We are first time home buyers, and knew very little about the mortgage application process. Rhett was able to explain the mortgage process patiently and clearly to me. He is honest, personable, polite and is always available to answer any questions. On top of that, he offered very competitive rates (in fact, the lowest rate we could find in our area!) and honored every single item we have discussed. Buying a home is a stressful process, especially during the pandemic. Rhett made the mortgage part of this process effortless. From mortgage application to signing the documents, everything was digital and very easy to do. I highly recommend Rhett for your mortgage needs!