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About Nick Kays
Advice for New Home Buyers
Purchasing a new home can seem more overwhelming than ever but finding that right Loan Officer that you can trust, that communicates constantly with you and that you know will do the right thing every time is everything. A Loan Officer that you can 100% trust to refer your family and friends with.
Highest Recommendation
“We'd give 10 stars if it allowed it. Nick is the best lender rep we've worked with to date. We only gave him 22 days to take care of our loan and he met and surpassed all expectations. Nick was super responsive, extremely knowledgeable, and, most importantly, honest (which we couldn't say was the case for other competitors). We will use Nick again. Thanks Nick!”
—Ted Okazaki from Woodbridge, VA
Straight answers
“I’m a customer who needs to know the details of a deal. I’ve been overcharged for service in the past and I have a more questioning attitude about loans than I did when I got my first few. It often seems combative but asking questions is just about transparency. I don’t like generalities or redirection. Nick hit the ground with honest and helpful answers and he didn’t shy away from facts even when the answers were not as I would have liked them to be. The loan had low fees and while the balance sheet could have been more clear and less bloated; my comparisons with competitors revealed that NBKC was offering a good deal. Nick was willing to look up answers rather than give me platitudes or avoid the topic. He also responded quickly or within reasonable times. This isn’t something I regularly experience; Nick is serious about keeping you informed and guiding you through the deal. You won’t be disappointed if you choose him. ”
—Dan S from Mineral, VA
Great Experience from Start to Finish
“My wife and I recently decided to refinance our mortgage and got connected to Nick when we were shopping rates. Nick blew the competition away with his service and commitment to helping us get the best rate we could. He was available, willing to talk on the phone, and answered my questions from start to finish. Great, motivated guy to work with. We highly recommend!”
—Scott K from Manassas, VA
“Outstanding Support for a First-Time Homebuyer – Highly Recommend!”
“As a first-time homebuyer, I had the pleasure of working with Nick Kays to finalize my home purchase, and I cannot recommend him highly enough. He was consistently professional and responsive, answering all my questions via email, text, and phone calls promptly and thoroughly. What truly stood out was his initiative and dedication to keeping me updated throughout every step of the process. His transparency was exceptional, ensuring I fully understood each detail along the way. He worked with an impressive sense of urgency to meet the closing deadline without compromising on accuracy or quality. One of the most remarkable aspects was that my closing costs ended up below the initial estimate—a testament to his expertise and commitment to delivering the best outcome. I genuinely appreciated his personal interest in my case, which made the experience smooth and stress-free. If you’re looking for a knowledgeable, reliable, and client-focused loan officer, I wholeheartedly recommend Nick Kays. I will absolutely keep him in mind for any future needs!”
—Lizet Lopez from Henderson, NV
Excellent from start to finish!
“Delighted to work with Nick from quote through to closing. He was extremely responsive, always helpful, and gave us valuable info along the way. Will go with Nick again!”
—Daniel Harris from Hampton Bays, NY
Nick is the best!
“From start to finish, Nick was set on finding me the best prices and explained everything to where I understood what I needed to do. He made this process so easy and I would recommend him to anyone I know trying to buy a house. He is very friendly and easy to talk to and makes you feel like your his only client. ”
—Jason Stokes from Tinley Park, IL
Exceptional Loan Refinancing Experience with Nick Kays!
“I recently had the pleasure of working with Nick Kays to refinance my loan, and I couldn't be more impressed with his service. From start to finish, Nick was incredibly helpful and proactive. He ensured that the entire refinancing process was completed in just two weeks, which was incredibly difficult. Nick guided me through every step, answering all my questions and providing clear explanations. Not only did he offer me the best rate, but he also made it possible to close on my house within the two-week timeframe, after my previous lender had screwed things up. His professionalism and dedication made the experience smooth and stress-free. I highly recommend Nick Kays to anyone in need of a reliable and efficient lender. His expertise and commitment to his clients are truly outstanding.”
—tejas patel from Trenton, NJ
Nick was our biggest ally in the buying process
“Nick was our most trusted and helpful ally during our entire home buying process. He was our ONE point of contact, always willing to answer the plethora of questions we had, and talked to us like real human beings. He was extremely transparent, and made sure we were always aware of our next steps. Nick genuinely made this process not just easier, but, gave us the confidence we were doing this correctly. I cannot express the peace of mind he gave us, and I cannot wait to personally recommend him to my friends when they're setting out to purchase a home. Really can't thank him enough. Thank you so much, Nick.”
—Anna Kawski from Seattle, WA
THANK YOU, NICK!!!
“We wanted to take a moment to express our deepest gratitude for your outstanding assistance in securing the loan for our dream house. Your patience in explaining the intricate details of the loan process, as well as your proactive approach and attention to detail were evident every step of the way. You ensured that all necessary documentation was promptly submitted and meticulously reviewed, making the entire process smooth and efficient. Your commitment to finding us the best possible loan terms and ensuring that our needs were met did not go unnoticed. Moreover, your professionalism was matched only by your kindness and genuine concern for our well-being. Your friendly demeanor and willingness to go above and beyond to accommodate our schedule and preferences truly set you apart. Thanks to your hard work and dedication, we are now proud homeowners, and we cannot thank you enough for making this possible for us. Your contribution to this milestone in our lives will always be remembered with heartfelt appreciation. We will not hesitate to recommend you to our friends and family who may be in need of financial assistance in the future.”
—Alonso from Rockwood, TN
NICK IS THE MAN!!!
“Working with Nick was great and couldn’t recommend him anymore. It was such a smooth process and communication was top notch. I am looking forward to working with him in the future. ”
—Vijy Seedan from Stafford, VA
Get to know Nick
What is your motto or personal mantra?
Give 150% every day in your life because you don’t when it will be your last.
What is your favorite sports team?
Kansas City Chiefs/Golden State Warriors
What is something that people would be surprised if they knew about you
I played collegiate and minor league baseball.
What’s your alma mater?
Southwest Missouri State
What is on your bucket list?
Travel to Ireland/Europe.
What aspect of your job are you most passionate about?
I am truly passionate about helping individuals achieve their dream in homeownership and building lifelong relationships.
Where did you grow up?
Kansas City
What are some of your hobbies?
Sports, music and hanging out with family and friends.
Before working at nbkc, what was the most unusual or interesting job you’ve ever had?
In college I played in the Cape Code Baseball Summer League in Massachusetts, and we had to hold jobs during the summer. I worked for a landscaping company, and it was a great experience. The houses were beautiful right on the ocean.