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Advice for New Home Buyers
Get a fully underwritten pre-approval letter to give yourself an edge over other buyers. A full pre-approval tells sellers that you are more determined, better prepared, and can close faster than other buyers. It increases the odds you win your bid on the first home instead of the fifth.
“Heath and his team were accurate, communicative, and prompt. Plus they were pleasant and kind. We had clear to close about a week in advance. He was so early our financial advisor asked what was going on because they don't usually get requests for funds that early. Additionally, our personal banker was impressed that we had the final closing amounts so early and asked who our mortgage banker was. Another example of his diligence - we decided to put an offer on the house Sunday at 4. By Monday at 10, we had our approval. Lastly, we were closed within a month. We have saved his info for next time we need it and will absolutely use him again. Thanks, Heath and team!”
—Cathy and RossLipopT from Melbourne, FL
“Heath Snider was my Loan Originator, Officer with NBKC bank. He introduced himself at the beginning of the loan process and clearly explained his role to assist in qualifying for pre-approval, enabling me to start shopping for my new home. Heath saved me money on interest rates and fees by providing clear, professional guidance throughout the process. He was friendly, courteous, and highly professional. Unlike the common frustrations many experience with banks requesting excessive documentation, Heath coordinated all loan documentation activities efficiently with all parties involved. He worked directly with my financial advisor to prepare income documentation that met the bank's requirements, minimizing the need for rework and making the process manageable and stress-free. When I called Heath with questions, he promptly answered the phone, which is rare in banking. He genuinely cared, took the time to understand my concerns, and assured me that everything was in order. His clear and consistent communication kept me confident and well-informed every step of the way, making the entire transaction smooth and easy. I highly recommend Heath to anyone navigating the loan process. He exemplifies outstanding customer service and professionalism.”
—richard porter4662 from Phoenix, AZ
“Heath was fantastic to work with throughout our home buying process. He was extremely responsive, always quick to answer emails and calls, and took the time to thoroughly answer every question we had. He made what could have been a stressful process feel straightforward and easy. We also felt like Heath helped us secure a great loan with a competitive interest rate and low fees, which saved us money. His professionalism, communication, and attention to detail were outstanding from start to finish. We highly recommend Heath to anyone looking for a knowledgeable, honest lender who truly puts his clients first. Thanks again, Heath!”
—ykvsyr4kj7 from Cincinnati, OH
“Heath was great! My wife and I have a lot of questions and we would sometimes message him late expecting him to get back to us the next day and he would always respond no matter what the time. He solved a few of the complications we have very quickly. He never seemed rushed. Very professional and courteous service.”
—Paul from Milwaukee from Milwaukee, WI
“Heath was terrific to work with. He was very responsive, effective, and efficient. He is also very personable and makes a stressful situation very manageable. ”
—Michael F from Washington, DC
“The home buying process is a pain and things tend to move quickly. Heath was amazing to work with. Always friendly and quick to respond. Helped me make decisions and got me a great interest rate. ”
—Taylor Hooker from Dallas, TX
“Heath Snider was fantastic to work with. He helped me through my first home buying experience and was able to save me money with a low interest rate and low fees. Heath was quick to respond and was adaptable throughout the entire process of closing, I would highly recommend working with Heath!”
—JacksonFreeman from Carrollton, TX
“Heath Snider was great from our first conversation to closing and beyond! He helped us save money with low fees and find the lowest interest rates. We shopped around with 3 other lenders and he was by far the best option. He was always available and provided good detailed answers fast. We will definitely refinance or buy a new home with him in the future. Thanks! ”
—David from Titusville, FL
“Heath was fantastic! As a first time homebuyer, Heath took a personal & tailored approach educating me along the way. In addition, he made himself always available (phone, text, email) so his reliability is unmatched. Lastly, the benefits I got with Heath and the nbkc bank team were unmatched. Would absolutely recommend! ”
—Steven Jaciuk from Minneapolis, MN
“Working with Heath made buying my first home a great experience! Even from several states away and never meeting in person. From the beginning he took the time to walk me through everything, making sure I understood the pros and cons of each scenario so I could make the best decision for my situation. As a first-time buyer I had plenty (plenty!) of questions, and he was incredibly patient, knowledgeable, and supportive throughout the entire process. Heath was always quick to respond, proactive in keeping me informed, and made everything feel manageable and straightforward. I felt like I had someone genuinely looking out for my best interests and highly recommend him to anyone looking for a knowledgeable, responsive, and trustworthy loan officer! ”
—Lauren Gilbert from Poquoson, VA
Enjoy the customer.
The Dallas Cowboys (I’m from Dallas, so it can’t be helped) and Chelsea Football Club
I studied ancient Greek and Latin at university. I was also the starting center on my high school varsity football team… as well as the starting kick returner and outside linebacker.
The University of Missouri in Columbia, also known as Mizzou. Go Tigers!
Watch my son grow up. Read as much poetry as I can fit in. Surprise my wife every now and then.
Offering extremely affordable financing with five-star customer service.
Dallas, Texas for about 10 years and rural Missouri for the rest.
Smoking cigars. Reading Greek, Latin, and French. Playing guitar (Jimi Hendrix, Jason Isbell, and a lot else in between).
I used to be a Probation and Parole Officer for the State of Missouri. It was a colorful gig.