Caleb Zhao

Meet Caleb

Office - 816-407-2133
Mobile - 913-530-7702
Fax - 816-399-3478
NMLS #2055580

About Caleb Zhao

Advice for New Home Buyers

Do research on the lenders you consider for your home loan. It’s the largest purchase for most people so a little extra due diligence is certainly worth the effort. A good loan officer can go a long way to help streamline the home buying process.

Excellent service and action

“Excellent service. Caleb was a real pleasure to work with. Made the process painless and smooth as silk. I would highly recommend NBKC bank for any type of loan. But it is people like Caleb that make the customer have real trust in the institution they are working with. ”

—rostertag999 from from Portage, MI

Star Rating


“Caleb Zhao is “top-shelf” with fantastic customer service on my most recent mortgage finance. Not only did he persist in earning my business that had already been started with another lender by his logical and very reasonable explanations, he was on top of everything from the first time we had talked. Caleb was available after hours and on weekends/holidays l, which underscored his committed to mission completion. Despite a little turbulence along the way - and extra hurdles to clear since 2008 banking regulations that out more burden on borrowers then the banks in my humble opinion - Caleb was always accessible with his assistance. Without question my highest recommendation for this Mortgage Loan Officer is hereby advanced for you consideration. You will most pleasantly rewarded.”

—zuser201512231638234 from from Clearwater, FL

Star Rating


“Caleb was fantastic to work with! This was the second loan I have worked with Caleb on now. Both times things went incredibly smooth. Caleb was able to get me approved quickly and painlessly and now I’m in my dream home! ”

—Marissa Leonard from from Overland Park, KS

Star Rating

Highly recommend Caleb and NBKC!

“Every now and then, there are reminders that there are good people in this world who truly just want to help. Working with Caleb was one of those reminders! We were working on a very tight timeline, and when all other lenders said it couldn’t be done, Caleb stepped up and delivered. We got the keys to our house a week after applying, unbelievable! What I really appreciated though was Caleb’s professionalism and promptness -he really was there for us every step of the way, getting us closed on time with a low rate and low closing costs. ”

—Jordan from from Waterford, WI

Star Rating

Polished and professional

“Caleb is fantastic to work with and makes the process way easier. Super responsive and strong strategic thinking. I would definitely use Caleb again.”

—ChuckTaylor0 from from Olathe, KS

Star Rating

Great service and professionalism.

“Caleb kept in touch and walked me through the entire process. It was an absolute pleasure to work with him. Would recommend him to anyone looking to purchase or refinance. ”

—jimmylsanders from from Marvell, AR

Star Rating

Superman of Loan Officers

““Kh-aleb” the last son of crypton. Seriously, in a time when some lenders want to rip people off and give you excuses for rates twice of what they are and high closing cost. Caleb through NBKC provided the best offer of all lenders I used, lowest closing cost and lowest interest rate. Not only was his product the best but he unlike any other loan officer, replied to my texts almost instantaneously and answered all my calls and questions. He will be my go to person for loans going forward. I truly appreciate everything he did for me! ”

—Carlos Randulfe from from Deltona, FL

Star Rating


“Caleb is a great, friendly, and professional agent who helped us to refinance our mortgage at the right time and very low interest. He is very reliable and trust worthy. ”

—AChaosan from from Olathe, KS

Star Rating

Get to know Caleb

What is your motto or personal mantra?

“I am the master of my fate – I am the captain of my soul” -William Earnest Henly

What is your favorite sports team?


What is something that people would be surprised if they knew about you?

I spent several summers overseas growing up.

What is on your bucket list?

I would love to travel the world and visit as many different countries and cultures as possible.

What aspect of your job are you most passionate about?

I am most passionate about helping people realize their dream of home ownership.

Where did you grow up?

I grew up in Overland Park, KS – I often say it’s one of the best kept secrets in the country as far as places to live and to raise a family.

What are some of your hobbies?

I love to spend time with my family when I am away from work. You’ll likely find us outdoors on a bike ride or in the gym playing basketball.

Before working at nbkc, what was the most unusual or interesting job you’ve ever had?

I worked in a movie theater in high school and would get to watch all the new release and have free popcorn!