Free & easy. It’s banking au naturel.

Open one or both accounts in less than 5 minutes.

Personal account



It’s like getting paid just to bank with us.

No minimum balance required

Personal money



Make up to 6 withdrawals/debits per month. Save like a champ.

Personal account +
personal money


Get the best of both and easily move money between them.

What’s standard:

  • $5 required to open
  • $0 minimum balance
  • $0 for a nbkc Debit MasterCard®
  • $0 for a starter book of checks
  • $0 Overdrafts or NSFs
  • $0 for Online Banking with Bill Pay
  • $0 to deposit checks
  • $0 to talk to your nbkc banker
  • $0 eStatements
  • $0 for stop payments
  • $0 for incoming domestic wires

Use any of the 34,000+ MoneyPass® ATMs for free in the U.S. and Puerto Rico.

Up to $12 monthly refunds for ATM fees any other banks charge you from anywhere in the world.

Ever need to wire money?

We pass through our costs for wiring funds, but it’s way cheaper than most banks.

$5 to send a domestic wire to Anywhere, USA

$45 to send or receive international wires

Rates effective as of 08/04/2020. *Annual Percentage Yield (APY) and interest rate may change after account opening.
Fees could reduce earnings on an account.

Sure, we’re an online bank, but...

If you live in the Kansas City area, check out our locations below

+ Locations

Overland Park, KS

10700 Nall Ave
Overland Park, KS 66211
Main: 913.905.2100

Leawood, KS

3510 W 95th Street
Leawood, KS 66206
Main: 913.341.1144

Liberty, MO

9750 N Ash Avenue
Kansas City, MO 64157
Main: 816.407.0300

ATM Locations

Use 32,000+ MoneyPass® ATMs in the U.S for free. And Puerto Rico
Locate the nearest ATM.

Kansas City, MO

8320 Ward Parkway
Kansas City, MO 64114
Main: 816.965.1400
Toll-Free: 888.905.2165