Lending for Existing Small Businesses

A big boost for your small business.

Quick, affordable funds for your next step.

There aren’t enough hours in the day for successful business owners. So when it comes to making a leap, you need fast flexibility in a loan. Good news. You’ve come to the right place. The nbkc small business loan can provide cash or available credit for you to grow or sustain your business. No nonsense. Lots of possibilities.

  • $25,000-$75,000
  • rates as low as 5.95%
  • apply in minutes
  • funds within a week

Do you qualify for our online small business loan?

Before you jump into our application process, make sure you check all of these boxes:

  • Been in business for at least 2 years
  • Headquartered in the Kansas City area
  • A good personal credit score (in the ballpark of 700 or more)
  • Business has a recent history of profitability

If your business is looking for more than a $75,000 loan, one of our other commercial loans may be a better fit.

The paperwork to have ready.

Two hands holding a green wallet symbolizing assistance

Our application process is quick. If you want to take it to lightspeed, get the following paperwork ready:

  • Prior 2 Years of Business and Personal Tax Returns
  • Current Personal Debt Payments (including rent)
  • Revenue and Expense totals for your business so far this calendar year

Choose the small business loan that makes sense for you.

Line of Credit

This is a revolving loan. You can use the funds as you need them.

  • 12-month Interest-Only draw period with revolving availability
  • 36-month amortizing repayment period
  • Fixed rate through life of the loan
  • Only pay interest on the funds used

Term Loan

This is a lump sum of capital. You’ll pay it back with regular payments.

  • 48-month term with Principal and Interest payments
  • Fixed rate through life of the loan

You’re looking at an award-winning bank

4.9 out of 5 average customer rating!
Based on 19,000+ Customer Reviews

Get that lending lickety split.

In just a few minutes, you can apply for a loan of $25,000 to $75,000, and if approved, get funds within a week.