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Advice for New Home Buyers
Fully consider the added value of location and neighborhood. Many things can be changed with your home but these will remain static.
“Steve is extremely friendly, knowledgeable, and responsive, which is why I'll always use him for my lending needs. ”
—David Lebby from Tyrone, GA
“Steven did a great job working with me over several months as market conditions changed to help find me a really solid refinance on my condo. He answered all my questions. He gave me the impression that he was looking out for what was best for me. He was very knowledgeable of the whole process from start to finish. He's also selling a very solid product from NBKC. NBKC doesn't appear to resell loans to ever more opaque loan servicers that don't care about customer service any more so than they are legally required to, but rather keep the loan with a specific partner that NBKC is affiliated with to ensure high quality service for the life of the loan. A great loan officer that's selling a great product is a win-win in my book. ”
—evan lineberger from Arlington, VA
“This was our 5th loan with NBKC, and first with Steve after our previous NKBC loan officer retired. Steve picked up right where she left off, delivering the same outstanding experience we've come to expect from NBKC. From start to finish--and even a few minor admin questions after closing--Steve was prompt, professional, and engaged. I can't recommend Steve @ NBKC enough. Thanks for continuing the quality NBKC service we've trusted for over 15 years!”
—Joe M. from West Lafayette, IN
“We had a complex situation where we bought a house before we sold our house and we had to consider VA rates vs Conventional, refinance ability, and time horizon amongst other things. We went back and forth and Steven matched my accountant energy and was super knowledgeable and personable whether it was after hours or weekend phone calls with me and my wife. I would very highly recommend Steven and with this being my 7th home purchase, I know what good looks like. ”
—user495202 from Carrollton, TX
“Working with Steven was honestly such a great experience. He was incredibly attentive from start to finish and always made me feel like I was his top priority. I asked a lot of questions throughout the refinance process, and he never once made me feel rushed or silly for asking. He was patient, clear, and took the time to explain everything until I felt completely comfortable. The whole process was smooth because of him. I’d absolutely recommend Steven to anyone looking to refinance their home!”
—Pablo Estrada from Jersey City, NJ
“Steven Helped me in refinancing my loan. He guided me in whole process. Even asked me to wait a couple of days to a week to see if rate reduces. Continuously updated the current rates and was following up for almost 5 months. And when the rates reduced he got me a good refinance rate. Took time to explain me what to do and gave a lot of learning around the shopping process. He was helpful and informative and had a smooth process. I will highly recommend Steven ”
—Sridharan Radhakrish from Mars, PA
“Steven was excellent to work with on our first home purchase. As first-time buyers, we had a lot of questions and he was always patient and clear with his explanations. He was really responsive, available on weekends and evenings when we needed him, which made a huge difference during the process. Steven knew his stuff and walked us through everything without making it feel complicated or stressful. If you’re looking for a loan officer who’s actually helpful and doesn’t leave you hanging, we’d definitely recommend him. We’d use him again without hesitation.”
—AlbertoB from Elmwood Park, IL
“Steven, helped me and my Fiancée tremendously when we were buying our first home. We were (still are) very green about all things financing and Steven helped us understand and close on our dream home. Couldn’t suggest a better person to help out! NBKC and Steven are a 10/10”
—ChapmanKirby from Vero Beach, FL
“First time home buyer is very scary but Steven minimized that. I love that doesn't pass you to anyone else. From start to end its been one to one, quick with response for any questions and always available. Their system for collecting paperwork is very easy to use. I would love to work with him again in the future and would definitely recommend. ”
—Moua from Spartanburg, SC
“Steven worked with me throughout all my mortgage steps. His advice was always helpful, and his quick communication made the process much easier. Thank you, Steven!”
—tamerfakhry69 from Lexington, KY
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