My wife and I were buying our first house and came across NBKC Bank. Rhett was our loan officer and made this process incredibly easy. He was very informative and walked us through the process step by step. The biggest surprise was his responsiveness. He replied to all of our questions within a few hours, if not in the hour every time. We cannot overstate his genuine helpfulness, kindness, and process knowledge. To top it all off, the rate and cost to close were lower than everyone else we spoke to. Going through NBKC Bank saved us at least $5,000 is closing costs.