Certificate of Deposit (CD) Rates

5.25% APY CD Special

For a limited time only.

Lock it in
Choose from nbkc's Best CD Rates in Kansas City

High-earning savings when you don’t need immediate access to cash.

An nbkc Certificate of Deposit (aka a CD) typically earns a higher rate than a Money Market, but you have to let your money earn for a specified amount of time.

Our Best CD Rates

Our best rates are designed to help you save more money. See for yourself.

APY - annual percentage yield | Rates effective as of - 07/21/2024.

Any withdrawal of all or part of the funds from your Account prior to maturity may result in an early withdrawal penalty. Fees could reduce the earnings on the account.

Personal CD Rates


4.00%

6 month

3.93%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

5.25%

7 month

5.13%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

5.00%

11 month

4.89%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

4.00%

1 year

3.92%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

4.25%

2 year

4.17%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

3.25%

3 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

3.25%

4 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

3.25%

5 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

Personal IRA CD


2.00%

6 month

1.98%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

3.00%

1 year

2.96%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

3.25%

2 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

2.25%

3 year

2.23%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

2.25%

4 year

2.23%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

2.25%

5 year

2.23%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

The nbkc difference

We know rates are important. That’s why we offer competitive options that work for Kansas City.

More Rates

Personal Account Rates

Home Loans Rates

Business Account Rates