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FDIC Fraudulent Emails

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The Federal Deposit Insurance Corporation (FDIC) has become aware of emails, which appear to be sent from the FDIC, asking recipients to download and open a 'personal FDIC insurance file' to check their deposit insurance coverage. These emails are fraudulent and were not sent by the FDIC. The FDIC is attempting to identify the source of the emails and disrupt the transmission.

Currently, the subject line of the fraudulent emails includes the wording "Check your bank deposit insurance coverage." The emails state: "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with as a failed bank, thus, taking control of its assets."

The e-mails ask recipients to "visit the official FDIC website" by clicking on a hyperlink provided, which appears to be related to the FDIC and directs recipients to a fraudulent web site. The web site includes hyperlinks that appear to open forms. It is believed that clicking the hyperlinks will cause an unknown executable file to be downloaded. While the FDIC is working with the United States Computer Emergency Readiness Team (US-CERT) to determine the exact effects of the executable file, recipients should consider the intent of the software as a malicious attempt to collect personal or confidential information, some of which may be used to gain unauthorized access to online banking services or to conduct identity theft. Financial institutions and consumers should NOT access the web site or download the executable files provided on the web site.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes section, 1310 Courthouse Road, Room CH- 11034, Arlington, VA 22201, or transmitted electronically to Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at

For your reference, FDIC special alerts may be accessed from the FDIC's website at To learn how to automatically receive FDIC special alerts through e-mail, please visit

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