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Meet Ryan

59 Reviews - 5 Rating

About Me

NMLS #897118

Office - 816-965-1401

Mobile -

Fax - 913-529-3024

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Advice for new home buyers

“Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.”

Efficient and to the point —Dhruv Bansal from Everett, WA

Working with Ryan at NBKC was smooth and hassle free. Conversations were brief and to the point. Closing was on time, great first time home buying experience.

RESPONSE:Dhruv, we love hearing smooth and hassle-free! Thank you for sharing. Brian Unruh, CEO

Ryan is the best!! —greenbranch27 from Ridgecrest, CA

I shopped around for my loan. Ryan quoted me the lowest rate from day one. The others tried to say they would beat it but they couldn't. They also tried to hide fees. Ryan was upfront and professional always and the fees were wonderful. He made a complicated process so easy for us. Thank you so much, Ryan!

RESPONSE:Thank you for sharing your experience working with Ryan and the nbkc team! Brian Unruh, CEO

Great service & easy to work with —user18071190 from Saint Paul, MN

Ryan was great to work with and everything went quickly and smoothly with our refinance. Being in a sales/customer focused role myself I have extremely high expectations and Ryan surpassed them. He kept us up to date along the way and was extremely timely with getting back to me on questions. I would recommend him to anyone.

RESPONSE:We love hearing quick and smooth! Thank you for the terrific review. Brian Unruh, CEO

Highly recommend —Tucker and Kristi from Chesterfield, VA

Ryan was phenomenal. He answered all my neurotic questions with patience and delivered everything he promised. Closed right on time and closing attorney and realtor both remarked that rate was the lowest they had seen in some time. Great experience!

RESPONSE:Tucker, we're so glad it was a great experience and appreciate the terrific review! Brian Unruh, CEO

Responsive and Seamless —user7042806 from Vashon, WA

Ryan was very easy to work with. Answered all our questions quickly and efficiently. Thanks to Ryan, we closed on time. Would highly recommend his services. Thanks Ryan!

RESPONSE:We appreciate the terrific review! Brian Unruh, CEO

AMAZING!!! —tmlemire from Kent, WA

Ryan deserves more than 5 stars. Professional, knowledgeable, and the nicest person you would want to do business with. Every email,, text, or phone call was answered promptly. Never had to wait for a reply. Ryan is personable and a very respectful businessman. I refinanced my first house with him ,sold and bought a new home. The entire process was great. I recommend him highly. Pure gentleman. Thank you Ryan for all your help!

RESPONSE:Thank you for your awesome recommendation of Ryan and the nbkc team! Brian Unruh, CEO

Great Experience —Jim Phelan from Eagle, CO

Ryan made buying our home very easy. He was extremely responsive and was a pleasure to work with every step of the process. Would definitely recommend!

RESPONSE:Jim, thank you for your recommendation of Ryan and the team - we appreciate it! Brian Unruh, CEO

Top-Notch Professional —Sonja from Platte City, MO

Ryan made every aspect of the mortgage process effortless and smooth! Wonderful experience!! Would highly recommend to anyone!! He was always available when questions came up.

RESPONSE:We love hearing effortless and smooth! Thank you for the wonderful review! Brian Unruh, CEO

Great job —zhenping Wang from San Diego, CA

Fast response and great job. We started from the beginning of the year and finally found the right home in July. Ryan is very helpful and fast progressing our loan. I highly recommend him to any home buyers.

RESPONSE:Thank you for your recommendation of Ryan and the nbkc team! Brian Unruh, CEO

Prompt and efficient —Garrett from Medford, OR

Ryan made himself available to me through email, text, or calls to his personal phone. He made the process easy for me (first time home buyer). He looked out for me with regard to finding the best rate and loan options for me. I would definitely use Ryan again and recommend him to anyone buying a house. His cash to close estimates were very close to the final numbers.

RESPONSE:Garrett, thank you for your recommendation of Ryan and the nbkc team and big congrats on your first home! Brian Unruh, CEO

Questions & Answers

What's your advice for new home buyers?

Don’t buy a home at the maximum you can get qualified for. That will not leave you room to save for retirement, college for kids or emergencies.

What is your motto or personal mantra?

Treat others with respect and how you wish to be treated.

What is your favorite sports team?

KC Chiefs, KC Royals, MU Tigers and Sporting KC

What is something that people would be surprised if they knew about you?

I was born with 1 kidney and didn't find out until I was 32 years old.

What's your alma mater?

University of Central Missouri

What is on your bucket list?

I want to stay in one of those resort huts that sit on top of water where you can look down into the ocean from the bedroom floor.

What aspect of your job are you most passionate about?

I love meeting new people every day. I love helping them buy their first home, forever home, vacation home or helping them get in a better financial position by refinancing.