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A Certificate of Deposit (CD) rate you can take to the bank
Now 4.30% APY CD for a limited time.
Lock in Rate
High-earning savings when you don’t need immediate access to cash.
An nbkc Certificate of Deposit (aka a CD) typically earns a higher rate than a Money Market, but you have to let your money earn for a specified amount of time.
Kansas City-proud with trusted
banking solutions nationwide.
Our Best CD Rates
Our best rates are designed to help you save more money. See for yourself.
APY - annual percentage yield | Rates effective as of - 06/14/2025.
Any withdrawal of all or part of the funds from your Account prior to maturity may result in an early withdrawal penalty. Fees could reduce the earnings on the account.
Personal CD Rates
3.75%
6 month3.68%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
Personal IRA CD
2.00%
6 month1.98%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
3.00%
1 year2.96%
Interest Rate
$0.01
Min Balance to
Obtain APY
$1,000.00
Min Opening Deposit
3.25%
2 year3.20%
Interest Rate
$0.01
Min Balance to
Obtain APY
$250.00
Min Opening Deposit
2.25%
3 year2.23%
Interest Rate
$0.01
Min Balance to
Obtain APY
$250.00
Min Opening Deposit
2.25%
4 year2.23%
Interest Rate
$0.01
Min Balance to
Obtain APY
$250.00
Min Opening Deposit
2.25%
5 year2.23%
Interest Rate
$0.01
Min Balance to
Obtain APY
$250.00
Min Opening Deposit
The nbkc difference
We know rates are important. That’s why we offer competitive options that work for everyone.
