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About Ty Swarts
Advice for New Home Buyers
Be prepared, not scared. Which seems broad and is intended to be so. You could be asked for more than you ever thought was necessary which is part of the process. The more you can gather, ask and understand upfront, the easier it is when the ball gets rolling. Enjoy the ride, you are about to achieve one of the American dreams, home ownership! It’s a big deal!
The BEST
“I wouldn't use anyone else, honestly. Ty is the best. He's communicative, caring, and deeply knowledgeable. I've used him twice and, again, I simply wouldn't use anyone else.”
—Amber Knutson from Sioux Falls, SD
Great!
“Great Service. Great Advice. Great Rates. Who could ask for anything more! Ty clearly focuses on the needs, priorities, and situation of his clients.”
—joosten drew from Gig Harbor, WA
Professional and attentive through the entire process
“Definitely recommend Ty for your home loan needs. His attention to detail kept me informed through the entire process. A+++ professional and informative ”
—DavidTablada2 from Pompano Beach, FL
Perfection, Masterful, GODLIKE execution, No.1 in the Nation, Superb process, A+++++++ 10/10
“Ty is the DAMN guy. This was my 2nd refi with Ty and nbkc Bank and this time the process was even easier than the first. Ty and his team saved my damn butt from a high monthly payment on my mortgage. No, I did not get paid by him nor the bank to write this review. This review is solely based off my personal experience with them. I had a slightly better rate from my local credit union but chose to go with Ty and nbkc Bank because I trust them! 10/10..... I recommend Ty and his team for all your Lending needs!!!! He will take care of you. Hands down. Period. Enough Said. Mic Drop. ”
—Unknown Person That from Grand Blanc, MI
Ty was exceptionally helpful .
“ As a first time buyer, he walked me through the process. He is extremely knowledgeable and gave me clarity to all my questions. It was a smooth transaction and we closed in record time. Thank you Ty for going above and beyond to make this an easy transition for me. I wish you continued success and would recommend highly.”
—Sherry from Lenexa, KS
Very prompt and detail oriented
“I had refinanced my property with Ty and he was a thorough professional. He is very prompt with his replies and very detail oriented. I highly recommend him.”
—Prakash Sethia from Portland, ME
Great Experience
“The wife and I had a pleasant experience with Ty He was very Personable and very helpful. We recommend him to a friend of ours several weeks ago. We will reach out again in a couple of years. ”
—J-Diaz from Temecula, CA
Too many positives to list.. Ty is the MAN!
“Too many positives to list, but I will try. Ty was an outstanding loan officer and a true asset throughout the entire process. From our very first conversation, he made everything clear and easy to understand. NBKC Bank was upfront with their best pricing immediately, with no games or haggling required. Ty stayed on top of every detail, including items outside of his direct responsibility, and consistently went above and beyond expectations. He is extremely knowledgeable, responsive, and efficient, which made a typically stressful process feel smooth and well-managed. I would confidently recommend Ty and NBKC Bank to anyone looking for a reliable, transparent, and highly professional lending team. Top-tier work across the board.”
—Jake Dunn from Gurnee, IL
Above and beyond!
“Ty helped my wife and I with a refinance in late 2025. He explained things every step of the way and went above and beyond to help us figure out a couple of unexpected road blocks pertaining to our county taxes. I highly recommend Ty and NBKC. We are now settled in an our new loan with a great rate and the process has been easy getting payments set up, logging in to portals, etc. ”
—Lanie Carter from Spartanburg, SC
⭐️⭐️⭐️⭐️⭐️
“Ty was the difference between a stressful, uncertain deal and a successful closing. I was already far into the homebuying process with another lender when something didn’t feel right. As a first-time buyer, I wanted clarity and transparency—and I wasn’t getting it. Thanks to my sister for the referral, enter Ty, who completely changed the trajectory of my purchase. Within a very short time, he secured me a significantly lower interest rate—saving me over $1,000 per month over the life of my loan. That alone is incredible. But beyond the numbers, Ty was steady, responsive, and genuinely invested in making sure I understood everything. We had a tight timeline, had to redo the appraisal, and my rate lock was approaching—but he navigated all of it seamlessly. He was calm, patient, and always one step ahead. Most importantly, I trusted him completely. In a process like this, that’s everything. If you’re buying a home and want someone who truly advocates for you and knows how to get it done, work with Ty. He’s exceptional. ”
—Michelle L from Brooklyn, NY
Get to know Ty
What is your motto or personal mantra?
Do the little things now, it will help with the big things later.
What is your favorite sports team?
Kansas State Wildcats Football
What is on your bucket list?
Attend the Masters Golf Tournament, watch a football game in the Big House and a few other locations.
What aspect of your job are you most passionate about?
Cliché as it might sound, getting new house keys in my customers hands. Truly nothing more enjoyable than that first phone call after documents have been signed and they own their new home.
Where did you grow up?
Osage City, KS
What are some of your hobbies?
Kids (triplet teenagers require some attention), golf, sporting events, mainly KSU Football
Before working at nbkc, what was the most unusual or interesting job you’ve ever had?
While at Kanas State, I was an equipment manager for the football team and my gameday job was to hold the headset cord for Legendary Hall of Fame Coach Bill Snyder. So, I have many miles logged walking side by side with Coach up and down that sideline hearing every word spoke into his microphone and every play as it was relayed to the team.