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Advice for New Home Buyers
Give yourself some breathing room in your budget; cover what you know and leave room for what you can’t predict.
“Koby did a great job helping me understand the financial side of buying my first home. Thanks to him, I felt comfortable and am now a homeowner. 5 stars.”
—sebastian aguado from Fort Collins, CO
“As you all know once you apply for a pre approval you get calls from any and everyone. I happen to answer the phone when Koby called and I’m glad I did. Throughout the entire mortgage process including a crazy turn of events, Koby was patient, communicative, and knew his stuff. He would say “ I’ve got your back” and that helped me breathe and stay calm. I can’t recommend Koby enough. He went above and beyond. Thank you!!! ”
—Lisa Ferguson from Wake Forest, NC
“He is an honest, responsive, confident, and reliable person. He communicates clearly, answers questions promptly, and carries himself with confidence while earning the trust of others”
—Rajab from Kansas City, MO
“Came for second quote and never looked back. Koby walked me through everything, answered my questions and was very helpful throughout the whole process ”
—HappyHomeowner from Kansas City, MO
“I have worked with several lenders over the past twenty years. I have dealt specifically with NBKC for my last four home purchases. Koby responded to me within minutes of my initial call for assistance with my latest purchase. Since our first contact, Koby has responded to all my requests by the end of the day, if not sooner. I am done comparing lenders. No other lender has provided better rates than NBKC and I have never dealt with a lender's agent like Koby. I am a very impatient Realtor when it comes to lenders and lender referrals, but I have already mentioned NBKC, specifically Koby, to my colleagues in Texas and Florida. My family members, also Realtors, will be reaching out for Koby in the future. This is my fourth home purchase in six years and they have all been with NBKC. Great job Koby. Be expecting calls from my son in Montana for his refinance and my son in Texas when he purchases his next home. Your name will be passed to their clients and my clients. I'm done wasting my time with lenders who just can't compete with NBKC. The Sparacino's are on Team Koby. ”
—Vince Sparacino from Polson, MT
“Koby was very transparent with me across all topics and questions I had. He made sure I felt like I was making the right decision on this big purchase. Any time, any part of the day, he always got back to me with my questions or concerns. In a world and market of uncertainty, he got all my questions and concernes addressed timely. Would recommend every day! Will continue to use Koby in any of our mortgage needs. ”
—Nathan Simmons from Arcadia, IA
“We had our mortgage process with Koby and he was great. I was speaking with a few lenders and Koby won out due to being quick with responses, being professional, and easy to talk to. He made himself available which helps with an already stressful process. Our move was happening during a stressful time and we were under a time crunch. Koby made the process as seamless as possible and it felt like he was truly on our team. We appreciate your service and would recommend you to anyone who needs a loan.”
—Charlie from Mchenry, IL
“Working with Koby has been one of the smoothest finical processes I’ve been through. As stressful as buying a new home can be, he had my back the entire way and was so easy to communicate with.”
—CyberShark6 from Oregon, WI
“Koby Hinton and the team at NBKC made my refinance incredibly easy. They were straightforward to work with, and Koby kept me informed at every step. The communication was excellent, the process was smooth, and I couldn’t be more pleased with the experience.”
—Jim Vandel from Kansas City, MO
“We applied for a mortgage loan with 5 other lenders of various types, looking for best option. We decided to go with nbkc for 3 reasons #1 being customer service received by Koby Hinton and his knowledge regarding loan options for us. In-house loan management with a less than $600 loan origination fee, very important. Lastly, the loan rate received, very competitive and loved the creativity Koby shared with various scenarios to reach our financial goals both at closing thru the last payment.”
—Mary Beth Bowling from Tonganoxie, KS
The greatest thing about tomorrow is that you will be better than you are today.
Nebraska Football & Kansas Basketball.
My biggest fear is heights.
The University of Kansas
I want to play a round of golf at TPC Sawgrass.
Purchasing a house is more than a transaction; it’s a major life decision. My goal is to make the process as efficient as possible and create an existing impact on someone’s life.
I grew up in Kansas City.
I enjoy golfing, jet skiing, snowboarding, watching football, working out, and listening to music.
My first job ever was refereeing basketball games, when I was in High School.