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Advice for New Home Buyers
Get a fully underwritten pre-approval letter to give yourself an edge over other buyers. A full pre-approval tells sellers that you are more determined, better prepared, and can close faster than other buyers. It increases the odds you win your bid on the first home instead of the fifth.
“Heath was fantastic to work with throughout our home buying process. He was responsive, transparent, and incredibly knowledgeable from start to finish. He took the time to walk us through all our options and made sure we felt confident at every step. Most importantly, Heath was able to secure us a great interest rate and helped us save money on both the rate and fees, which made a real difference. Everything closed smoothly and on time with no surprises. We would absolutely recommend Heath to anyone looking for a reliable and trustworthy lender!”
—Randeep Billing from Austin, TX
“A few years ago, interest rates were rough. A client of mine was determined to find the best option out there, so they did something most people would never do: they shopped 20 different lenders. Twenty. And after all of that, one name rose to the top. Heath. The rates were the best in a high-rate market. The fees were the lowest I have ever seen a lender offer in seven years in this industry, and most lenders will charge you thousands. But what really set him apart? The communication. Because here's the thing about real estate: you can usually find a bank with decent rates, but the communication is a nightmare. Heath is the rare person who gives you both, and then some. I liked what I saw so much that when it came time to buy my own home, I called Heath. And it was one of the best decisions I made in that process. He was there for every question, every concern, every moment where I needed answers fast. And fast matters. When our home had multiple offers on the table, Heath got me a pre-approval quickly. On a weekend. That is the kind of lender that actually moves the needle when it counts. Seven years in this business, and Heath is my number one. Not because he's local, because he's not, we're in Florida and he's not around the corner. He's my number one because he has earned it every single time. If you want the best rate, the lowest fees you'll find anywhere, and someone who actually picks up the phone, there's only one person I'm sending you to. Heath.”
—Gregory Cottrell from Merritt Island, FL
“Heath was responsive, knowledgeable, and patient throughout our loan refinance. He helped us save hundreds in thousands in interest through a lowered rate and options to further lower. Very personable, attentive, and connected throughout the process. Could not recommend more highly!”
—Luke Longfield from Overland Park, KS
“It was great to work with Heath again. I didn't even think twice. Heath is my go-to lender. He is efficient, so helpful, and professional. He has great communication skills, so clear and always so friendly. Definitely recommend him.”
—Sonia Moreira from Charlevoix, MI
“As first-time homeowners, my fiancé and I had no idea where to turn when looking for reliable help to guide us through this process. We were recommended to NBKC by a family member, which is when we got matched with Heath as our loan officer!! It truly feels like someone was looking out for us by partnering us with Heath, and he helped to give us the easiest process for closing on our first home. Heath was extremely timely, and processed our application within 24 hours, as well as reached out promptly when additional information was needed. He also answered our countless questions in great detail, which allowed us to learn throughout the process! To anyone who is looking for a reliable lender, I would recommend Heath Snider over and over again! ”
—Jaidon Lewis from Kansas City, MO
“Heath helped me through the whole process and never held up any part of it. Very personable and answered any of my questions quickly. The closing fees through NBKC were less than I expected as well which helped a lot. Can’t beat cheaper with good service. ”
—Josh Seavey from Maud, TX
“Heath was amazing to work with—he was incredibly responsive and walked me through every step of the process. He was patient, thoughtful, and kind with all of my questions, and his support gave me a great deal of confidence throughout the entire experience. He also helped save me money by securing a low interest rate and low fees. I highly recommend working with Heath. These kinds of processes can feel intimidating, but he made everything feel clear, manageable, and easy! ”
—jody myrum from Brooklyn, NY
“Buying a home is stressful, it involves steps that many people do not understand. Heath is quick to respond, and guides you every step of the way. If you don’t request Heath, you are missing out.”
—E & J from Kansas City, MO
“Heath was such a pleasure to work with. It's stressful buying a new property, and one thing we really appreciated about Heath was his excellent communication, attentiveness, and quick responses to our questions-- and just guiding us through the whole process to help simplify and streamline. We will definitely work with heath at NBKC again. Great service and great customer experience!”
—Amy Lanfear from Seattle, WA
“The experience that Heath provides is top notch. Heath is great at communications and keeping me informed from the moment I started looking to finding a home to getting keys in hand. Would highly recommend him to everyone I know”
—Greg Towne from Enumclaw, WA
Enjoy the customer.
The Dallas Cowboys (I’m from Dallas, so it can’t be helped) and Chelsea Football Club
I studied ancient Greek and Latin at university. I was also the starting center on my high school varsity football team… as well as the starting kick returner and outside linebacker.
The University of Missouri in Columbia, also known as Mizzou. Go Tigers!
Watch my son grow up. Read as much poetry as I can fit in. Surprise my wife every now and then.
Offering extremely affordable financing with five-star customer service.
Dallas, Texas for about 10 years and rural Missouri for the rest.
Smoking cigars. Reading Greek, Latin, and French. Playing guitar (Jimi Hendrix, Jason Isbell, and a lot else in between).
I used to be a Probation and Parole Officer for the State of Missouri. It was a colorful gig.