Checking & Savings Account Rates

Let’s look at the rates.

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Our Latest Rates

Our rates are designed to help you save more money. See for yourself.

APY - annual percentage yield | Rates effective as of - 11/05/2024.

The nbkc Everything Account


1.75%

All Balances

1.73%

Interest Rate

$0.01

Min Balance to
Obtain APY

$0.00

Min Opening Deposit

Goals Account


1.75%

All Balances

1.73%

Interest Rate

$0.01

Min Balance to
Obtain APY

$0.00

Min Opening Deposit

Personal Money Market


3.00%

All Balances

2.96%

Interest Rate

$0.01

Min Balance to
Obtain APY

$0.00

Min Opening Deposit

Personal Health Saving Account


1.01%

All Balances

1.00%

Interest Rate

$0.01

Min Balance to
Obtain APY

$0.00

Min Opening Deposit

Personal IRA Savings


2.00%

All Balances

1.99%

Interest Rate

$0.01

Min Balance to
Obtain APY

$0.00

Min Opening Deposit

The nbkc difference

We know rates are important. That’s why we offer competitive options that work for you.

Good things to know

Interest rates and APY may change after account opening.
Deposits made within the first 30 days of opening a new account will be held for 5 business days before the funds are made available, and possibly up to 9 business days depending on the situation. Additional holds on deposits may occur even after the initial 30-day period, but funds are typically available the next business day.

Domestic wires

Send: $5/wire

Receive: free

International wires

Send or Receive: $45/wire

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