Ryan was an excellent representative of NBKC. Ryan was, firstly, extremely polite and friendly. Ryan was always available. Ryan was diligent to get all the necessary documents to me with detailed instruction on how I should proceed. My realtor commented to me on how easy it was to work with Ryan. I would refer anyone I knew in the market for a mortgage to Ryan. I would also recommend that realtors out there contact Ryan for their clients. Thank you, Ryan, for making this transition smooth and easy. You were a pleasure to work with.