Advice for New Home Buyers
Make sure you actually talk with your lender.
“Working with Bret was a pleasure. Other lenders were difficult to work with because they didn't understand how to communicate with the VA for people that qualify for VA loans like me. Bret made it a breeze and was able to lower the rate on my existing loan quite a bit. All of this remotely while I was away. Thank you!”
—Michael Ryerse from from Seattle, WA
“Bret has helped me and my family several times. Each time he provided fast, professional, expert service. I may not ever need another mortgage, but if i do I'll call Bret.”
—zmav8r from from Breckenridge, CO
“Bret is the best! I have used Bret for the purchase of our last two homes in California and Ohio. He is a true professional and very knowledgeable of the locations, processes and as was able to answer all my questions...even after normal business hours. My family and I are extremely excited about our new adventure and Bret made the transition seamless, thank you!”
—njgroes78 from from Springboro, OH
“It's been a pleasure to work with Bret. He answered all my questions with detail any clarified any doubts I had. I would definitely recomend him to people i know. As a matter of fact, i already did recomend him to some people. Thank you.”
—huejara from from Victorville, CA
“We've worked with Bret for two home purchases, and a refinance. He's always had competitive rates, and worked on our behalf to ensure we got the best rate and lowest fees in many ways, including shopping for inexpensive PMI, and telling us how to get our credit score increased enough to qualify for a lower rate. I've recommended him to everyone I know looking for home financing.”
—Alex from from Marietta, GA
“Bret was awesome. Faced some hurdles...Bret was there to ensure we understood what was going on and ensure it made sense. Bret was honest and had our best interest in mind.”
—Kiko Camacho from from Kahului, HI
“Bret made this process painless. I’ve heard horror stories about the loan process in general, and I can honestly say that Bret’s expertise made the borrowing experience the simplest piece of the home buying process (and I’m a first-timer!) I live in Denver where the market is fast-paced and Bret was available around the clock to help me be as competitive as possible. The closing process was excellently managed by Bret and his colleagues, and he stuck to the dates in our contract. Additionally, the closing costs were literally half what I was quoted by a local broker, and listing agents in my area had a great deal of respect for the bank. The interest rate was incredible, even with little money down. Bret is an all around great loan officer and I hope to tap his expertise for any and all future real estate transactions. Thanks, Bret!”
—lucasklifman from from Denver, CO
“Bret was fantastic. Really took the time to explain things to us as first time home buyers. He kept us up to date with the process and easily reachable via email, phone , txt. Really took the stress off our hands regarding the loan process.”
—Will Lopez from from Lenexa, KS
“Bret worked with us with our refinance and was absolutely the best! The whole process was easy and went through smoothly. He exceeded our expectations and worked with us throughout the whole process. Bret is very quick to respond to our questions. I’ll be recommending Bret to everyone looking for a loan. We’ll use Bret again if we decide to refinance again in the future!”
—Genie L from from Santa Maria, CA
“Once again, Bret was outstanding. This is my second time going with Bret, but on a refinance this time. Bret beat all the rates other lenders offered and walked me through the entire process. Will definitely use him again in the future. I highly recommend Bret to anyone purchasing or refinancing a home.”
—zuser201811041605393 from from Santa Maria, CA
The only thing we can control is our attitude.
I don't like dessert.
Kansas State University
Play golf with my 3 sons at Pebble Beach.
Making a positive difference in my clients daily lives.
Golf and washing my cars.
I owned a shoe store.