I have had Damian initially finance my house and now, three years later, refinance it. I have found him to be completely honest and trustworthy in his dealings with me. He is a great communicator and I have never had to wait for more than a couple of hours to receive a reply, and he always fully answered my questions. He was very easy to deal with and educated me every step of the process. For my initial loan, he pleasantly surprised me with a subsidy of $1,000 towards the loan and minimal closing costs. He also waived the appraisal costs during refinancing when I requested it. I felt very comfortable with him. He is a true professional and I would confidently, without any reservation recommend him.