Tony is AMAZING!!! Closed on time (in about 30 days)! Tony took my loan over kind of last minute. He came to me with a much better rate, and though I was excited about the offer, I was nervous about changing lenders so close to closing. Tony assured me that he would have me closed on time, and that he and NBKC were able to take care of everything, even with such a short time frame to work with. After speaking with Tony more, I got the feeling that he and his team were committed to doing well, and that they were also committed to me as a Veteran, making sure that I received the best rate and the best service possible. Doing my due diligence, I checked his ratings, including with the BBB, where I found they had an A+. I decided to let Tony handle my loan, and I am GLAD that I did. Best service ever, and closed on time. I will definitely be calling Tony with any future mortgage loan needs. If you are like me (a Veteran and a First Time Homebuyer), I HIGHLY recommend you give Tony a call.