“Ask a lot of questions. It is a big step and you don't want to be caught off guard or have buyer's remorse.”
Thank you. —elexenaovalle from Laredo, TX
Two years ago when we started to look for our dream house, I had the opportunity to talk to different lenders and none of them gave me the treatment I expected until I talked to Mr. Dave Nichols.
I greatly appreciate his pacience and profesionalism, and of course we will keep Mr. Nichols in mind for our future financial inquiries.
Thank you soooooooo much!!!
Elex Ovalle and Family.
Elex Ovalle
RESPONSE:Ovalle Family, we appreciate the opportunity to help with your loan and thank you for the great review! Brian Unruh, CEO
Outstanding service! —95wahoo from Jamestown, RI
Dave did a fantastic job on our cash out re-finance. Got us a fantastic rate, executed the process quickly and efficiently, and was very responsive to our needs. Hands down, best mortgage experience I’ve had!
RESPONSE:We're so glad to hear Dave and the team helped provide the best mortgage experience ever! Thank you for sharing! Brian Unruh, CEO
Prompt, accurate, and transparent —JesseWallace53 from Bulverde, TX
I was referred to Dave by a collegue at work. He was there for us every step of the way, and was timely in responding every time. The entire process was easy and transparent which gave us confidence in working with him. I have already recommended Dave to friends and family who are in the market, and in thr process of re-financing their home.
RESPONSE:Jesse, we love hearing easy and transparent! Thank you for sharing. Brian Unruh, CEO
Diligent and Driven! —Cameron Felton from Denver, CO
This is now the second home purchase that we have worked with Dave on and will continue to come back. Dave is always on top of his game, keeping us in the loop as to rate flucuations and advising us to the best of his knowledge what the ideal next step would be. He was always available for questions as they came up, quick to respond when either not available or needing to further research particular questions. I would highly recommend Dave to all family, friends and anyone else looking to relieve some stress from an already stressful process.
RESPONSE:Cameron, terrific review - thank you! Brian Unruh, CEO
Wonderful to work with! —bridgethaggs from San Antonio, TX
We were not planning to move so fast and found the perfect home in December. Our realtor Ron from San Antonio, Texas referred us to Dave and we are so lucky he did! Within less than 3 weeks in the middle of all the holidays we closed and it was the best and easiest process. This is our third home we have bought and it is the first time this process was smooth, not stressful and I felt that we were all on the same page. Any questions I had were answered immediately even with Christmas, and New Years happening we still closed on time. It was a pleasure working with Dave.
RESPONSE:We love hearing that it was the best and easiest - music to our ears! Thank you for the wonderful review. Brian Unruh, CEO
Va Loan —Rafael Borja from San Antonio, TX
"Thank you so very much for all of your help in securing our loan for our new home here in San Antonio..You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Dave Nichols!!Our hats off to you!!"
RESPONSE:Rafael, thank you for for the wonderful review! Brian Unruh, CEO
NBKC bank loan —richramm from Santa Cruz, CA
Dave Nichols was great throughout both my loan processes: a refi in 2017 and a purchase in 2018. Everything was fast, efficient and low cost. I've recommended him to several friends and clients.
RESPONSE:Thank you for the repeat business, the terrific review, and the recommendation of Dave! Brian Unruh, CEO
Great Experience —Joel W from Conroe, TX
This home purchase was the first time that we had to work with a mortgage lender. Dave came highly recommended to us, and I don't see how things could have gone any better. Dave was very patient and willing to take his valuable time to answer all of our first timer questions with thorough explanations. He stayed on top of everything and was always easily reachable. Our time frame was tight, but there was never a concern about getting to closing on time even with the added complications of our self employed status. I would highly recommend Dave to all family, friends and anyone else looking to work with someone who truly values people more than money.
RESPONSE:Joel, thank you for sharing your experience working with Dave and the nbkc team - we appreciate it! Brian Unruh, CEO
Truly wanted to get me the best loan! —Paul Cobeaga from San Antonio, TX
Dave works in Kansas City, I currently live in Virginia, and I bought a house in Texas. Despite this, Dave was great to work with and was always available to answer my questions. I truly felt like Dave worked to get me the best loan possible...he had my best interests in mind throughout the process and was very patient with answering my questions. I definitely recommend him!
RESPONSE:Paul, we appreciate your recommendation of Dave and the nbkc team - thank you! Brian Unruh, CEO
Dave Nichols was great to work with! Made the whole process so easy!! —Aly Nutting from North Brunswick, NJ
We're in NJ and I got Dave's name from a few people in my office that have worked with him. As a first time home buyer, my husband and I needed a lot of guidance. Dave was with us every step of the way!
RESPONSE:Aly, congrats on your first home and we're thrilled to hear Dave and the team made everything easy! Brian Unruh, CEO
Questions & Answers
What's your advice for new home buyers?
Ask a lot of questions. It is a big step and you don't want to be caught off guard or have buyer's remorse.
What is your motto or personal mantra?
Strive to give my clients the best experience I can and never let them down.
What is your favorite sports team?
Iowa State, KC Chiefs
What is something that people would be surprised if they knew about you?
I used to judge BBQ contests.
What's your alma mater?
Iowa State University
What is on your bucket list?
To own a lake home.
What aspect of your job are you most passionate about?
Understanding my client's needs and working towards a solution that accomplishes their goals.
Where did you grow up?
Hudson, IA
What are some of your hobbies?
Water-skiing, upland bird hunting, beer tasting
Before working at NBKC, what was the most unusual or interesting job you've ever had?
Account Executive - I was able to talk to business owners with a lot of different ideas on how to work their businesses.
