Advice for New Home Buyers
Focus on monthly budget, not purchase price. You only buy the house once, but you pay your mortgage every month.
“Worked with Joe for the purchase of our first property. He was very patient with us and gave us amazing advice with the series of steps with our loan. We can easily reach him and he responds timely. He has made the whole process easy and stress free for us.”
—G Perez from from Canton, MA
“Hands down the best experience I could have had as a first time homebuyer. Joe was careful to breakdown the entire loan process and provided an itemized breakdown of all expenses. Out of all of the lenders I shopped, Joe with NBKC provided the lowest rates and closing costs. The entire process was smooth and expedient. Joe works hard for his customers and earns every referral he gets!!”
—James K. from from Dupont, WA
“Joe Zucht is an expert in his field! With other lenders, I had become use to banks missing closing dates, cookie cutter rates, and wagon wheel of lending agents at different banks. The lending process just felt like I was a character in Tiger King and my lending agents were Joe exotic wow’ing me with his terrible products. With Joe Zucht the process from start to finish was incredibly easy working with him. He provided valuable advice for short term and long term goals. He mAde or exceeded every expectation and I never had to leave my house.”
—Chase M from from Madison, AL
“We refinanced with Joe and the process was seamless. I evaluated several offers from several other banks and NBKC's was the best. I appreciated Joe's straight forward approach and clear explanation of the numbers and process. Would highly recommend (already have as a matter of fact).”
—Mike Watkins from from Cary, NC
“Working with Joe was awesome all the way through. He was very responsive and easy to contact throughout the process, and gave us a lot of good information in order to help us with a home loan that fit our situation. Closing was super easy and expeditious - we will absolutely recommend and work with him again!”
—zuser201510151613123 from from Medical Lake, WA
“And I have done a few, probably close to ten over my lifetime. The process was straightforward, Joe was laser focused on getting me the best rate/lock/lender credit available and the loan FUNDED in 21 days. Unbelievable!”
—Gary Wolk from from Reno, NV
“I enjoyed working with Joe. He was the ultimate professional and very knowledgeable. I would not hesitate in recommending Joe to any family member or friend. Excellent job Joe.”
—Rdpitchford21 from from Wildomar, CA
“Joe is a highly experienced, knowledgeable, and very helpful Loan Officer. He was able to guide us thru our complicated loan process when others (i.e. Big Banks) could not! We are very grateful for his services and would recommend him to anyone without any reservations!”
—Shahid Rahman from from Henrico, VA
“Joe was fantastic to work with! Communication always seems to be the downfall with a lender, but not with Joe. Communication was great throughout the buying process. Joe epitomized prioritization. He always told us exactly what was needed, and how urgent a certain documents where and which one we had time to work on. Finally, I felt like Joe really cared about helping us. His recommendations where always for our best interests and very about his numbers. I would recommend Joe to everyone! We will use him again!”
—Peter Broome from from Yukon, OK
“Joe came highly recommended and I would highly recommend him to anyone else. He was quick to respond and always took the time to answer every question with clarity.”
—Holly S. from from Staunton, VA
Perpetual Improvement.
I ran with the bulls at the festival of San Fermín in Pamplona, Spain.
The University of Kansas
Traveling through Southeast Asia, skydiving in a wing suit, and many more...
Helping customers maximize their personal and financial goals while minimizing the interruption of their daily lives.
Kansas City
Tennis, karaoke, and watching my niece's ballet performances
Bartending on Duval Street in Key West, Florida. Never a dull moment.