Disclosures

For All Customers or Users

• Online Privacy Notice
• Privacy Policy
• California Consumer Privacy Act
• Chat Terms for use of the Intercom Platform (updated February 28, 2019)
• Confidentiality Notice

For Online & Mobile Banking Customers

• Online & Mobile Banking Agreement for accessing your accounts online through from any device using a web browser and/or an app (Updated March 10, 2020)
• Consumer Savings Goals Account Agreement (Updated May 6, 2021)
• MX® E-SIGN Agreement, Disclosure, Terms and Conditions for personal financial management tools that includes categorization, spending and budget tracking (Updated March 15, 2016)
• Pay People Terms and Conditions a nbkc bank P2P service powered by Acculynk Terms & Conditions (Updated January 23, 2019)
• eStatement Agreement for getting your account statements electronically (Updated January 23, 2019)
• Text Banking Agreement and Disclosures a nbkc bank Text Banking service powered by Q2 Terms & Conditions (Updated January 23, 2019)
• Reg CC Update (Updated June 24, 2020)
• eSign Disclosure and Consent (Updated October 20, 2021)

For Personal Account & Money Market Accounts

• The nbkc Everything Account Disclosures (Updated October 29, 2021)
• Money Market Account Disclosures (Updated October 29, 2021)
• 1 Year Time Deposit Account (CD) (Updated October 13, 2021)
• 2 Year Time Deposit Account (CD) (Updated October 13, 2021)
• 3 Year Time Deposit Account (CD) (Updated October 13, 2021)
• 4 Year Time Deposit Account (CD) (Updated October 13, 2021)
• 5 Year Time Deposit Account (CD) (Updated October 13, 2021)

For Business Checking & Money Market Accounts

• Universal Business Rate & Fee Schedule, and Account Disclosures (Updated October 29, 2021)
• Universal Business Banking Resolution (Updated July 31, 2018)
• Business Solutions Agreement (Updated July 31, 2018)
• Business Debit Card Agreement (Updated September 30, 2020)