Joe Zucht

Meet Joe

Office - (816) 643-4360
Fax - 913-499-4501
NMLS #415111

About Joe Zucht

Advice for New Home Buyers

Focus on monthly budget, not purchase price. You only buy the house once, but you pay your mortgage every month.

Amazing to work with.

“Worked with Joe for the purchase of our first property. He was very patient with us and gave us amazing advice with the series of steps with our loan. We can easily reach him and he responds timely. He has made the whole process easy and stress free for us.”

—G Perez from from Canton, MA

Star Rating


“Hands down the best experience I could have had as a first time homebuyer. Joe was careful to breakdown the entire loan process and provided an itemized breakdown of all expenses. Out of all of the lenders I shopped, Joe with NBKC provided the lowest rates and closing costs. The entire process was smooth and expedient. Joe works hard for his customers and earns every referral he gets!!”

—James K. from from Dupont, WA

Star Rating

Stop dealing with Joe Exotics and win with Joe Zucht!

“Joe Zucht is an expert in his field! With other lenders, I had become use to banks missing closing dates, cookie cutter rates, and wagon wheel of lending agents at different banks. The lending process just felt like I was a character in Tiger King and my lending agents were Joe exotic wow’ing me with his terrible products. With Joe Zucht the process from start to finish was incredibly easy working with him. He provided valuable advice for short term and long term goals. He mAde or exceeded every expectation and I never had to leave my house.”

—Chase M from from Madison, AL

Star Rating

Fantastic service, clear on the numbers. Would highly reccommend.

“We refinanced with Joe and the process was seamless. I evaluated several offers from several other banks and NBKC's was the best. I appreciated Joe's straight forward approach and clear explanation of the numbers and process. Would highly recommend (already have as a matter of fact).”

—Mike Watkins from from Cary, NC

Star Rating

Responsive, informative, and expeditious. Will recommend for sure!

“Working with Joe was awesome all the way through. He was very responsive and easy to contact throughout the process, and gave us a lot of good information in order to help us with a home loan that fit our situation. Closing was super easy and expeditious - we will absolutely recommend and work with him again!”

—zuser201510151613123 from from Medical Lake, WA

Star Rating

Best Mortgage/REFI I have ever done

“And I have done a few, probably close to ten over my lifetime. The process was straightforward, Joe was laser focused on getting me the best rate/lock/lender credit available and the loan FUNDED in 21 days. Unbelievable!”

—Gary Wolk from from Reno, NV

Star Rating

Home Purchase

“I enjoyed working with Joe. He was the ultimate professional and very knowledgeable. I would not hesitate in recommending Joe to any family member or friend. Excellent job Joe.”

—Rdpitchford21 from from Wildomar, CA

Star Rating


“Joe is a highly experienced, knowledgeable, and very helpful Loan Officer. He was able to guide us thru our complicated loan process when others (i.e. Big Banks) could not! We are very grateful for his services and would recommend him to anyone without any reservations!”

—Shahid Rahman from from Henrico, VA

Star Rating

Great communication and prioritization!

“Joe was fantastic to work with! Communication always seems to be the downfall with a lender, but not with Joe. Communication was great throughout the buying process. Joe epitomized prioritization. He always told us exactly what was needed, and how urgent a certain documents where and which one we had time to work on. Finally, I felt like Joe really cared about helping us. His recommendations where always for our best interests and very about his numbers. I would recommend Joe to everyone! We will use him again!”

—Peter Broome from from Yukon, OK

Star Rating

Excellent Service

“Joe came highly recommended and I would highly recommend him to anyone else. He was quick to respond and always took the time to answer every question with clarity.”

—Holly S. from from Staunton, VA

Star Rating

Get to know Joe

What is your motto or personal mantra?

Perpetual Improvement.

What is something that people would be surprised if they knew about you?

I ran with the bulls at the festival of San Fermín in Pamplona, Spain.

What's your alma mater?

The University of Kansas

What is on your bucket list?

Traveling through Southeast Asia, skydiving in a wing suit, and many more...

What aspect of your job are you most passionate about?

Helping customers maximize their personal and financial goals while minimizing the interruption of their daily lives.

Where did you grow up?

Kansas City

What are some of your hobbies?

Tennis, karaoke, and watching my niece's ballet performances

Before working at NBKC, what was the most unusual or interesting job you've ever had?

Bartending on Duval Street in Key West, Florida. Never a dull moment.