Advice for New Home Buyers
Ask a lot of questions. It is a big step and you don't want to be caught off guard or have buyer's remorse.
“Dave Nichols was extremely knowledgeable and quickly responded to emails and phone calls. He thoroughly explained the refinance process and went above and beyond to help us close in a timely manner. I was nervous about completing my refinance completely online, but Dave made sure to always send correspondence through a secure site. I highly recommend doing business with Dave Nichols.”
—josam269 from from Naples, FL
“Dave has made my home buying experience easy and stress free. He is quick to respond to my questions and concerns. I highly recommend Dave and his team.”
—zuser201405260128456 from from San Antonio, TX
“I appreciated the work Dave did for me. He was courteous, friendly, and promptly responded to my questions. I would definitely use him again. Highly recommended.”
—tomcavsr from from Largo, FL
“I will refer my friends and family to Dave. He was responsive, full of answers and very diligent... boxing fans will understand this... He made me feel like Mike Tyson with Cus D'Amato in the corner. He was there for everything I needed and better still, for the things I didn't know I needed. He did both a conventional refinance and a VA purchase for me, so he's in the trenches with you and treats your loan as if it's him purchasing the home. Highly Recommend!”
—Norman J from from San Antonio, TX
“The process was smooth and only took about a month total from the initial application to closing. It was stress free with the help of Dave who was very informative about everything. He is very professional and quick to respond. I will definitely recommend NBKC and Dave to my friends and family.”
—Theresa S from from Germantown, MD
“Great job on the refinance. The process was quick and easy, most of the docs could be signed online. Dave is very knowledgeable and easy to work with, highly recommend”
—zuser201602140729404 from from Escondido, CA
“Have used Dave and NBKC a few times over the years. We always have a great experience with Dave. We trust him to get it done at the best cost to us.”
—James Ko from from Lexington, SC
“I actually refer Dave to all of my friends. Well if I had any I would. But because I don't have a lot of friends, I feel compelled to ask for Dave's services myself over and over again. Dave has been part of my financial decision making process for over the last decade. I have made several purchases and when conditions are ripe, refinances. No matter if Dave is the first person I call or the last (after getting bids from competitors), Dave always provides the best options and I always go home. Thanks Dave.”
—zuser201707201704019 from from Mount Airy, MD
“From start to finish Dave was great to work with. I am self employed which adds a layer of complexity to the application. No problem with Dave Dave Mincik”
—josieminick from from Boise, ID
“Worked with Dave for the past 2 months, it was a A+ experience from start to finish. He was always available, knowledgeable and responsive to my questions and concerns. I am especially grateful for Dave getting thru my particular challenges and making this purchase a reality. I highly recommend Dave, he is a true professional.”
—zuser201608062159168 from from Valdosta, GA
Strive to give my clients the best experience I can and never let them down.
Iowa State, KC Chiefs
I used to judge BBQ contests.
Iowa State University
To own a lake home.
Understanding my client's needs and working towards a solution that accomplishes their goals.
Water-skiing, upland bird hunting, beer tasting
Account Executive - I was able to talk to business owners with a lot of different ideas on how to work their businesses.