Brett is an All-Star!
I was referred to Brett, and initially a bit hesitant to use a smaller bank versus my massive, well-known, checking-account-bank (name rhymes with Thrace), but those fears were quickly put to rest by Brett's promptness, transparency about the entire process, and extensive knowledge of every part of the application and loan. In addition, he beat my bank in interest rate AND did it with lower closing costs. He guided me from loan approval to loan closing, and never once gave me reason to doubt his complete competency and trustworthiness. Despite manifold questions (first time house buyer...) he managed to always reply, either via email or a phone call, and answer each query same day, with layman's terms and deep knowledge.
I will certainly be recommending him to my friends when it is their turn to undertake this intimidating process!