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Advice for New Home Buyers
Find a loan officer with experience, and that you truly like and trust. The home buying process can be stressful and can come with some pain points. An experienced Loan Officer can make a huge difference in how that process goes, and if you pick correctly on your first house, you will have your Loan Officer for life to handle all the other refinances and purchases that come your way in the future.
“We had such a great experience working with Todd! He was quick to respond, super patient with all our questions, and always made sure we understood exactly what was going on. It felt like he really cared about making the process smooth and clear for us, not just rushing things along. Everything was done on time, and he kept us updated every step of the way. We honestly couldn’t have asked for a better person to work with. Highly recommend him to anyone looking for someone reliable and easy to talk to.”
—Kara Ray from Alamogordo, NM
“Working with Todd at NBKC has been an incredible experience from start to finish. He was extremely communicative, transparent, and patient through the entire refinance process. He explained every step clearly, so we always knew what was happening, and he checked in regularly, which helped us feel confident and supported throughout. We never felt rushed or pressured — we were simply guided. He treated us like people, not just a file number. If you are considering a refinance or purchase loan, I highly recommend reaching out to Todd and NBKC. They made something that felt overwhelming become smooth, organized, and stress-free. We will definitely come back to him in the future.”
—K&L from Blue Springs, MO
“Our first loan with Todd Shaver was such a pleasant experience that we quickly agreed to a refi when rates dropped to a beneficial level. He kept tabs on rates and inquired if we were ready to refi, which we highly appreciated as we were busy with a new small business. He is incredibly detail oriented and kept in contact at all times which really says a lot in today's business atmosphere. While financing a house is a stress inducing life event, Mr. Shaver kept our stress to an acceptable level. I really want to note his ability to clarify any questions we had and in language that as consumers were easy to comprehend. I was quick to forward his name when an acquaintance mentioned they were looking for a home loan. We will remain cheerleaders as he provided simply put, exceptional customer service. He and his bank, NBKC, stand miles above their competition.”
—sfriendbegin from Newark, OH
“We were so pleased to work with Todd Shaver from NBKC. He was incredibly communicative and made the whole process so simply. The best part? He got us an incredible rate on our refinance that was substantially lower than other people we spoke with! ”
—Emily Brown from Spofford, NH
“Todd is highly experienced and totally trustworthy... Two qualities one desires in a mortgage loan officer. Todd constantly kept us updated with frequent communication and advice. We could not have been more satisfied. ”
—Bryan Williams from Henderson, TX
“Todd Shaver was excellent to work with. He provided sound advice through the process, and he was very patient/helpful during a remarkably complicated negotiation between seller and buyer. He handled all our questions in a friendly manner, and he was communicative throughout the process. The final loan terms also seemed very fair and reasonable as well. We would definitely work with Todd again! ”
—Josiah McGee from Gastonia, NC
“Todd actually helped us with our very first loan and we were so happy working with him the first time, he's who we came back to for our refinance. I know common wisdom says to shop around for the best rates, which understandably is important (especially these days), but it's hard to quantify an honest, reliable and helpful loan officer. NBKC already provides competitive interest rates and low closing costs, but Todd is the one who provided a very warm, personal, professional and helpful touch to the whole process. Any time we had questions at any point in the process, he was always able to answer them thoroughly, clearly and promptly and would make himself available for a phone call to explain anything a bit more complex. It was always a pleasant phone call! The whole process was very transparent, and our final closing costs were very close to the estimates we got before we started the process. Would definitely recommend him to anyone needing a loan for purchasing their home or refinance! ”
—JCJH from Brea, CA
“Todd has been pivotal in our first time home buying process. Compared several lenders before getting engaged with Todd. Todd offered great rates, lowest closing fees and super fast processing even with uncertainties involved around holidays. The whole process was very educational and transparent for us as first time home buyers. Would definitely recommend Todd for home mortgage needs.”
—Faizan Jamal from Trumbull, CT
“Todd was the best. Helped us through the entire process and always kept in touch. He's one of the best if not the best. If you're looking for your next home he's the man to contact. ”
—RudyCadena from Albuquerque, NM
“Todd was very helpful throughout the entire process. He was quick to answer all my questions, and he seemed motivated to get the best deal for me possible. Would highly recommend to anyone!”
—AustinGilmore6 from Henderson, NV
Be thankful for every day we have and make a difference in someone’s life today…
Kansas City Chiefs, Royals, and Mizzou Tigers
I have an English Bulldog named Rooster, and a Pug named Chicken Fry. My daughter and I named our Bulldog, but I had nothing to do with my Pug’s name. That was all my wife…
University of Missouri
To vacation with my family to as many tropical beaches as we possibly can, and to one day retire on a beach or a beautiful lake.
Building relationships with my clients. I am so lucky that I get to talk to so many different people day-to-day, and truly build friendships with them that have lasted for years.
Overland Park, KS
Coaching my son’s basketball teams (8 years so far), watching sports, working out, grilling/cooking, and spending time with my wife and kids.
After graduating from college with a degree in Nutrition & Exercise Science, my first job was at Gold’s Gym. I was a personal trainer and got my first taste of sales there. A lot of stories in those two years spent at the gym, but fortunately one of my clients recruited me to get into mortgage sales, and that has been my life ever since.