Advice for New Home Buyers
Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.
“Ryan was recommended to me by my brother, who also recently purchased a home with him as a lender. My husband and I are really happy that we went with his recommendation. We have nothing but good things to say about Ryan. He was very responsive, super helpful, friendly, and professional. We were first-time homebuyers, and he was great at breaking down the numbers and explaining everything to us. We appreciated his knowledge, professionalism, and expertise. We would recommend him to anyone! Thank you, Ryan!”
—Mallory Jennings from from Moody, AL
“Ryan and his team were excellent to work with start to finish! Not only did he provide us the most competitive rate, but provided an outstanding client experience. Ryan was our main POC during the entire process and was extremely timely with responses. You will not regret working with Ryan and his team! ”
—Clayton Lang from from Grand Rapids, MI
“We weren't able to close on our home on time for various reasons, but Ryan was there with us every step of the way doing everything possible to help us!”
—Tommy Y. from from Birmingham, AL
“Had it not been for Ryan informing us about and explaining the recast process we might have backed out on buying a new home altogether. He showed us how we could contract for buying a new home with a minimum down payment before we sold ours and still be able to apply the proceeds from our sale to the new purchase through a recast. That gave us the reassurance we needed to proceed. He was very patient and responsive with our nervous, perhaps even paranoid, concerns. I can't imagine anyone doing a better job of putting us at ease and monitoring all parts of the process to ensure all was done correctly and on time. I will highly recommend Ryan and NBKC to anyone, especially those of us who need lots of hand holding. Thanks Ryan. The Newsomes”
—Brad Newsome from from Kansas City, MO
“I did not know much about mortgages, let alone NBKC, when I first began my search. However, I did some digging and found that NBKC was pretty competitive in terms of rates and fees. As I was shopping around, other providers just couldn't beat what was offered. However, my experience with Ryan sealed the deal for me. He was not pushy about getting me as a client, and quickly answered all of my questions and concerns in a way that made me extremely comfortable with working with him. He made sure everything was done on time and that I got clearing to close earlier than expected. I highly recommend NBKC, and specifically, Ryan as a loan consultant.”
—Matthew Tyler from from Springfield, VA
“Ryan made the process easy, quick, and understandable. He was responsive, communicative, and honest. He answered all of my questions and provided anticipatory guidance to make the loan process quick and easy. ”
—Madeline Eells from from Martinez, CA
“Ryan was excellent to work with on the purchase of my first home. He was always quick to respond and happy to take the time to talk with me on the phone whenever I had questions. He made the transaction super easy for me and the loan made it through approvals almost two weeks prior to closing even with the offer being made with a standard 5 weeks to close. Ryan offered to call the listing agent when I put it in the offer to help assure the listing agent that the buyer's loan officer is proactive and will be able to close on time. I'm sure that helped my offer get accepted on an fantastic home in a competitive market. My buyer's agent also had nothing but praises for Ryan and was happy to work with an awesome loan officer. I'll definitely reach out to Ryan in the future if I need a loan officer again.”
—Jesse Tannahill from from Jeffersonville, IN
“We could not be happier with our experience with Ryan. He secured us a much better rate than any other lender. We literally were told by other lenders that if we could really get the rate he was advertising, we should jump on it. He is extremely quick to respond to email, text, and phone calls. He worked with us to close early. Every step of the way he made financing our new home easy and painless. We are living in our dream home because of Ryan and we could not be more grateful for all of his hard work.”
—ryan richmond5 from from Chicago, IL
“Ryan Vick was a pleasure to work with throughout our entire first time home buying process. He was extremely responsive via phone, email, and text, and though I am sure he has many clients, he made us feel like we were his only clients. He readily answered our questions, and gave us all the necessary information to help us feel comfortable going through the process as first time home buyers. We appreciated having Ryan as our sole contact at NBKC throughout the entire process. We unfortunately had a deal fall through earlier this year (seller's issue, not Ryan's or ours), and Ryan was very helpful in navigating this process. After we lost the first house, Ryan regularly checked in with us to see how our search was going. When we found our dream home, we did not hesitate to reach out to Ryan immediately. Ryan worked hard to help us close <30 days after our offer was accepted, and even helped us to close 6 days early! We could not recommend working with Ryan more highly, and have already recommended him to our friends!”
—Morganne & James from from Rehoboth, MA
“Ryan is your "best case scenario" loan officer. This is our second time working with Ryan and our experience reinforces our reasoning of why we reached out to him in the first place. He is extremely quick to respond to calls or emails, thorough in his response to questions, swift to address any issues or concerns, and forthright in every interaction. Ryan was tremendously helpful throughout the entire loan process, and I would 1000% work with him again!”
—Chris D from from Ashburn, VA
Treat others with respect and how you wish to be treated.
KC Chiefs, KC Royals, MU Tigers and Sporting KC
I was born with 1 kidney and didn't find out until I was 32 years old.
University of Central Missouri
I want to stay in one of those resort huts that sit on top of water where you can look down into the ocean from the bedroom floor.
I love meeting new people every day. I love helping them buy their first home, forever home, vacation home or helping them get in a better financial position by refinancing.
Golf, Fishing, Home Projects
During college, I tended bar at very popular bar at the Lake of Ozarks during the summer months.