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Advice for New Home Buyers
Get a fully underwritten pre-approval letter to give yourself an edge over other buyers. A full pre-approval tells sellers that you are more determined, better prepared, and can close faster than other buyers. It increases the odds you win your bid on the first home instead of the fifth.
“Heath was a great lender to work with. I was hesitant initially since he is in another state and I know the complexities of doing a refinance or mortgage either one. Heath made the process so simple and he was there to answer all my questions and guide me through the process. They sent a notary to my home so there was zero travel needed on my end. Everything went seamlessly smooth and Heath ensured I was aware of every step that was taking place. I would highly recommend Heath and would work with him again if there is a need to arises. ”
—Jessica F. from Russellville, AR
“We had a great experience working with Heath! He saved us a lot of money with low fees. They were easy to work with and had good communication through the process! ”
—Emma Walsh from San Antonio, TX
“Best interest rate available. Low fees. Heath Snider never missed a beat. Efficient. As effortless as a refinance could be. (and 26 more characters are required.)”
—alfanoj25 from Saint Paul, MN
“Working with Heath Snider at NBKC Bank was truly one of the best parts of our home-buying experience. From the very beginning, he was incredibly responsive, knowledgeable, patient, and always available whenever we had questions. Communication is very important to me, and Heath exceeded expectations every single time. What really stood out most was how personable he was. Even though we never met in person, it quickly felt like I was talking to a friend I had known for years. Every phone call was genuinely a joy because he never once made me feel like I was bothering him. No matter how many questions I had, Heath always sounded happy to help, and his warmth and smile truly came through on every call. After shopping around, Heath gave us the best deal by far with a low interest rate and low fees. The approval process was quick, and we were able to close in just 30 days. Heath made the financing process feel easy and reassuring. His professionalism, responsiveness, and genuine care made all the difference. If you are looking for a loan officer who is knowledgeable, responsive, trustworthy, and truly cares about his clients, I highly recommend Heath Snider at NBKC Bank.”
—movingahead8 from Satellite Beach, FL
“Heath and his team were great to work with and did an outstanding job helping us secure our mortgage. We were transitioning between careers and he made the process easy. I’d definitely recommend him.”
—Tony Straw from Birmingham, AL
“Heath was super helpful, after a super stressful buying situation, I reached out to him and he made it so simple, helped me reach a quick close date. He saved me money with a low interest rate and low fees. Was always available to answer questions, super kind, and made me fell comfortable during the whole process. He was the 3rd I dealt with in my buying journey and I would definitely recommend. ”
—Angela from Daleville, AL
“Heath was very professional and responsive during our loan application and home closing processes. He stuck with us through all the in's and out's that are part of any home purchasing process. He got us a great rate. As an engineer by trade I really appreciated his detailed and timely responses to all my mortgage loan questions. I would definitely refer family and friends to contact Heath for any future home purchase.”
—Paul vonErden from Hamilton, OH
“We had a fantastic experience working with Heath as our mortgage broker. From start to finish, he made the entire process smooth and stress free. His communication was excellent. He kept us informed every step of the way and was always quick to respond to any questions we had. Heath took the time to make sure we felt comfortable and confident in every decision, which really stood out to us. His knowledge and customer first approach truly made a difference, and we always felt like we were in good hands. We highly recommend Heath to anyone looking for a reliable, professional, and supportive mortgage broker.”
—ScottBowerman3 from Kansas City, MO
“Heath Snider was great from our first conversation to closing and beyond! He helped us save money with low fees and find the lowest interest rates. We shopped around with 3 other lenders and he was by far the best option. He was always available and provided good detailed answers fast. We will definitely refinance or buy a new home with him in the future. Thanks! ”
—David from Titusville, FL
“Heath was amazing to work with from any aspect you can think of, he was responsive, informative and happy to help. He was even able to lock me in at a rate that was lower than expected. I would recommend him for any buyer looking to get into a home, as a first time buyer I could not have felt more at ease. If I need anything like this going forward in the future I assure you I will be making Heath my first call.”
—Bryce Canady from Mckinney, TX
Enjoy the customer.
The Dallas Cowboys (I’m from Dallas, so it can’t be helped) and Chelsea Football Club
I studied ancient Greek and Latin at university. I was also the starting center on my high school varsity football team… as well as the starting kick returner and outside linebacker.
The University of Missouri in Columbia, also known as Mizzou. Go Tigers!
Watch my son grow up. Read as much poetry as I can fit in. Surprise my wife every now and then.
Offering extremely affordable financing with five-star customer service.
Dallas, Texas for about 10 years and rural Missouri for the rest.
Smoking cigars. Reading Greek, Latin, and French. Playing guitar (Jimi Hendrix, Jason Isbell, and a lot else in between).
I used to be a Probation and Parole Officer for the State of Missouri. It was a colorful gig.