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About Caleb Zhao
Advice for New Home Buyers
Do research on the lenders you consider for your home loan. It’s the largest purchase for most people so a little extra due diligence is certainly worth the effort. A good loan officer can go a long way to help streamline the home buying process.
A Seamless Mortgage Transaction Thanks to Caleb Zhao!
“Caleb Zhao is great to work with for my mortgage refinancing. His quick response and efficiency got things done in no time. I would definitely do business with him again. You won’t be disappointed if you decide to go with his company. He made the entire mortgage transaction much easier”
—Mon Ching Ng from Stafford, VA
Great service and quick response
“Caleb is top notch. He was always available to answer questions and was super knowledgeable and stepped us through every part of the loan process. This was the least painful refinance I have ever been through!!!! ”
—christopher.reid1 from North Charleston, SC
Great Rate - Great Service!
“Caleb was so great to work with! Super responsive and always willing to help us throughout the mortgage process. He also got a rate that was way below market. I would highly recommend working with Caleb and NBKC bank!”
—SLM from Milwaukee, WI
Very responsive and helpful
“We were looking to close a house over the winter holidays and Caleb was responsive and helpful even on weekends and holidays while every other lender that we talked to waited days to respond. The process with nbkc went smoothly and on time. We would definitely look to work with Caleb and nbkc again if the situation arises.”
—Josh L from Waltham, MA
First time home buyer
“First time home buyer and Caleb was absolutely amazing! You could call or text him any day of the week any hour and he was always very quick to respond! I would highly recommend him to anyone looking to buy a home! ”
—graberl520 from Rensselaer, NY
Incredible Loan Officer!
“Caleb was incredible to work with as a first-time buyer. He was prompt, informative, professional and answered all of my questions. Would recommend working with him and NBKC to all buyers. ”
—Joanna from Brooklyn, NY
Incredibly Helpful!
“Caleb was so helpful throughout this whole process. He talked me through all of the options, and gave a recommendation that we decided to go with. He was transparent and always available to any questions or concerns”
—jomor427 from Kansas City, MO
Professional, Responsive, Knowledgeable
“My wife and I are first time home buyers and Caleb could not have been a better loan officer! He was responsive, and incredible knowleable as well as helpful even though we had a million questions. We closed on time and there are no complaints in the slightest. If you are looking for an amazing bank and loan officer to work with look no further!!”
—Kern Hui from Garfield, NJ
HIGHLY recommend Caleb Zhao
“Caleb is AMAZING! He was able to get us a very competitive interest rate. When calling around to check competitors, several told me congratulations and that there is no way they could beat his rate. Not only did he have the best rate, the guy is a workahaulic--his response time to all of my (MANY) questions was so quick. I hope to never need another mortgage again, but if I do, I will be calling Caleb first!!!”
—Pam Phillips from Mckinney, TX
Best Loan Officer Ever!!!
“It has always been a dream of mine to own my own home. I initially connected with Rocket Mortgage and they were horrible giving me the run around and I thought I would lose the house but then I connected with Caleb and he jumped into action to help me even working on weekends to help me he was always super responsive and when a few issues came up he worked so hard to fix them for me and still fit in my budget he is a hero in my eyes I truly don’t think I would be sitting in my house right now. If it wasn’t for him he is truly a blessing. I would recommend him to anyone if you’re with Caleb you are in great hands!!!!”
—Kadejia Watkins from Desoto, TX
Get to know Caleb
What is your motto or personal mantra?
“I am the master of my fate – I am the captain of my soul” -William Earnest Henly
What is your favorite sports team?
Kansas City CHIEFFFFFS!
What is something that people would be surprised if they knew about you?
I spent several summers overseas growing up.
What is on your bucket list?
I would love to travel the world and visit as many different countries and cultures as possible.
What aspect of your job are you most passionate about?
I am most passionate about helping people realize their dream of home ownership.
Where did you grow up?
I grew up in Overland Park, KS – I often say it’s one of the best kept secrets in the country as far as places to live and to raise a family.
What are some of your hobbies?
I love to spend time with my family when I am away from work. You’ll likely find us outdoors on a bike ride or in the gym playing basketball.
Before working at nbkc, what was the most unusual or interesting job you’ve ever had?
I worked in a movie theater in high school and would get to watch all the new release and have free popcorn!