Back to Loan Professionals
Joe Zucht

Meet Joe

48 Reviews - 4.94 Rating

About Joe Zucht

NMLS #415111

Office - 913-945-2597

Mobile -

Fax - 913-499-4501

Advice for new home buyers

Focus on monthly budget, not purchase price. You only buy the house once, but you pay your mortgage every month.

Star Rating
Rock solid —bradymccombs from Sandy, UT
Joe was thorough and up front throughout my dealings with him and answered all my questions quickly. He didn’t waste time with BS or unnecessary information and gave me good, solid advice while also respecting my wishes.
RESPONSE:Brady, thanks for sharing your experience working with Joe and the team! Brian Unruh, CEO
Star Rating
Great Experience! —Melissa O from Phoenix, AZ
I just completed my second refinance with Joe and the process was even better than the last time. Joe and his team are efficient and organized and I can't recommend them enough to anyone interested in refinancing their home.
RESPONSE:Melissa, thank you for the loyal business and your recommendation of Joe and the nbkc team! Brian Unruh, CEO
Star Rating
Has your best interests at heart. Very responsive and helpful. —Steve Gieryic from Eagle River, AK
Joe does a great job of looking out for any ways to save you money. He keeps the process moving along efficiently and is great about communicating any updates. I have used him multiple times now and will continue to do so!
RESPONSE:Steve, we appreciate the repeat business and the great review! Brian Unruh, CEO
Star Rating
Joe and his team —lonewolf11962 from Garden Grove, CA
This is my second loan with Joe and the team at NBKC in the last five years. The first one went so well that I decided to forgo looking around until we locked in the loan amount. When you have a winning system you don’t change. However being a frugal consumer, I did check and found his numbers to be most competitive. We closed on 4 /6 (I want to give a shout out to Chelsea and the rest of Joe’s team on making this loan process a successful one) Thank You John
RESPONSE:Thank you for the repeat business (i.e. winning system!) - thank you for sharing! Brian Unruh, CEO
Star Rating
Just completed our 3rd loan with Joe - 5 Stars AGAIN! —Michelle S from Palm Springs, CA
This is now our 3rd transaction with Joe at NBKC. We originally discovered Joe via the Costco loan referral program and had a very easy, professional and expedient experience. When we purchased another home last year, we contacted Joe and again, had the same great experience. When rates dropped this year, we re-contacted Joe, discussed options and costs, chose a plan and it was executed smoothly despite COVID-19 stay at home issues. Joe is communicative, analytical and current on market situations. We have referred Joe to my mother who just closed on her refinance with Joe a couple weeks ago - that is how much we trust him!
RESPONSE:Michelle, thank you for the repeat business, the referral to your mother, and the awesome review! Brian Unruh, CEO
Star Rating
Great experience —user1284002 from Virginia Beach, VA
Joe helped me find a loan that suited my needs. I valued his his input and he made the whole process stress free. He evaluated what my needs were and recommended a loan that was most beneficial to me.
RESPONSE:We're glad to hear you had a great, stress-free experience - that's music to our ears! Brian Unruh, CEO
Star Rating
Great lender, easy loan —albinorat from Moorpark, CA
Lender was terrific, great rate, Joe was very knowledgeable and processed rate lock / loan very quickly. Given Covid-19 we needed to move very rapidly; Joe and his team were great at getting everything done quickly and correctly. Also, website was pretty easy to use.
RESPONSE:We appreciate the wonderful review! Brian Unruh, CEO
Star Rating
Fantastic service —Greg13 from Mableton, GA
I was put in touch by Costco referral. Joe was excellent start to finish. As a buyer of several homes over the years, this refinancing process was the best. I thank Joe for that. The process was streamlined right up to closing at our home. I would use them again for mortgage needs.
RESPONSE:Greg, we appreciate the terrific review - thank you for sharing! Brian Unruh, CEO
Star Rating
Amazing Lender —zuser201904041602313 from Thomasville, GA
Joe went above and beyond my expectations. He responded to emails and phone calls after hours(which i really didnt expect)... He made sure that I understood everthing that was going on. I actually enjoyed working with him. Amazing
RESPONSE:Glad to hear you had an amazing experience - we appreciate you sharing! Brian Unruh, CEO
Star Rating
Incredible Service —Kourtney Cryder from Vacaville, CA
Receiving my first home loan could not have gone more smoothly. Joe went above and beyond the call of duty to help me; he even went back to underwriting two days before closing to help me secure a lower rate by 0.25%! As a pilot, I was also on the road for almost the entire process and Joe made sure he was available to speak with me any time of day, any day of the week, even when I was as many as 14 time zones away. I could not be more pleased with the help and support I received. Thanks again, Joe!
RESPONSE:Kourtney, we appreciate the opportunity to help with your loan and big congrats on your first home! Brian Unruh, CEO

Questions & Answers

What's your advice for new home buyers?

Focus on monthly budget, not purchase price. You only buy the house once, but you pay your mortgage every month.

What is your motto or personal mantra?

Perpetual Improvement.

What is something that people would be surprised if they knew about you?

I ran with the bulls at the festival of San Fermín in Pamplona, Spain.

What's your alma mater?

The University of Kansas

What is on your bucket list?

Traveling through Southeast Asia, skydiving in a wing suit, and many more...

What aspect of your job are you most passionate about?

Helping customers maximize their personal and financial goals while minimizing the interruption of their daily lives.

Where did you grow up?

Kansas City

What are some of your hobbies?

Tennis, karaoke, and watching my niece's ballet performances

Before working at NBKC, what was the most unusual or interesting job you've ever had?

Bartending on Duval Street in Key West, Florida. Never a dull moment.