough good things about him, and will send everyone I know looking to buy a home his way.
RESPONSE:Congrats on your first home! We appreciate the opportunity to help out and thank you for the fantastic review! Brian Unruh, CEO
Star Rating
Value added lender —bkpriest5 from Winchester, CA
This lender helped improve the stressful experience felt as a first time buyer. I always felt that he had my best interest in mind. The process was smooth and easy and he helped close a VA loan in under 30 days. He cares about service members. I would happily recommend Matt to others and seek to have his services in the future.
RESPONSE:Congrats on your first home purchase! We are so happy to have been able to help with it and have a smooth process. Thanks for the great review. Brian Unruh, President & CEO
Star Rating
Best Refi experience —jadajulz from Fort Lauderdale, FL
Matt was super helpful, treated me like his only client, he responded to my many questions and gave accurate information within minutes of me sending email or text messages. I would highly recommend him to anyone looking to buy or refinance, you will not regret choosing Matt.
RESPONSE:Thank you for your recommendation of Matt and the nbkc team! Brian Unruh, CEO
Star Rating
Very knowledgeable —norma naranjo from Woodland, CA
Matthew was very patient and answered all my questions and addressed my concerns in a timely manner. When possible/necessary, he included charts and other visuals to explain concepts such as how lenders predict when interest rates will go up or down. We are happy with the final interest rate, even though we didn't get a the type of loan we had planned on getting when we first applied. Once I stopped slowing down the process with all my questions, the closing of the loan was fast and submitting all paperwork via email was very convenient. I was referred to him by someone and I'm sure I will do the same in the future.
RESPONSE:Great review regarding Matt and nbkc - thank you for sharing! Brian Unruh, CEO

Questions & Answers

What's your advice for new home buyers?

Set a maximum monthly mortgage payment and don’t go over it.

What is your motto or personal mantra?

In God I trust.

What is your favorite sports team?

University Of Michigan, Chiefs, Royals, Real Madrid

What is on your bucket list?

Church Mission Trip, Ireland and Israel

What aspect of your job are you most passionate about?

Helping someone achieve home ownership or saving someone money by refinancing.

Where did you grow up?

We moved to Overland Park from Jackson, Michigan when I was 10 years old.

What are some of your hobbies?

Spending time with family, Bicycling, Reading, Travel

Before working at NBKC, what was the most unusual or interesting job you've ever had?

I owned a mortgage company—or if that isn’t interesting enough, we can go with Hand Modeling.