Certificate of Deposit (CD) Rates

CD Rates

Our Best CD Rates

Our best rates are designed to help Kansas Citians save more money. See for yourself.

APY - annual percentage yield | Rates effective as of - 03/18/2024.

Any withdrawal of all or part of the funds from your Account prior to maturity may result in an early withdrawal penalty. Fees could reduce the earnings on the account.

Personal CD Rates in Kansas City


3.00%

6 month

2.96%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

5.25%

7 month

5.13%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

5.00%

11 month

4.89%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

4.00%

1 year

3.92%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

4.25%

2 year

4.17%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

3.25%

3 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

3.25%

4 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

3.25%

5 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

Personal IRA CD


2.00%

6 month

1.98%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

3.00%

1 year

2.96%

Interest Rate

$0.01

Min Balance to
Obtain APY

$1,000.00

Min Opening Deposit

3.25%

2 year

3.20%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

2.25%

3 year

2.23%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

2.25%

4 year

2.23%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

2.25%

5 year

2.23%

Interest Rate

$0.01

Min Balance to
Obtain APY

$250.00

Min Opening Deposit

The nbkc difference

We know rates are important. That’s why we offer competitive options that work for Kansas City.

More Rates

Personal Account Rates

Home Loans Rates

Business Account Rates