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About Caleb Zhao
Advice for New Home Buyers
Do research on the lenders you consider for your home loan. It’s the largest purchase for most people so a little extra due diligence is certainly worth the effort. A good loan officer can go a long way to help streamline the home buying process.
Great Experience
“Great experience - recommend Caleb. He was professional, responsive, and helpful. We have no complaints with the process. ”
—Sarah Granath from Leawood, KS
Easiest re-fi ever!
“This is our third refinance, and this was the easiest thing EVER. I submitted docs once, signed, and that was it. Cannot recommend Caleb and his team enough. ”
—Daniella Norman from Austin, TX
Highly Professional, Efficient, and Great Rates!
“I had an excellent experience working with Caleb and NBKC Bank. From start to finish, the process was incredibly efficient and professional. They offered very competitive rates that made my refinancing decision easy. Caleb was always responsive and handled every detail with expertise, ensuring a smooth closing. I highly recommend his services to anyone looking for a seamless mortgage experience”
—Eugene Huang from Overland Park, KS
Easy to work with
“Caleb is very knowledgeable when it comes to the VA loan. I had a ton of questions at random times and he was able to answer them in a timely manner. ”
—yuya mihara from Merrimack, NH
Home Purchase
“Caleb was fantastic to work with, he was very knowledgeable and helpful when helping guid us through this process. Caleb gave me very good financial advice which made this process a lot less financially stressful!”
—schizz92 from Mitchell, IN
Great experience!
“I had a great experience working with Caleb. He is Knowledgeable, professional, and very efficient. I appreciate all Caleb’s help with this refinancing process. Highly recommended.”
—evanlau3579 from Worcester, MA
Five stars! ⭐️
“We had an amazing experience working with Caleb! He went above and beyond for us throughout the entire process and was always responsive, helpful, and easy to work with. We truly felt like he had our best interests at heart and worked incredibly hard to make everything come together. We are so grateful for everything he did for us and would recommend Caleb to anyone. Absolutely 5 stars!”
—Sarah Fuentes from Gilberts, IL
Strong communication and transparency
“From the first conversation Caleb and his team took the time to answer all of our questions. They were always quick to respond and thorough. I felt cared for throughout the process and I am thankful we chose NBKC Bank to lend with. ”
—user001404 from Pearland, TX
Awesome Team
“This was a team effort, CALEB was on top of everything when information or documents was needed. He let me know, and I submitted it in a timely manner. I had an FHA loan and it closed within 30 days, I had pulled back from others saying FHA will take forever, but in this case it did not. I believe it’s a joint effort and FHA gets a bad rap because some loan officers are not on top of what they should be. Hooray, to Caleb and his team. I will use them again when needed.”
—debra johnson from Cleveland, OH
First time home buyer
“Caleb was very helpful and quick to respond. He beat all the competition with the lowest intrest rate and best offer. Also as a first time home buyer he took the time to explain things to me and answer any questions.”
—Brenden from Kansas City, MO
Get to know Caleb
What is your motto or personal mantra?
“I am the master of my fate – I am the captain of my soul” -William Earnest Henly
What is your favorite sports team?
Kansas City CHIEFFFFFS!
What is something that people would be surprised if they knew about you?
I spent several summers overseas growing up.
What is on your bucket list?
I would love to travel the world and visit as many different countries and cultures as possible.
What aspect of your job are you most passionate about?
I am most passionate about helping people realize their dream of home ownership.
Where did you grow up?
I grew up in Overland Park, KS – I often say it’s one of the best kept secrets in the country as far as places to live and to raise a family.
What are some of your hobbies?
I love to spend time with my family when I am away from work. You’ll likely find us outdoors on a bike ride or in the gym playing basketball.
Before working at nbkc, what was the most unusual or interesting job you’ve ever had?
I worked in a movie theater in high school and would get to watch all the new release and have free popcorn!