personal account solutions

Average Customer Rating

review stars

4.7 out of 5!

Based on 145 Facebook Reviews


Ain’t nobody got time for gotchas.

Open one or both accounts in less than 5 minutes.

0.20 APY*



#nogotcha checking that earns a little interest with unlimited transactions

Up to $49,999.99
0.10% APY
0.20% APY

1.01 APY*


Personal Money Market Savings

#nogotcha savings that pays a lotta interest with up to 6 withdrawals/debits a month

Up to $1,000,000.01
1.01% APY
1.01% - 0.55% APY


Personal Account + Personal Money Market Savings

Get the best of both and easily move money between them

What’s standard:

  • $5 required to open
  • $0 minimum balance
  • $0 for a NBKC Debit MasterCard®
  • $0 for a nifty box of checks
  • $0 Overdrafts or NSFs
  • $0 for Online Banking with Bill Pay
  • $0 to deposit checks
  • $0 to talk to your NBKC banker
  • $0 eStatements
  • $0 for Cashier’s Checks
  • $0 for stop payments
  • $0 for incoming domestic wires
Access over 24,000 fee-free MoneyPass ATMs**

Because we don't believe in fine print. Here are two fees that might apply:

  • $5 to send a domestic wire to Anywhere, USA
  • $45 to send or receive international wires

Rates effective as of 09/01/2017.
Fees could reduce earnings on an account.
*Annual Percentage Yield(APY) and interest rate may change after account opening.
**Reimbursement up to $12 per statement cycle for fees charged at other ATMs nationwide

Kansas City, MO

8320 Ward Parkway
Kansas City, MO 64114

Overland Park, KS

10700 Nall Ave
Overland Park, KS 66211

Liberty, MO

9750 N Ash Avenue
Kansas City, MO 64157

Leawood, KS

3510 W 95th Street
Leawood, KS 66206