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About Andy Adkins
Advice for New Home Buyers
Enjoy the process and have fun looking for your new home! I’ll make the lending part simple, fun and easy. Stay positive and know you will find the perfect place at just the right time. When you find the perfect one, write the seller a letter about why you and your family are perfect for the home and how you will fill it with love, joy and take awesome care of it!! Believe me, they care and this will make you stand out.
Setting High Bar in Lending Industry
“Andy Adkins is a blessing to his community. Work is worship and his craftmanship comes through in the kindness and sharpness of his communication with the customer, underwriting officers, supervisors, real estate agents. Andy is the best lending officer I could have asked for my home purchase in CA. He went above and beyond in communicating with my agent through time difference to clarify items for a smooth closing. Andy keeps communication channels open and no question is silly, small or stupid. As a new home buyer, I truly appreciated this demeanor as there are many questions in the mind of a customer. Andy sets a high bar of customer service in the lending industry and I cannot recommend him enough!”
—Gini from San Jose, CA
Great communication & seamless process!
“Andy was amazing to work with, my husband and I had wanted to refinance for a couple years and when the opportunity finally came up, we jumped on it! We lucked out with getting Andy, he kept us so informed throughout the process and made everything so easy. He answered all our questions and kept us updated as we went through the process. We’d highly recommend working with him for any mortgage or refinance needs! ”
—mariana epperson from Louisville, KY
ANDY ADKINS MADE 2026 dreams happen in a blink
“MAJOR shout-out to Andy — absolute ROCKSTAR lender. The patience? Next level. The attention to detail? Flawless. Andy checked every box, crossed every T, and had our file underwriting-ready before we even had time to stress. He made a process that’s usually overwhelming feel smooth, clear, and almost effortless. Organized, responsive, and locked in from start to finish. If you want a lender who goes above and beyond and actually delivers, Andy is THAT guy.”
—Milliet Wanji from Edmond, OK
Andy is the best and easiest to work with to finance your home purchase.
“What can I add to the rest of these stellar reviews. I AGREE! Andy was always available during our process of securing our home in TN and selling our home in NC. He was always going above and beyond to make sure everyone in the process had all the documents and information they needed so nothing fell through the cracks. If you want a low drama, easy and smooth home finance, then get ahold of Andy like yesterday. At the end of the whole process I felt like Andy was a friend. I will absolutely recommend and use him again.”
—Dan Admonis from Mount Pleasant, TN
Timely and efficient
“I have worked with this lender multiple times. As always the whole process from start to finish was seamless. Pre approval was easy, as was approval. Appraisal was done very quickly”
—hewettd from Georgetown, TX
Best Loan Officer I've ever worked with!
“Andy assisted us with multiple mortgages (purchase process & refinance) and I cannot recommend him enough. He patiently provided us with various options to help us get the best financial outcome. NBKC has some of the best rates around. He made himself available to discuss any questions that came up during the process, big or small. Definitely the right person to have on your team when navigating the mortgage process!”
—d adams226 from Woodstock, GA
Above & Beyond Lender
“Andy truly went above and beyond throughout my home loan process. He was incredibly responsive (fast answers, consistent follow-ups), transparent, and detail-oriented. He also helped beyond the typical lender role, coordinating and following up when needed (even with the seller side), and he connected me with an excellent real estate agent who turned out to be a perfect fit. On top of that, he delivered very competitive rates and stayed proactive the entire time. If you want someone reliable, sharp, and genuinely committed to getting your loan across the finish line smoothly, Andy is the person to work with.”
—Hamid Behjati from Rancho Santa Margarita, CA
Couldn’t ask for a better lender!
“Andy was incredible to work with. I first reached out just to ask how to prepare to buy a home, and a year later when I was ready, he helped me close the deal. As a young, first-time buyer, I had a lot of questions and Andy answered every single one with patience and clarity. He was always available, extremely knowledgeable, and truly cared about helping me succeed. I highly recommend him. I cannot stress enough how much of a help Andy has been EVERY single step of the way. I will recommend him every day of the week!”
—Jorge Rosas from Baton Rouge, LA
Helpful, responsive and knowledgeable
“We worked with Andy to buy our first home, and again on a refi as rates dropped. He was superb on both occasions. Other lenders we approached for a quote would take days or even weeks(!) to respond. I worry a bit for anyone who is so attached to their technology, but as a customer, it was amazing to have answers to questions literally within minutes. And boy did we have questions! Andy was terrific at holding our hands through the process, explaining the alternative options, and helping us make the right decisions. As the dust has settled, and we've evaluated our choices, it's only confirmed that we made the right choice in working with Andy. Buying a home is so stressful and confusing, but it helps a lot to have a great partner at the bank. ”
—user2072844 from Tacoma, WA
Excellent Loan And service
“Andy was on top of things .. kept us in the loop at every step.. very professional and great to work with . have already referred a few people ..will use again .”
—Mark Goodman from Poolville, TX
Get to know Andy
What is your motto or personal mantra?
What you focus on grows, so focus daily on the positive outcomes you desire in your life and they will absolutely come true.
What is something that people would be surprised if they knew about you?
I make an award-winning cherry pie from scratch. As a kid, my grandmother Helen always made me one every time I went to the farm to visit. She never had a recipe written down so when she lost her memory, I lost the best pie ever made. Store pies are awful, so I researched and tried tons of recipes before finally finding one that was close. After a few tweaks I had it and won 2 pie contests with it! I use her old rolling pin when I make the crust. Thanks Grandma!!
What is your favorite sports team?
Kansas City Chiefs
What’s your alma mater?
I played football at Butler County Community College in El Dorado, KS before receiving a full scholarship at Fort Hays State University in Hays, KS. Go Tigers!
What is on your bucket list?
Riding a bull.
What aspect of your job are you most passionate about?
Being a fun, energetic partner for my customers and helping them achieve the American dream of home ownership.
Where did you grow up?
I grew up in Bonner Springs, KS and married my high school sweetheart, Kristy.
What are some of your hobbies?
Spending time with my beautiful wife, riding our horses, travel, bootcamp style workouts, and reading inspirational self-help books.
Before working at NBKC, what was the most unusual or interesting job you’ve ever had?
In high school I helped my neighbor build houses over my summers. The only thing he contracted out was the foundation, HVAC, and shingling the roof. We built the whole thing and I learned all of it. I can fix, build, wire and plumb anything as a result of that learning experience.