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About Andy Adkins
Advice for New Home Buyers
Enjoy the process and have fun looking for your new home! I’ll make the lending part simple, fun and easy. Stay positive and know you will find the perfect place at just the right time. When you find the perfect one, write the seller a letter about why you and your family are perfect for the home and how you will fill it with love, joy and take awesome care of it!! Believe me, they care and this will make you stand out.
Fantastic man, easy to work with and would pound my fist on the table to vouch for him
“I got in touch with Andy a little over a year ago. The man was easy to talk to, calm, patient and extremely knowledgable- a perfect combo for a first time homebuyer. For the first time, I genuinely felt that a lender was working for you and not the bank. Unfortunately, I didn't end up closing a new construction home with Andy as the buyer had a preferred lender, and I would have lost on the closing cost assistance. In fact, my current lender asked me to leave a 5-star review, and I couldn't do it without leaving a 10-star review for Andy because he was honestly that much better than our current lender. Just to leave you with a thought- over the course of our discussions around the closing cost assitance with the other lender, I thought of letting go of the closing cost assistance just to have Andy as our lender- He is that good, and super easy to talk to and work with. Typically, lenders request people to review, but here, it was the other way around. I requested Andy share a review link so that I could express my appreciation—this is well after our closing with our other lender. Looking forward to working with Andy again, whenever the time's right for a refinance. @Andy- you are the best I have worked with, and thank you! ”
—dheemanthmr from Chantilly, VA
Love Andy!
“Andy Adkins is absolutely amazing. Andy was recommended to us from a friend. The first time I spoke with him it felt like I had already known him for years. Very professional and a genuine solid human being! This guy is the real deal! If I lived in the same town with him, I would be hanging out with him as often as he would let me. Even our real estate agent mentioned that she had never worked with anyone quite like Andy. She was extremely impressed! I will recommend Andy every single time I hear about somebody looking to finance a home.”
—joerossi844 from Otis Orchards, WA
Phenomenal!
“My wife and I have worked with Andy twice over the last four years for two different home purchases, with our most recent purchase having closed in February 2025. Our first encounter with Andy and NBKC back in 2021 was so positive, he was the first person I called when we found ourselves back on the market. Andy is a rockstar in his field. He is extremely knowledgeable, patient, quick to respond, and always on top of his game. Most importantly, he brings a genuine, human element to the table. It’s so refreshing to work with someone who genuinely cares for and enjoys working with people; who works hard to ensure they are taken care of. For as long as Andy is at NBKC, he will continue to be our first point of contact whenever we find ourselves with lending needs.”
—Matt P from Aubrey, TX
Awesome Andy Adkins
“Andy Adkins with NBKC Bank is awesome!! He’s upfront with what to expect, keeps his word and provided a great rate for us. A down to earth guy with excellent communication throughout the process. The technology through NBKC was easy. Andy and the NBKC team made our home purchase stress free. Thank you Andy!!”
—Paul M from Kansas City, MO
5 star review for Andy - again
“Five stars for Andy Adkins—again. This is the second home I’ve bought with Andy in the past three years, and I wouldn’t go to anyone else. Yes, he’s knowledgeable, organized, and makes the process smooth as butter (because of course he is—that’s table stakes for a top-notch loan officer). But the real reason I keep going back? He’s fast. He’s funny. And he somehow makes mortgages feel low-stress. That’s sorcery. Andy’s the guy you want in your corner—he answers questions before you even ask them, keeps everything moving, and makes you feel like you’re his only client. If you want someone smart, sharp, and human (with a good sense of humor), go with Andy.”
—zuser201508160911199 from Pisgah Forest, NC
Highly Recommend
“Andy was very professional and very knowledgeable during my house search / purchase process . He was always available at a quick notice to answer any questions. was also very transparent with the fee breakdown ensuring i got the best rate possible . Thanks Andy ”
—Emeka from Derwood, MD
Andy is Fantastic!
“Andy was fantastic to work with and did a phenomenal job of getting us into our new home! From the very beginning Andy was professional and competent, and felt more like talking to a friend than a loan officer. Andy helped us navigate the entire process (pre-approval through closing), gave outstanding advice, and was incredibly responsive. He has our highest recommendation; if you want the best in the business, work with Andy! ”
—Justin Bell from Patchogue, NY
Andy was. very helpful and always responsive, even evening and weekends.
“Andy was great to work with. He was always available to help ease my anxieties about the loan process. We got a loan with NBKC Bank with Andy's help in about 3 weeks. As the title says he was always available and patient to explain all the details and documents that were required from us. Thanks again Andy!”
—Dmitry Yashin from Malvern, PA
Excellent!
“From our first call through to closing, Andy was always quick to respond, quick to act, and had ready for answers for all my questions about the process. As a first-time home-buyer this was the level of service I needed. It's a long, complex purchase, and throughout I had confidence things were being done right, and that I knew what was going to happen next. Highly recommended!”
—James E. from Elkridge, MD
Outstanding Experience
“We had an amazing experience working with Andy! From start to finish, he was there for us every step of the way, always quick to respond and ready to answer any questions we had. His professionalism and dedication made the home buying process smooth and stress free. We’re so glad we had him as our lender and couldn’t have asked for a better experience. Highly recommend!”
—Wen from Philadelphia, PA
Get to know Andy
What is your motto or personal mantra?
What you focus on grows, so focus daily on the positive outcomes you desire in your life and they will absolutely come true.
What is something that people would be surprised if they knew about you?
I make an award-winning cherry pie from scratch. As a kid, my grandmother Helen always made me one every time I went to the farm to visit. She never had a recipe written down so when she lost her memory, I lost the best pie ever made. Store pies are awful, so I researched and tried tons of recipes before finally finding one that was close. After a few tweaks I had it and won 2 pie contests with it! I use her old rolling pin when I make the crust. Thanks Grandma!!
What is your favorite sports team?
Kansas City Chiefs
What’s your alma mater?
I played football at Butler County Community College in El Dorado, KS before receiving a full scholarship at Fort Hays State University in Hays, KS. Go Tigers!
What is on your bucket list?
Riding a bull.
What aspect of your job are you most passionate about?
Being a fun, energetic partner for my customers and helping them achieve the American dream of home ownership.
Where did you grow up?
I grew up in Bonner Springs, KS and married my high school sweetheart, Kristy.
What are some of your hobbies?
Spending time with my beautiful wife, riding our horses, travel, bootcamp style workouts, and reading inspirational self-help books.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In high school I helped my neighbor build houses over my summers. The only thing he contracted out was the foundation, HVAC, and shingling the roof. We built the whole thing and I learned all of it. I can fix, build, wire and plumb anything as a result of that learning experience.