Adam Lutjen

Meet Adam

Office - (816) 643-4297
Mobile - 816-419-9261
Fax - 913-529-3094
NMLS #132292

About Adam Lutjen

Advice for New Home Buyers

Trust the process. Contact me whenever however, I am always available at any point during the process.

Adam Lutjen, a great Loan Officer at NBKC Bank.

“Adam Lutjen makes sure you understand the process of the home loan you are applying for. I applied for a VA loan and he guided me through it all. If you have questions about your loan and documents that are needed he is there to talk you through it. Adam isn't just my Loan Officer, he became a friend. He has a pleasant personality and that means a lot to me. Thank you Adam Lutjen for all you did to help me get my home loan purchase.”

—bhamsher50 from from Las Vegas, NV

Star Rating

Adam Lutjen

“Adam has been the most personal lender I’ve encountered. He helped me purchase my first home years ago, and still would instantly respond to any questions I would text him. He also just helped me refinance that home, and I feel so much more knowledgeable about that process due to Adam. He has taught me a lot when it comes to purchasing a home. I’ve also recommended him to friends and they all have the same relationship with him as me. Great guy!”

—isaiahklepp from from Austell, GA

Star Rating

3 weeks from application to cleared to close with lowest rates and fees.

“Adam was great to work with. Roughly 11 days after getting our offer accepted I was not feeling good about my current lender. Closing costs were very high, and rates were high even with buying points with good credit. I reached out to Adam to get a quote and he got one sent immediately and the numbers were shocking! Saving over 5000 in closing costs and the rate dropped 1.25% from current lender. I was in disbelief, but trusted Adam when he said the numbers wouldn't change much once we got the application going and we would still be able to close in time. Everything went smooth and he had us cleared to close in just 21 days! I'm still shocked at the savings and how quickly he pulled it together. I would recommend him over and over and will most certainly reach out to him with our next home buying endeavor!!”

—jschinderling1 from from Blue Springs, MO

Star Rating


“Adam Lutjen did an outstanding job getting me my loan with NBKC bank! He is very kind & always had a speedy & accurate response to my every question along the way which made it a very easy & stress free process. He got my rate locked in & completed my loan smoothly as promised. I recommend Adam at the highest level I can give which is the full 5 stars!”

—Jane M from from Knob Noster, MO

Star Rating

Above and beyond

“Adam was amazing and extremely helpful from start to finish. He replied to all of our questions at crazy hours and was extremely thorough with his answers. I am so happy to have had the chance to work with him and will definitely recommend him to everyone I know! Thanks again for all of your help Adam, buying a house is stressful and you did everything in your power to make your end seamless.”

—zuser201708010855490 from from Holiday, FL

Star Rating

Excellent overall experience

“Adam was timely and professional throughout the process. As a first time home buyer I had a million questions and Adam was patient and took care to fully explain the details understanding that this is one of the most important decisions in ones life. Adam picked up my phone calls over the weekend and I got the sense that he really was looking out for me. He also advised to lock in rates back in November which turned out to be an excellent call which saved me thousands of dollars. 5 star rating, would highly recommend.”

—Joshua Kim from from Norwood, NJ

Star Rating

Great exceptional service

“Adam Lutjen got me in my dream house and was always very expeditionary with any questions or concerns I had during the home buying process, he goes above and beyond to meet your customer expectations, highly recommended.”

—tonybar2 from from Independence, MO

Star Rating

Fast and painless

“Adam made the normally painful process of getting a mortgage easy. He was extremely communicative and most importantly helped us close with a really tight deadline. I did a lot of shopping around for rates and NKBC beat everyone one their rates.”

—Jerry Wohlgemuth from from Salt Lake City, UT

Star Rating

Efficient, knowledgeable, quick response

“Adam's thoughtful efforts that went above and beyond made our VA loan process smooth and easy. He was patient with our questions and responded quickly. His efficiency helped us close on time. We recommend him to any home buyer!”

—KatieS from from Independence, MO

Star Rating

Adam is great to work with

“As first time home buyers, my husband and I were extremely nervous about the whole mortgage process but Adam was amazing to work with. He is easy to get a hold of, answered all of our questions, and provided us with a lot of detail and information. We enjoyed working with Adam!”

—Grace Houston from from Blue Rapids, KS

Star Rating

Get to know Adam

What is your motto or personal mantra?

Knock me down, I’ll just come back running.

What is your favorite sports team?

The Kansas City Chiefs are the best!!

What is something that people would be surprised if they knew about you?

I think most people would be surprised to know I played lead guitar in a rock band for several years

What is on your bucket list?

Visiting Europe is on the top of my bucket list.

What aspect of your job are you most passionate about?

I love helping people obtain their first home or dream home and the fast-paced competitive environment that comes with it.

Where did you grow up?

Growing up in the small town of Oak Grove, MO was a great experience.

What are some of your hobbies?

Some of my hobbies consist of playing guitar, riding dirt bikes, and wakeboarding.

Before working at NBKC, what was the most unusual or interesting job you’ve ever had?

In my younger days I was a stone mason. We designed subdivision entries, lime stone caps for masons, mantels and hearths. Although it was hard work, I loved the job.