Business Account

We wanted to create a single account that is hands down the best business account in the country. We think we’ve done it.

It is what it is.
How’s that for bank lingo?

Our one and only Business Account is $0 a month.

Straight up. No hidden fees. No gimmicks. Zero dollar minimum. Write as many checks, pay as many bills and make as many deposits as you need – even from your phone. What will we charge you? $0 a month.

Want some more bells and whistles? Like the ability to electronically pay employees and vendors, collect dues using ACH? Or need and efficient way to deposit checks right from your office? We've got you covered. For just a few bucks more each month you can not only get the solutions you need, you'll always know exactly what you're costs are.

Learn More Open Now

Account

I need a business account, or credit card.

Learn More

Loans

I want a loan to help fund my business operations or property.

Learn More

Treasury Solutions

I'm looking for solutions to help my business operate more efficiently.

Learn More

Security

I want my accounts kept safe and secure.

Learn More

Kansas City Business Accounts

We don’t get hidden fees. Like you’re not going to find out?

It’s simple. We want to make it easy for you to bank with us. It’s also straightforward. No hidden fees. No fine print. You can focus on running your business and not stressing about bank fees.

You want to get into more of the nitty gritty? That’s cool. Some people do. Here you go.

[ Expand All ]

Here's what's standard on your business account, savings account, and money market account

$5 required to open
$0 minimum balance
$0 for an NBKC Business Debit MasterCard®
$0 transaction fees
$0 for returned electronic or paper items
$0 Overdrafts or NSFs
$0 for Business Online Banking
$0 for basic Bill Pay on your phone, tablet and desktop
$0 to deposit checks, whether at a branch, or through the NBKC app on your phone or tablet
$0 to talk to your NBKC banker on the phone, via email, or in person
$0 eStatements
$0 for Cashier's Checks
$0 for stop payments, whether in branch or online
$0 for incoming domestic wires from Anywhere, USA

Apply Now

business account: the details

No restrictions, no limits. This account is loaded with all of our amazing standard fare,
+
No limit on account transactions

Courtesy overdraft sweep

Use any of the 32,000+ MoneyPass® ATMs in the U.S. for free

Up to $12 monthly refunds for ATM fees other banks charge you

The option of adding extra account features for a few extra dollars a month

Apply Now

account add-on: desktop deposit

You want more bells and whistles, like an efficient way to deposit checks from your office? We’ve got you covered with Desktop Deposit for just a few more bucks a month.
+
Unlimited deposits from your office for a low monthly fee

Quick and easy access to state-of-the-art check scanning equipment

Unlimited NBKC account support

Apply Now

business savings & money market: the details

Our new business savings and money market accounts are a heckuva way to solidify plans for the future of your business.

Of course, we’ve included all of our best perks, plus a load of great features that make saving for that next bold business move a cinch.

Current Rates Apply Now

account add-on: ACH credits and debits

With NBKC’s ACH Credits and Debits add-on in your toolkit, you’ll have the time and resources to take that next bold step with your business.
+
Direct deposit, payroll, and vendor payments

Rent, subscriptions, and fee collection

Dual control capabilities

Out-of-band authentication

Apply Now

Here's what's optional:

Domestic wire to Anywhere, USA ($5/wire)
International wires, send or receive ($45/wire)

Apply Now