Bridge and Lot Loan Application

Credit Requested:

Required items are marked by an asterisk. *

(a) If you are applying for joint credit, complete the Co-Applicant Information. (b) Alimony, child support, or separate maintenance income need not be revealed unless you wish to have it considered as a basis for repaying this obligation. If you do complete the Other Income section. Note: Proof of income will be required prior to closing.

$  

Applicant Information:

Applicant Information (contd.):

Applicant Information (contd.):

Questions for the Applicant:

Questions for the Applicant:

Questions for the Applicant:

DEMOGRAPHIC INFORMATION OF APPLICANT:

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for “Ethnicity” and one or more designations for “Race.”

 

The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to provide some or all of this information, please check below.

Ethnicity: ‐ Check one or more



Race: ‐ Check one or more







Sex:

Co-Applicant Information:

Co-Applicant Information (contd.):

Co-Applicant Information (contd.):

Questions for the Co-Applicant:

Questions for the Co-Applicant:

Questions for the Co-Applicant:

DEMOGRAPHIC INFORMATION OF CO-APPLICANT:

The purpose of collecting this information is to help ensure that all applicants are treated fairly and that the housing needs of communities and neighborhoods are being fulfilled. For residential mortgage lending, Federal law requires that we ask applicants for their demographic information (ethnicity, race, and sex) in order to monitor our compliance with equal credit opportunity, fair housing, and home mortgage disclosure laws. You are not required to provide this information, but are encouraged to do so. You may select one or more designations for “Ethnicity” and one or more designations for “Race.”

 

The law provides that we may not discriminate on the basis of this information, or on whether you choose to provide it. However, if you choose not to provide the information and you have made this application in person, Federal regulations require us to note your ethnicity, race, and sex on the basis of visual observation or surname. If you do not wish to provide some or all of this information, please check below.

Ethnicity: ‐ Check one or more



Race: ‐ Check one or more







Sex:

Application Terms and Disclosures

By clicking the "Submit" button, you are consenting to the use of electronic records and signatures in this application, and you expressly authorize nbkc bank to contact you at the email address and phone numbers you have provided in this application. You agree that nbkc bank may use an automatic telephone dialing system in connection with calls made to any telephone number you provided, even if the telephone number is assigned to a cellular telephone service for which the called party is charged for the call. Your authorization overrides any "Do Not Call" restrictions you may have registered with any federal or state "Do Not Call" list or any internal nbkc bank privacy or solicitation preference you have previously expressed but only for the purposes of fulfilling this application.

 

In order to complete the processing of your application, we may obtain information necessary to evaluate your income, collateral value (if applicable), and credit history, which may include a consumer credit report. Upon request, we will tell you if a consumer credit report was ordered and the name and address of the consumer credit reporting agency that furnished the report. You understand that a subsequent consumer credit report may be requested and/or used in connection with an update, renewal, extension, review or for other legitimate purposes associated with your account.

 

In order to qualify for a consumer loan, the minimum requirements are that you be a U.S. resident, be at least 18 years of age, and have a consistent source of income. To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires nbkc bank to obtain, verify, and record information that identifies each person (individuals and businesses) who open an account. Therefore, when you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers license or other identifying documents.

 

This financial statement is made with the intent that the bank rely thereon in extending credit to me. I represent that this statement is complete and accurate and sets forth all my obligations. I agree to give the bank immediate notice of any unfavorable change in my financial condition. Any contingent liabilities I have are fully explained above.

 

IMPORTANT: Before you click submit, be sure to review the information you entered above, understand the application terms and disclosures, and check mark the box below or type the displayed text in the box below.

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