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Advice for New Home Buyers
Take your time and educate yourself on the entire process.
“When we planned to move across the country as part of a military Permanent Change of Station, NBKC wasn’t the first bank we looked to for our mortgage needs. (Spoiler Alert! It’s the only mortgage bank we’ll ever use going forward). We actually began our journey with highly advertised mortgage banks - one that rhymes with pocket, one that means “united by treaty”, and one that even catered to veterans and perhaps even had “veteran” in their name. Instant regrets. The high hidden fees, the lack of understanding for our unique situation, the slowness, the frustrating moments and too-busy-for-me types. Total ick the whole time. We fired those big name super advertised banks. My wife and I diligently researched highest customer satisfaction VA loan banks in America. We stumbled upon National Bank of Kansas City, and we’re glad we did. Immediately impressed! This felt like family. And mind you, we were Texans moving to West Virginia - nothing whatsoever to do with Kansas/Missouri, but they had us covered on all fronts. I must say, we’d honestly be doing a disservice to you as the reader if we didn’t discuss The GOAT of bankers, Herb Mason. And props to NBKC for employing badasses of this caliber. Even our own WV real estate agent liked working with him so much that she (a 25-year real estate veteran) raved about Herb at the closing. So why? Let me explain. First off, he was confident and reassuring. Working with Herb was like mortgage therapy. And this guy was FAST. Seriously. If you call and he’s busy, no worries, he’s calling you back in 15 minutes or less. Be ready. Sometimes I sent paperwork late on a Friday evening figuring we’d touch base on Monday. Nope. Herb was still working. I uttered “holy $4!#” to myself on numerous occasions. And get this: not only was NBKC offering the most competitive rates on the market, but Herb understood every nuance of our situation. He helped us lock in at the best time saving us 3/4 points. He helped us tweak our money down so that it saved us an additional $5 grand on closing costs. He set us up for our super low cost refinance in the future, because the market rates aren’t actually the best right now. The list goes on. Herb cared and took the time to dive deeply into our situation. Thank you NBKC for properly taking care of my family and our troops with what I believe is the best VA loan on the market. Thank you Herb for a stellar performance! Give these guys a shot! ”
— from Buck Johnson
“Herb has helped me buy a house in NC, then a different one in CO when we moved. He's professional, clear, concise, and helpful. I strongly recommend Herb.”
—Kenny from Colorado Springs, CO
“Herb was outstanding to work with throughout our home loan process. He was responsive, knowledgeable, and kept everything moving smoothly from start to finish. He took the time to explain each step clearly and made the process feel simple and manageable. He's the best. ”
—StoneTrail20 from Antioch, TN
“Herb is an amazing and wonderful person to work with. He makes the whole refinance process smooth and efficient. Highly recommended! If you are looking for an awesome agent to work with, Herb is an excellent choice!”
—Christian G. from Berwyn, IL
“At a loss for words. Please note this is an honest review of the fantastic service I received from Herb for my loan. It's always a bit scarey hoping to find someone that has your best interest at heart on such big decisions. Herb was truthful on the information he was giving and one could not ask for better communication. I just knew there would be some hidden fees, but the total was exactly what he showed me at the start. He isnow a good friend. One will be fortunate to have him on your side. Best of luck to all. Thanks Herb.....you rock buddy.....”
—(DT) SCalvin Tyson from Van Buren, MO
“Herb was a very professional loan officer. He was able to qualify me for a loan post retirement with a high student loan balance. And he was able to move very fast so that I can close on time. I have bought many homes before and he is no doubt the best one I have dealt with to date. I would definitely recommend him to anyone.”
—user61449302 from Minneapolis, MN
“If you're looking for a mortgage lender who is knowledgeable, responsive, and genuinely cares about his clients, I cannot recommend Herb Mason highly enough. From the very beginning of my home purchase through closing, Herb's communication was exceptional. Every question I had—no matter how big or small—was answered quickly and thoroughly. He made what could have been a stressful process feel manageable by clearly explaining each step and ensuring I always knew what to expect. What impressed me most was that Herb always had my best interests at heart. I never felt like I was just another transaction. He took the time to present my options, offer honest guidance, and make sure I was comfortable with every decision along the way. I truly cannot say enough positive things about my experience. If I ever buy another home, Herb will be my first call without hesitation. Even more importantly, I now have someone I can confidently recommend to friends and family, knowing they'll receive the same outstanding service that I did. Thank you, Herb, for making my home-buying experience such a positive one!”
—Kristin C from Olathe, KS
“Thanks to Herb Mason for helping me with our refinance. He was very helpful he is a true professional who understands the intricacies of lending.I wouldn't hesitate to use their services again for future needs.”
—StaceyFfrench from Newark, NJ
“We were originally working with another lender on our home purchase and were looking at a significantly higher interest rate and roughly $12,000 more at closing. A friend pointed us to Herb, and making that switch was one of the best decisions we made in the entire home buying process. From day one, Herb was proactive, transparent, and genuinely invested in our success. He communicated with us on weekends and holidays without us ever having to chase him down. For a non-conforming jumbo loan, there are naturally more moving parts and more opportunities for things to get complicated, and we hit a few of the typical speed bumps along the way. Herb navigated every one of them with calm professionalism and kept us informed every step of the way. What really set Herb apart was the combination of his expertise and his communication style. He is incredibly knowledgeable, but he never made us feel like we were in the dark. He explained things clearly, responded quickly, and was always friendly and reassuring during the moments that felt stressful. At the end of the day, Herb saved us nearly $500 per month on our mortgage payment, and thousands at closing. That is real, lasting money. But honestly, even beyond the numbers, working with him was just a genuinely great experience. If you are looking for a mortgage loan officer who will treat your transaction like it matters, Herb is your guy!”
—Den Bradshaw from Henderson, NV
“I was refinancing & hit a timeline issue with my rate lock expiring. Herb helped me navigate my options so I wouldn’t lose money. He’s fantastic to work with & knows mortgages well! Thank you Herb! ”
—342167 Morgan M from Charlotte, NC
It’s the things you learn after you know it all that count.
New York Islanders
I was born in Mexico.
The University of Kansas
Golf trip to Ireland.
Creating lasting relationships.
Danbury, CT
Golf, Running, Camping
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