Advice for New Home Buyers
Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.
“ALL PROCESSING & DISCUSSION WITH MR RYAN VICK OF NBKC BANK WAS SO GREAT,TRANSPARENCY & PROFFESIONALISM & DO APPRECIATED WITH YOUR HELP FOR HOME REFINANCE & GOT WHEN WE WANT,THANK YOU SO MUCH SIR,GREAT JOB.”
—ELISEO A.POSADAS from from Richmond, TX
“Listen your realtor will help you start the deal but your loan officer is the one who wins the deal. Ryan was insane critical in winning our house in the SLC market which is one of the most competitive in the country. He assured the seller's agent that we were the most qualified. Will be using Ryan in the future when needed”
—AnthonyStarace from from Midway, UT
“Ryan made our buying a home, a Highly Respectful, Professional and Timely Experience. He showed Amazing Customer Service and Respect. His honesty and knowledge was most appreciated. We would Highly recommend Ryan to all friends and family. Thank You !”
—afosterj from from Kansas City, MO
“It was a great pleasure to work with Ryan. Honestly, he provided some of the most excellent customer service I have had from any industry. My wife and I were uncertain about doing a refinance of our loan on line, but Ryan made the process simple and straight forward. He was always professional and thorough in his communications. Very fast with responses to our questions and needs. We are very satisfied and would highly recommend Ryan.”
—Eric Larson from from Lodi, CA
“Ryan Vick with NBKC Bank was instrumental in helping me get my perfect home... two times now! He is timely, knowledgeable and beat out other lenders rates. His patience & communication gave me the confidence and trust needed during the stressful home buying process. Highly recommend and will go back to again.”
—Nicole Hannon from from Denver, CO
“I did not know much about mortgages, let alone NBKC, when I first began my search. However, I did some digging and found that NBKC was pretty competitive in terms of rates and fees. As I was shopping around, other providers just couldn't beat what was offered. However, my experience with Ryan sealed the deal for me. He was not pushy about getting me as a client, and quickly answered all of my questions and concerns in a way that made me extremely comfortable with working with him. He made sure everything was done on time and that I got clearing to close earlier than expected. I highly recommend NBKC, and specifically, Ryan as a loan consultant.”
—Matthew Tyler from from Springfield, VA
“Ryan was excellent to work with on the purchase of my first home. He was always quick to respond and happy to take the time to talk with me on the phone whenever I had questions. He made the transaction super easy for me and the loan made it through approvals almost two weeks prior to closing even with the offer being made with a standard 5 weeks to close. Ryan offered to call the listing agent when I put it in the offer to help assure the listing agent that the buyer's loan officer is proactive and will be able to close on time. I'm sure that helped my offer get accepted on an fantastic home in a competitive market. My buyer's agent also had nothing but praises for Ryan and was happy to work with an awesome loan officer. I'll definitely reach out to Ryan in the future if I need a loan officer again.”
—Jesse Tannahill from from Jeffersonville, IN
“Ryan was on point with everything. His quick response in getting us quotes helped us win our bid, we would highly recommend his services. Thank you Ryan!”
—Jose Gonzalez from from Dallas, TX
“Ryan was the best lender we could have hopped for! He was always available to answer our questions and was very timely on all requests. Thank you, Ryan, for making this scary, life changing decision, that much easier!”
—Shelby Bertini from from Kansas City, MO
“Ryan is your "best case scenario" loan officer. This is our second time working with Ryan and our experience reinforces our reasoning of why we reached out to him in the first place. He is extremely quick to respond to calls or emails, thorough in his response to questions, swift to address any issues or concerns, and forthright in every interaction. Ryan was tremendously helpful throughout the entire loan process, and I would 1000% work with him again!”
—Chris D from from Ashburn, VA
Treat others with respect and how you wish to be treated.
KC Chiefs, KC Royals, MU Tigers and Sporting KC
I was born with 1 kidney and didn't find out until I was 32 years old.
University of Central Missouri
I want to stay in one of those resort huts that sit on top of water where you can look down into the ocean from the bedroom floor.
I love meeting new people every day. I love helping them buy their first home, forever home, vacation home or helping them get in a better financial position by refinancing.
Golf, Fishing, Home Projects
During college, I tended bar at very popular bar at the Lake of Ozarks during the summer months.