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A business checking account that takes care of businesses.
All the features you need. None of the fees you don’t.
Apply in minutes
Zero is our favorite number.
Our free business account gives you a lot to enjoy. But some of our favorite parts are the things we don’t include: fees.
- $0 required to open
- $0 minimum balance
- $0 for an nbkc Business Debit MasterCard®
- $0 for returned electronic or paper items
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$0 Overdrafts or NSFs
?Initial fees for going into a negative balance on your account - $0 for Business Online Banking
- $0 for Bill Pay on your phone, tablet, and desktop
- $0 to deposit checks, at a branch, through the nbkc app on your phone or tablet
- $0 to talk to your nbkc banker on the phone, via email, or in person.
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$0 eStatements
?Digital versions of your monthly paper statements - $0 for stop payments, whether in-branch or online
- $0 for incoming domestic wires from Anywhere, USA
Fees? Not here.
Many banks nickel and dime small businesses. Not here. Our no-fee business account means no monthly maintenance fees, no overdraft fees, and no hidden charges. Helping you keep more of your hard-earned money.
A checking account without red tape and asterisks.
The nbkc Business account is an everyday account that puts nothing in your way. Get it and get down to business.
Less hassle,
more hustle.
Easily create, send, and track invoices in one place. No extra tools or subscriptions needed.
Fast cash,
no friction.
ACH transfers, mobile check deposit, and direct integration with payment platforms—pay and get paid quickly.
Real humans,
great service.
Access to easy, online banking services is great. Having real people there to help along the way is even greater.
Mobile check deposits in a snap.
Just open the nbkc app, snap a pic, and the money’s on its way.
An ATM network with serious reach.
With access to over 90,000+ ATMs globally, cash is always within reach. Plus, we’ll refund up to $12 per month in ATM fees if you need to use an out-of-network machine.
Unlimited cash deposits at no cost to you.
Got cash? Deposit it with ease in person or at eligible ATMs.
We're Kansas City-proud, with satisfying services and satisfied customers nationwide.
No gatekeeping here.
Some banks make you jump through hoops or upgrade accounts to get the best features. We don’t. Every business gets the same great experience. Plus a free physical debit card that looks great and keeps spending simple.
Taking care of business, everywhere.
Bank anytime, anywhere with a platform that works as hard as you do. Send payments, track transactions, and manage finances all with just a few clicks.
Mastercard® Easy Savings
Get valuable rebates on your business spending with Mastercard® Easy Savings. There’s no enrollment fee, no coupons and no codes.
The reviews are in: Business owners love the nbkc Business Checking Account.
We switched to nbkc after banking with the same bank for 15 years. The whole process of not only switching personal but also my small business to a new bank was a bit overwhelming to say the least. But everyone at nbkc made the process much easier. I am so thankful!
- Debbie’s Animal Haven
Love the ease of getting started, I'm a female solo small business owner and getting my feet on the ground. I appreciate the chance to grow my business. It has been convenient and accessible to do my business on the nbkc bank platform. Thank you so much!
- Viva Wellness Group
Questions we get asked about the nbkc Business Checking, frequently.
A business checking account is a bank account designed specifically for taking care of businesses. You know, managing a company's financial transactions, like deposits, withdrawals, and payments, while keeping everything separate from personal finances.
Nope. Applying won’t impact your credit score, either.