You are leaving the nbkc bank website and will be linked to an external website
You are about to link to an external website. nbkc bank is not responsible for the availability of content and does not represent either the linked website or you, should you enter into a transaction. We encourage you to review the privacy and security policies for any hyperlinked site which may differ from nbkc bank.
Advice for New Home Buyers
Get a fully underwritten pre-approval letter to give yourself an edge over other buyers. A full pre-approval tells sellers that you are more determined, better prepared, and can close faster than other buyers. It increases the odds you win your bid on the first home instead of the fifth.
“I used Heath/NBKC for my original purchase and used them again for the refinance. Heath Snider and NBKC serve the consumer and small banking business community well. Best rates, low closing costs/fees and timely customer service. It's a wonder how the big banks stay in business with their high overhead costs, high interest rates and the dog/pony show with their quotes. It pays to shop around as a consumer. ”
—Brent from Eden Prairie, MN
“Heath helped us refinance our house and it was an outstanding experience from start to finish. He was very responsive, tactful (!!!), and patient as we continued to bombard him with our questions. We dreaded the perspective of dealing with a mountain of paperwork but Heath truly made it a breeze and provided very specific and clear instructions. Excellent professionalism and customer service - thanks, Heath!”
—Jason and Mariya from Fredericksburg, VA
“Heath did a great job following up on all aspects of the loan process. Making sure everything was handled in a timely manner and that all inspections and approvals went smoothly. His link with my financial planner made all of the paperwork and financial documentation seamless. I’d highly recommend him.”
—user9189985 from Milwaukee, WI
“I really appreciate how Heath was so professional and responsive every step of the way! Great customer service!! He provided great step by step instructions throughout which made this process seem extremely simple. His firm was very competitive also (regarding fees and rates). ”
—Jennifer Hirai from Twin Falls, ID
“I worked with Heath from NBKC Bank for my mortgage and couldn't be happier with the experience. He was able to get me a lower rate than other lenders as well as help me save on fees. His communication throughout the entire process was excellent - always clear, prompt, and helpful. I highly recommend Heath to anyone looking for a smooth straightforward mortgage experience.”
—Marco from Royal Oak, MI
“Our experience working with Heath Snider has been great. Heath explained the process of refinancing very well and coordinated working with Creative Planning to expediate our loan. Throughout the whole process, Heath was very responsive in answering our questions and he made it very clear what our action items were and documentation that was needed. He saved us both money on getting the loan interest rate and reduced fees - very much appreciated. Perhaps the biggest complement ... would we work with Heath again ... ABSOLUTELY!!! Annelise and Charlie Pitt”
—charleshpitt from Windham, NH
“Heath was wonderful to work with! He helped us to lock in an interest rate within our goal range. He communicated extremely quickly and efficiently and was always pleasant to work with! We have already referred multiple friends and family to him! He made our refinancing process so incredibly simple, understandable, and quick. Thank you Heath!”
—jilliankatejames24 from Walla Walla, WA
“Heath was extremely professional, responsive, and prompt in handling every part of the process. He secured a great rate and reduced fees, which made a real difference in my home purchase. I would absolutely work with Heath again without hesitation.”
—Michael Petrich from Minneapolis, MN
“I had a fantastic experience working with Heath Snider at nbkc. He secured me a great rate and guided me through every step of the mortgage process. As a first-time homebuyer, I really appreciated how responsive, knowledgeable, and patient he was—always ready to answer my questions and making the process smooth from start to close. Heath was affable and flexible, even working around my being several time zones away for much of the process. He went above and beyond by communicating directly with my realtor and financial advisors, helping to keep everything on track. What could have been a stressful and confusing experience turned out to be seamless, thanks to Heath’s expertise and attention to detail. While not essential to the process, it certainly helped that he was personable and understanding throughout. I highly recommend Heath Snider to anyone looking for a reliable, professional, and client-focused mortgage lender.”
—Kristin from Walla Walla, WA
“Heath was great to work with. Was so helpful and really made the process stress free. Would and have already referred him to others. The best was at the closing how the attorney was singing NBKC praises and how good they were to work with. Fantastic value and great rates. ”
—Richard Lahn from Levittown, NY
Enjoy the customer.
The Dallas Cowboys (I’m from Dallas, so it can’t be helped) and Chelsea Football Club
I studied ancient Greek and Latin at university. I was also the starting center on my high school varsity football team… as well as the starting kick returner and outside linebacker.
The University of Missouri in Columbia, also known as Mizzou. Go Tigers!
Watch my son grow up. Read as much poetry as I can fit in. Surprise my wife every now and then.
Offering extremely affordable financing with five-star customer service.
Dallas, Texas for about 10 years and rural Missouri for the rest.
Smoking cigars. Reading Greek, Latin, and French. Playing guitar (Jimi Hendrix, Jason Isbell, and a lot else in between).
I used to be a Probation and Parole Officer for the State of Missouri. It was a colorful gig.