Loans built for your business

Whether you need to purchase inventory, finance some equipment, get that brick-and-mortar going, or give your new business the boost it needs to really take off — nbkc has the right lending solutions to help you do it.

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Business Accounts

Apply for account

Get a business account.

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Loans

Loan types

Fund a business or property.

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Treasury Solutions

Treasury Solutions

Make my business operate more efficiently.

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Security

Security

Keep my accounts safe and secure.

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The nkbc difference

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Our bank is the perfect size to make your lending experience as good as it gets. We’re large enough to help you finance multiple projects, and small enough to know your name.

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You’ll get one-on-one personalized service from our expert loan officers who are ready to execute on time and according to plan, and understand the local Kansas City market.

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And we manage all your documents online and process them in-house so you can get your funds as quickly and safely as possible. No cracks to slip through here.

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Unsure which loan is right for you?

Our loan officers are happy to help you find the right solution. And since we know every business is different — we’ll work with you one-on-one to structure your loan to keep your risks low and your returns high.



How do I qualify?

Loans are currently only available to borrowers in the Kansas City metro area.

Other specific qualification requirements vary by product and loan type. To see if you qualify, contact the loan professional listed for each product below.



Got questions before you apply?

Loan operations team:
913-905-2139

Loans we offer


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Lines of credit

More flexible than a standard business loan, a business line of credit is short-term financing you can use to:

  • Manage cash flow
  • Buy inventory
  • Pay for an unexpected expense
  • And more

Similar to a credit card, you’ll set a credit limit and only pay interest on what you use. Draw and repay funds as needed.

To apply, contact:

Chris Calvert

Chris.Calvert@nbkc.com

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Inventory & equipment loans

Need to keep up with demand? You can’t sell (or spend) what you don’t have.

An equipment or inventory loan can help you finance more:
  • Supplies
  • Machinery
  • Office equipment
  • Commercial vehicles
  • Distribution equipment
  • Whatever it takes to keep your business in-stock and up-and-running
To apply, contact:

Chris Calvert

Chris.Calvert@nbkc.com

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Commercial real estate & construction loans

Looking to build or buy commercial real estate in the Kansas City area? Whether you’re a business owner looking for a new HQ or an investor looking to expand your portfolio, we can help you make it happen.

Types of property:
  • Multi-family residential real estate
  • Retail space
  • Office space
  • Warehouse and industrial spaces
  • Special-use properties on a case-by-case basis
To apply, contact:

Wade Hall

wade.hall@nbkc.com

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Small Business Administration (SBA) loans

If you don’t qualify for a standard business loan, an SBA loan may be the right option to help you grow and scale your business.

Use it to purchase or upgrade assets, property, or inventory — or provide working capital to help finance day-to-day operations.

To qualify, businesses must be:
  • Organized as a sole proprietorship
  • Corporation
  • Or professional partnership
They must also be:
  • For-profit
  • Owner-operated
  • Conform to SBA size guidelines.

Your loan will be funded by nbkc and follow specific guidelines set by the SBA.

To apply, contact:

Robert Wiley

robert.wiley@nbkc.com