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With more than 20 years of mortgage experience, I help homebuyers and homeowners across all 50 states move through the loan process with clarity and confidence. Whether you're buying your first home, refinancing to improve your payment, or using your VA benefits, I focus on keeping everything simple, transparent, and stress-free from start to finish.
Clients often describe me as responsive, patient, and detail-oriented. I take the time to understand what you're trying to accomplish, walk you through your options step by step, and make sure you feel comfortable with your decisions — no pressure, just clear guidance and straightforward solutions.
The mortgage process doesn’t have to feel overwhelming. With the right plan and someone helping you navigate each step, it becomes a rewarding part of reaching your goals. If you’re curious about what you qualify for or want to explore your options, I’d be honored to help.
Advice for New Home Buyers
Buying your first home is exciting, and it’s completely normal to feel unsure about the process. Here are a few steps that help keep everything clear and manageable: • Get pre-approved early. It gives you a real budget and strengthens your offer when you're ready to make a move. • Understand your full monthly picture. Beyond the mortgage, factor in taxes, insurance, HOA fees, and maintenance — these play a big role in monthly comfort. • Clarify your must-haves vs. nice-to-haves. Knowing what’s essential and what’s optional helps you stay focused and avoid overwhelm while touring homes. • Trust the process and ask questions anytime. No question is too small. I’m here to guide you clearly and help you feel confident every step of the way. If you’d like help getting started or want to see a simple breakdown of your options, I’m happy to walk through it with you.
“Allen made our refinancing almost effortless and I would say it was fast as well. Definitely recommend him to everyone that is looking for home loans or refinance their existing”
—Yusuf Akin from Charlotte, NC
“Allen was straightforward, responsive, and helpful throughout the lending process. He walked us through everything from start to finish and answered all of our questions. Would highly recommend!”
—K Sackett from Oak Park, IL
“I have purchased several homes in the past and Allen made this one the easiest by far. I would highly recommend Allen to anyone that is buying a home”
—sizemoreg1971 from Columbiana, AL
“He was always available no matter how late I sent a communication. He was patient kind and very helpful. He explained every single step and an all round great person. Thanks for making this process smooth and easy.”
—oluwafolabomi from Bowie, MD
“Allen was a big help in refinancing my loan for the third time. He is always thorough and timely to make the process smooth. The digital signing and notary in my home is very convenient. Thanks Allen!”
—jim from Gilbert, AZ
“I am very grateful that I found Alen and NBKC for my mortgage need. I successfully closed my house purchase this morning because of the time and help that Allen extended to us. From initial phone conversation to submission of application to successfully closing, Allen demonstrated tremendous patience, courtesy and professionalism. He responded to my email inquiries promptly and with clear explanations. He patiently helped me navigated the entire process. The rate he and NBKC gave me is absolutely the lowest and best overall in terms of fees. He also ensured that I closed on time. It was simply a tremendous pleasure working with Allen. I will highly recommend, in a heartbeat, Allen to any of my friends who needs a mortgage professional. Thank you Allen and NBKC.”
—Y DENG from Flushing, NY
“Allen showed patience when we had a few pauses to our refinancing process. He promptly responded to our many questions even if some were redundant. He also had a nice way to explain things that were unclear to us. We will definitely refer friends to him for mortgage-related processes.”
—mbsb sarasota from Sarasota, FL
“My honest REVIEW! When I purchased my house in 2008 from the builder and when I refinanced for the first time in 2018 my experience was not so great 🙃. My wife and I decided to refinance again in 2021 because of the low interest rates. We came across nbkc and got to work with Allen, what a difference!!! Allen, was so professional from the start to the and of the loan closing. I truly appreciate his professionalism and therefore I recommend nbkc and Allen Mische.”
—fcanela sen from Charlotte, NC
Kansas City Chiefs
Missouri State University,
Bachelor of Science in Economics
I’m most passionate about helping people feel clear and confident during a process that usually feels confusing. Most borrowers only go through this a few times in their lives, and there’s a lot of noise and conflicting information out there. I enjoy breaking things down in a way that makes sense so they can make decisions without second-guessing or feeling pressured.
Gladstone, MO