Mortgage Refinance & Refinance Rates

Refinancing that works for you.

Refinance your mortgage your way.

If it’s the right time for you to refinance, we’ve got the right tools to get it done. And we can help you every step of the way.

With refinancing you can:

  • Lower your monthly payment
  • Cash-out on your home equity to reduce debt
  • Access additional cash for other purchases
  • Change from an adjustable-rate to a fixed-rate loan

You’re looking at an award-winning bank

4.9 out of 5 average customer rating!
Based on 22,000+ Customer Reviews

You’ve got options. Enjoy them.

If it’s the right time to refinance your mortgage, you’ve come to the right place.

Mortgage Refinancing

FHA Refinance

FHA Streamline Refinance

Mortgage Refinancing

Explore all of our available refinancing methods, and find a new loan that's more affordable or provides the benefits you need.

Is refinancing right for you?

Path Copy

What is the estimated home value?


Step 1


Step 2


Step 3


Step 4


Step 5


End

FAQs

  • You’re ready to switch from an adjustable-rate home loan to a fixed-rate home loan
  • You need lower monthly loan payments.
  • You would like to pay off your mortgage sooner than the term of the loan.
  • You would like to consolidate debt.
  • You are interested in taking advantage of your home equity for other expenses.
  • You purchased your home less than four months ago. Most lenders will not allow borrowers to exit a loan this soon. Refer to your loan documentation for further details.
  • You plan on selling your home in the near future. In this situation, your closing costs may exceed the savings you gain from the reduced monthly payments.

Four simple steps:

  1. Read the conditions of your current home mortgage related to time requirements. Make sure you have made payments for the minimum required amount of time.
  2. Complete the nbkc online mortgage loan application.
  3. Understand the refinancing details. Ask your loan officer to explain the refinancing points, fees, and payments.
  4. Sign the documents. We will let you know when the documents are ready to sign. This can take place in an attorney's office or at a title company.