About Andy Adkins
Advice for New Home Buyers
Enjoy the process and have fun looking for your new home! I’ll make the lending part simple, fun and easy. Stay positive and know you will find the perfect place at just the right time. When you find the perfect one, write the seller a letter about why you and your family are perfect for the home and how you will fill it with love, joy and take awesome care of it!! Believe me, they care and this will make you stand out.
Great Experience
“Andy was very knowlegeable easy to work with. He was quick to respond to any questions I had. All aspects of the lending process went smoothly. The technology used by the bank made it easy to submit forms and provide signatures.”
—sarahayes11 from from Charlotte, NC
Professional, knowledgeable, responsive
“I was looking for a cash out refinance for a property in another state. Andy offered several different loans to choose from and found one that met my requirements. He answers questions very promptly, is extremely knowledgeable, easy to talk to and has a good sense of humor. In my many previous real estate purchases and refinances I have not dealt with anyone better than Andy. It was truly refreshing to work with an expert, competent loan professional who really understands how to treat a customer. I would highly recommend him to anyone looking for a loan and would use him again in a heartbeat.”
—Candice from from Murrieta, CA
Andy Adkins at NBKC Bank
“This was by far the best and easiest experience I’ve had buying a home! Andy did a fantastic job checking in with us and explaining the next steps for the home purchase loan. Because they link your bank accounts in their system, we weren’t pestered with questions a hundred times over that in the past made buying a home very stressful. The interest rate he got me was the lowest I was quoted (checked 4 different places) and their website made it very easy to manage getting them the documentation they needed. I’ve recommended him to our neighbor whom also is having a wonderful experience with him and couldn’t believe how much lower his interest rate was as well as Andy’s communication being very efficient. I definitely couldn’t recommend a Bank or Lender more - thank you very much Andy!”
—Kenny Hartill from from Estacada, OR
Awesome Service!
“Andy Adkins provided outstanding support when we purchased our home in Dec 2022. Andy is so easy to work with and honest. He is also very responsive when you need him. Best of all, Andy provided some "above and beyond" level of support when we experienced some curveballs during the home buying process. Cannot recommend enough!”
—mcbride dj1 from from Alpharetta, GA
Quick closing, easy to reach
“We closed the loan in 22 days, final approval received in 15 days. Andy Adkins was available on phone\text and responding to my queries quickly. He also matched loan fees to (minus $650) what i found on nerdwallet. NBKC has very competitive low rates you find in the market.”
—zuser202002010740574 from from Englishtown, NJ
Super easy to work to with!
“Andy had all the answers! Always available via phone or chat at any time of the day. Always super friendly and informative on all matters. Super helpful for first-time home buyers.”
—Joe Mendoza from from Wantagh, NY
Easy to work with - understanding, responsive and asks good questions
“Just closed on my first home purchase. Andy was a total MVP. He made the process so effortless by being super responsive and quickly tying up all the loose ends as we got closer to the end. You really want someone like Andy pulling for you to close on your new home.”
—Christie Finnie from from Henderson, NV
A Fantastic Experience
“Andy was a delight to work with! He was: - proactive in contacting us as our mortgage review/approval/funding status changed - very responsive to questions and requests - in constant contact with our real estate agent and all members of our closing team During closing he caught a fairly significant error made by the title company, resolved it, and notified us before we had even realize that there was an issue—all while he was on a scheduled vacation! I would recommend Andy to friends and family without hesitation. Thanks for an awesome experience!”
—ianmspeers from from Wayne, PA
Was helpful all along
“Andy was there for any question asked and got me in my house in almost a month with no troubles throughout. He was there to answer any questions asked day or night. Highly recommended.”
—Surleen from from Edison, NJ
An absolute pleasure to work with
“I don’t think I am able to say enough great things about Andy. Through the entire process Andy was responsive, informative and an absolute pleasure. Andy helped us with our first home purchase every step of the way and was always there to pick up the phone no matter what day of the week or time to answer all of our questions.”
—angelonefrancis from from Denville, NJ
Get to know Andy
What is your motto or personal mantra?
What you focus on grows, so focus daily on the positive outcomes you desire in your life and they will absolutely come true.
What is something that people would be surprised if they knew about you?
I make an award-winning cherry pie from scratch. As a kid, my grandmother Helen always made me one every time I went to the farm to visit. She never had a recipe written down so when she lost her memory, I lost the best pie ever made. Store pies are awful, so I researched and tried tons of recipes before finally finding one that was close. After a few tweaks I had it and won 2 pie contests with it! I use her old rolling pin when I make the crust. Thanks Grandma!!
What is your favorite sports team?
Kansas City Chiefs
What’s your alma mater?
I played football at Butler County Community College in El Dorado, KS before receiving a full scholarship at Fort Hays State University in Hays, KS. Go Tigers!
What is on your bucket list?
Riding a bull.
What aspect of your job are you most passionate about?
Being a fun, energetic partner for my customers and helping them achieve the American dream of home ownership.
Where did you grow up?
I grew up in Bonner Springs, KS and married my high school sweetheart, Kristy.
What are some of your hobbies?
Spending time with my beautiful wife, riding our horses, travel, bootcamp style workouts, and reading inspirational self-help books.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In high school I helped my neighbor build houses over my summers. The only thing he contracted out was the foundation, HVAC, and shingling the roof. We built the whole thing and I learned all of it. I can fix, build, wire and plumb anything as a result of that learning experience.