Advice for New Home Buyers
There is no such thing as strangers they are people you have yet to meet.
“Dave was easy to work with...answered any questions we had and guided us through the entire process. He is well-spoken by phone as well as his writing skills on email is clear and thorough!”
—r h blanklukenbill from from Nashville, TN
“I had a great experience working with David. He was very helpful and informative. David quickly responded to my phone calls and emails. I would recommend to a first time home buyer, like myself.”
—Rebecca G from from Arlington, VA
“I was referred to David by my realtor who sold my home in Virginia. I told him that the company I was using on my new home was working slow and I did not think I was going to make closing date. I called David and within 24 hours, I was ahead of the previous company after working with them for over a month. I met my closing date, and I am very happy with David service. A Big Thanks to David.”
—George from from Charlotte, NC
“Dave made the refi process quick and easy. Answered all my questions and responded quickly. We would definitely recommend to anyone and will look to him for our future needs.”
—Michael LeJong from from Mount Juliet, TN
“David was very informative and professional. The process was fast and easy. David was always able to answer questions in a timely manner. I will use David again for a refi or new purchase without question.”
—hookr27 from from Renton, WA
“The is the 2nd time we have used Dave in as many years. Seamless and painless is the best way to describe the process with Dave. He updates you when needed and has always delivered. No BS. Honest and ethical. What a breathe of fresh air in this world we live in today. Great job Dave!”
—ChrisN from from Anacortes, WA
“It was a pleasure working with Dave Prohaska. He made sure that I understood each step of the process. Dave never made me feel dumb when I asked questions; he would share his knowledge and experience and would ensure that I felt comfortable with the process. When the process would become daunting, he would provide friendly encouragement and never made me feel pressured. His attention to detail and expertise caught and closed gaps in a timely manner so that I would be able to close on time. Overall, I always felt like I was in good hands and that is the reason why I would work with Dave again in the future. I highly recommend working with Dave Prohaska.”
—Jose Lopez from from Laredo, TX
“Dave made our home buying process as simple as possible. He was extremely responsive with both us and our agent. We closed on time and couldn’t be happier with our new home.”
—Michael from from Ronda, NC
“Dave was great. Answered all my questions clearly without any technical jargon. Very easy to reach, even after usual business hours. Kept everything going quickly and got my loan approval in time to close on time. I would definitely use him again.”
—John from from Huntington Beach, CA
“I tried working with Dave on my third home purchase in Feb 2022. He was by far the most rude and difficult to work with out of about 10 loan officers I interacted before at different capacities. I do not recommend Dave. I applied online at NBKC in Feb, received a call in 10 minutes - it was Dave calling to push the process forward. I shared my appreciation with him. Then he started asking pretty normal questions about what type of home I am looking for, my price range, expectations, etc. He asked whether I got a quote from any other lender, I said yes - I always get multiple quotes and even multiple preapprovals, and choose the best at the end. I said the main lender I have worked with so far was the one my real estate agent recommended. That's where the loan officer Dave became a salesman Dave. He started selling me the idea of why they are bad - without knowing ANYTHING other than the fact that a person I trust recommended them. Simply badmouthing them to pull me towards himself. I said I never take anybody's word for anything, which applies to my agent as well as Dave. So I just wanted to move forward with an estimate and I will make my own decision at the end, based purely on the numbers, not what this rude sales agent was trying to sell me. He wouldn't let go. Trying to dodge his insinuating questions that my agent was corrupt and that lender must have higher rates than NBKC was a horrible experience. I got so tired that I couldn't accomplish anything other than headache. It was 3:40 and I had a meeting at 4. I said I have to get ready for my meeting, this disrespectful individual insinuated that I was LYING by saying "Meeting? Huh, I never heard a meeting start at an odd time like 3:40!" I still tried to control my temper and told him that the meeting was at 4 and I needed to take a break (from his BS). Unbelievable level of unprofessionalism and disrespect! Next day I got in touch again, to get a loan estimate. He wouldn't give me one. Seriously. The simple standard PDF that lists all the cost and rate estimates - he declined my request to get it. Great sales tactic, horrible loan officer job. His strategy was "Don't believe anyone, we are the best, we have the best rates", and I am like "Yeah right, like I am so naive to simply believe you and close my eyes to everyone else!" As he got more disrespectful, I started objecting and the arguments got heated. He started showing signs of regret after I called him out on his nonsense. Anyway, I proceed to get a preapproval. I have no idea what he did but he preapproved my for about $50-70K less than other lenders. I still said fine, let's just proceed to finalize this on a specific property. I finally found a house that my offer got accepted. I gave him the address and asked him to finalize the loan offer. At that point I told him that my goal was to close in 3 weeks. He said absolutely impossible, they needed AT LEAST 30 days. By the way, he called me on a Sunday at 9:43 PM to tell me just that. Obviously no respect to personal life. He then emailed me that, and I replied to say fine, let's shoot for 30 days. Remember, all this process was basically working with 2 other lenders like a breeze and with Dave Prohaska like a misery. Finally got the loan estimate, compared with others, weighed in how easy it was to work with each of them, and guess which one was by far the best? The one my agent had recommended :) Their rates and costs were almost the same as NBKC and I closed on my mortgage exactly in 3 weeks with them - which, something Dave admitted that he would fail to do. Oh I told you above that he insinuated that I am a liar for no reason, right? Yes, this is Dave's level of professionalism. If you simply believe him and work only with him, he is the nicest. Question him and work with multiple lenders, he loses it. Do not take anybody's word for anything, people. Even if an impudent individual tries to convince you to do so with overwhelming sales tactics. Get preapproved by multiple lenders, see the loan estimate, then make your choice.”
—Fatih from from Flower Mound, TX
Trust the process.
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