In a pinch, you can cash out your home equity and get the funds you need. Pair that with an introductory APR of 4.99% for the first 6 months1, and you've got one heck of a deal.
Some call it a HELOC - we call it financial flexibility. Consolidate debt, turn a dated master bath into an in-home oasis - almost whatever you please, make it happen. Just take what you need.
Homeownership is a journey, and sometimes that journey has twists and turns you weren't expecting. Home equity is there for you when you need it, as you need it. Now that's peace of mind.
You know us - we're all about cutting back on red tape. We've got just a couple must-haves to keep in mind before you apply.
You may be sitting on more cash than you realize. Let's estimate your home's value to see what you're working with - no strings attached.
* Important information about our HELOC calculator:
Final home value to be determined by nbkc bank appraisal. The sample information provided in this calculator is for informational, educational, and entertainment purposes. Hypothetical illustrations do not guarantee historical or future results. It is the responsibility of the borrower to evaluate loan offers and associated risks or rewards of each product.
There are plenty of ways to put a HELOC to good use. Here are just a few to get the wheels turning:
Consult your tax advisor regarding the deductibility of interest.
Not quite. A line of credit is a revolving loan, and it's the most flexible cash-out option for tapping into home equity. You borrow just as much or as little as you need.
There are plenty of reasons to consider a HELOC, but here are a few standout advantages:
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Loans are currently only available to borrowers in the Kansas City metro area1.
1APR = Annual Percentage Rate. Offer is available in the Jackson, Cass, Clay, Platte, Buchanan, and Johnson counties of Missouri and Johnson, Wyandotte, Leavenworth, Douglas and Miami counties of Kansas. Loan approval and loan amount is subject to underwriting, credit qualifications and bank-determined property value through a desktop appraisal. Property ownership and property type restrictions may apply. Rates and offer may change or be discontinued at any time and without notice. Rates are based on the Prime Rate published in the Wall Street Journal plus margin, but will never exceed 18% APR. Rates as of 10/01/2023. Consult a tax advisor regarding the deductibility of interest. nbkc customers are eligible for the introductory rate and waived closing fees once every 12 months. If a HELOC is modified or refinanced within 12 months of origination, the borrower shall pay closing costs not to exceed $1000. Minimum loan amount of $15,000.